The largest 401(k) plans in the US

Name: Largest 401(k) plans in the United States, by total plan assets
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

$73.9B

Total assets in the largest US 401(k) plan: The Boeing Company 401(k) Retirement Plan, with 216,698 participants, form year 2024. Ranked below with the next 99 largest, computed from DOL Form 5500 filings.

These are individual employer plans ranked by plan assets, not 401(k) providers ranked by assets under administration.

The top 100 plans by total assets

#	Plan	Sponsor	Assets ($)	Participants
1	The Boeing Company 401(k) Retirement Plan	The Boeing Co. And Consolidated Subsidiaries	73,910,477,714	216,698
2	Microsoft Corporation Savings Plus 401(k) Plan	Microsoft Corporation	65,646,011,638	177,531
3	The Bank Of America 401(k) Plan	Bank Of America Corporation	62,902,405,616	254,477
4	IBM 401(k) Plan	International Business Machines Corporation	60,393,556,150	156,865
5	RTX Savings Plan	RTX Corporation	58,647,425,000	217,393
6	Wells Fargo & Company 401(k) Plan	Wells Fargo & Company	57,886,997,456	288,416
7	JPMorgan Chase 401(k) Savings Plan	JPMorgan Chase Bank, National Association	52,913,457,500	299,277
8	Lockheed Martin Corporation Salaried Savings Plan	Lockheed Martin Corporation	51,448,624,264	146,855
9	Walmart 401(k) Plan	Walmart Inc.	50,790,179,678	1,921,006
10	Google LLC 401(k) Savings Plan	Google LLC	48,738,057,415	152,774
11	AT&T Retirement Savings Plan	AT&T Inc.	43,121,795,000	203,226
12	Costco 401(k) Retirement Plan	Costco Wholesale Corporation	41,017,392,708	255,370
13	Northrop Grumman Savings Plan	Northrop Grumman Corporation	39,473,777,135	154,894
14	Amazon 401(k) Plan	Amazon.Com Services, LLC	34,593,744,657	1,336,478
15	Fidelity Retirement Savings Plan	Fmr LLC	34,201,609,937	90,445
16	Oracle Corporation 401(k) Savings And Investment Plan	Oracle Corporation	31,026,465,040	103,417
17	CVS Health Future Fund 401(k) Plan	CVS Health Corporation	30,087,909,242	307,068
18	Verizon Savings Plan For Management Employees	Verizon Communications Inc.	29,376,133,902	126,153
19	UnitedHealth Group 401(k) Savings Plan	UnitedHealth Group Incorporated	26,618,762,181	278,507
20	FedEx Corporation Retirement Savings Plan	FedEx Corporation	25,378,065,969	177,265
21	Intel 401(k) Savings Plan	Intel Corporation	24,850,880,304	83,261
22	Apple 401(k) Plan	Apple Inc.	24,714,519,387	144,388
23	HCA 401(k) Plan	HCA Inc.	23,821,303,026	377,504
24	ExxonMobil Savings Plan	Exxon Mobil Corporation	23,711,000,000	35,323
25	Johnson And Johnson Savings Plan	Johnson And Johnson	23,584,765,150	72,991
26	Citi Retirement Savings Plan	Citigroup Inc.	23,241,033,081	126,011
27	General Motors Retirement Savings Plan For Salaried Employees In The United States	General Motors LLC	23,059,166,800	67,246
28	Cisco Systems,Inc. 401(k) Plan	Cisco Systems,Inc.	22,728,425,546	67,776
29	Kaiser Permanente 401(k) Retirement Plan	Kaiser Foundation Health Plan, Inc.	22,541,089,460	178,486
30	Morgan Stanley 401(k) Plan	Morgan Stanley Domestic Holdings, LLC	22,180,692,974	81,090
31	Pfizer Savings Plan	Pfizer Inc.	21,987,152,800	59,490
32	Chevron Employee Savings Investment Plan	Chevron Corporation	20,378,704,663	35,056
33	The Teamster - UPS National 401(k) Tax Deferred Savings Plan	Board Of Trustees Of The Teamsters - UPS 401(k) National Savings Plan	19,309,174,243	478,400
34	State Farm 401(k) Savings Plan	State Farm Mutual Automobile Insurance Company	19,010,099,056	102,869
35	Delta 401(k) Retirement Plan	Delta Air Lines, Inc.	18,985,170,319	112,713
36	Caterpillar 401(k) Savings Plan	Caterpillar Inc.	18,812,004,780	60,290
37	Ernst & Young Retirement Savings Plan	Ernst & Young U.S. LLP	18,327,167,732	96,780
38	Ford Motor Co. Savings And Stock Investment Plan For Salaried Employees	Ford Motor Company	17,268,935,890	52,244
39	Southwest Airlines Co. Retirement Savings Plan	Southwest Airlines Co.	16,991,748,637	76,550
40	United Airlines Pilot Retirement Account Plan	United Airlines, Inc.	16,835,964,452	19,509
41	Meta Platforms, Inc. 401(k) Plan	Meta Platforms, Inc.	16,455,927,820	78,483
42	L3Harris Retirement Savings Plan	L3Harris Technologies, Inc.	16,316,786,122	74,165
43	Honeywell 401(k) Plan	Honeywell International Inc.	16,316,486,587	60,090
44	American Airlines, Inc. 401(k) Plan	American Airlines, Inc. - Retirement	16,193,365,552	114,844
45	Delta 401(k) Retirement Plan For Pilots	Delta Air Lines, Inc.	15,928,334,925	17,203
46	Abbott Laboratories Stock Retirement Plan	Abbott Laboratories	15,755,668,000	60,437
47	Merck US Savings Plan	Merck & Co., Inc.	14,970,916,966	40,572
48	The PepsiCo Savings Plan	PepsiCo, Inc.	14,936,950,700	174,823
49	Dell Inc. 401(k) Plan	Dell Inc.	14,666,301,000	62,604
50	Walgreens Retirement Savings Plan	Walgreen Co.	14,535,873,337	272,420
51	Target Corporation 401(k) Plan	Target Corporation	14,419,645,154	475,573
52	U.S. Roche 401(k) Savings Plan	Genentech, Inc.	14,347,809,529	37,353
53	The Cigna Group 401(k) Plan	The Cigna Group	14,203,086,080	88,684
54	UPS 401(k) Savings Plan	United Parcel Service Of America, Inc.	14,192,071,511	145,125
55	The Home Depot FutureBuilder	The Home Depot, Inc.	14,149,677,171	446,735
56	Kaiser Permanente Tax Sheltered Annuity Plan	Kaiser Foundation Health Plan, Inc.	13,849,659,130	110,792
57	Medtronic Savings And Investment Plan	Medtronic, Inc.	13,719,378,000	56,318
58	AbbVie Savings Plan	AbbVie Inc.	13,388,913,371	37,767
59	Toyota Motor North America, Inc. Retirement Savings Plan	Toyota Motor North America, Inc.	13,348,776,327	52,368
60	Savings Plan For Employees And Partners Of PwC	PwC US Group LLP	13,167,098,888	74,670
61	Broadcom U.S. 401(k) Plan	Avago Technologies U.S. Inc.	13,057,884,319	20,820
62	The Lilly Employee 401(k) Plan	Eli Lilly And Company	13,056,609,955	30,472
63	The Goldman Sachs 401(k) Plan	The Goldman Sachs Group, Inc.	12,807,939,404	48,550
64	Disney Savings And Investment Plan	Twdc Enterprises 18 Corp.	12,726,205,564	77,005
65	General Dynamics Corporation 401(k) Plan 6.0	General Dynamics Corporation	12,395,006,194	65,411
66	Edward D. Jones & Co. Profit Sharing And 401(k) Plan	Edward D. Jones & Co., L.P.	12,368,282,167	54,690
67	Elevance Health 401(k) Plan	Ath Holding Company, LLC	12,109,864,062	94,689
68	Capital One Financial Corporation Associate Savings Plan	Capital One Financial Corporation	12,049,528,180	66,717
69	The Kroger Co. 401(k) Retirement Savings Account Plan	The Kroger Co.	11,809,161,000	160,358
70	Leidos, Inc. Retirement Plan	Leidos, Inc.	11,790,942,581	53,830
71	Marriott Retirement Savings Plan	Marriott International, Inc.	11,712,016,434	137,769
72	American Airlines, Inc. 401(k) Plan For Pilots	American Airlines, Inc. - Retirement	11,659,942,125	18,870
73	Bristol-Myers Squibb Savings And Investment Program	Bristol-Myers Squibb Company	11,587,731,493	33,339
74	The Progressive 401(k) Plan	The Progressive Corporation & Its Participating Subsidiaries	11,533,546,294	69,645
75	Shell Provident Fund	Shell USA, Inc.	11,524,072,633	25,236
76	U.S. Bank 401(k) Savings Plan	U.S. Bancorp	11,442,089,862	94,695
77	Liberty Mutual 401(k) Plan	Liberty Mutual Group Inc.	11,352,606,499	53,084
78	Duke Energy Retirement Savings Plan	Duke Energy Corporation	11,269,744,000	35,803
79	The Vanguard Retirement And Savings Plan	The Vanguard Group, Inc.	11,084,818,612	27,024
80	USAA Retirement Savings Plan	United Services Automobile Association	10,915,004,907	52,789
81	Bayer Corporation Savings And Retirement Plan	Bayer Corporation	10,811,159,993	32,363
82	The Dow Chemical Company Employees' Savings Plan	The Dow Chemical Company	10,768,606,712	33,287
83	The Prudential Employee Savings Plan	The Prudential Insurance Company Of America	10,734,347,566	43,542
84	BAE Systems Employees' Savings And Investment Plan	BAE Systems, Inc.	10,624,156,570	53,737
85	3M Voluntary Investment Plan And Employee Stock Ownership Plan	3M Company	10,596,010,150	52,897
86	The Sherwin-Williams Company 401(k) Plan	The Sherwin-Williams Company	10,563,559,628	63,424
87	GE Healthcare Retirement Savings Plan	GE Healthcare Technologies Inc.	10,524,350,593	54,636
88	KPMG 401(k) Capital Accumulation Plan	KPMG LLP	10,492,716,824	55,389
89	Advocate Aurora Health 401(k) Plan	Advocate Aurora Health, Inc.	10,487,791,739	99,769
90	The Travelers 401(k) Savings Plan	Travelers Companies, Inc.	10,385,472,373	41,712
91	HP Inc. 401(k) Plan	HP Inc.	10,292,655,097	37,593
92	United Airlines 401(k) Savings Plan	United Airlines, Inc.	10,285,169,777	77,273
93	Thermo Fisher Scientific Inc. 401(k) Retirement Plan	Thermo Fisher Scientific Inc.	10,263,366,209	52,601
94	UBS 401(k) Plan Trust	UBS Ag	10,206,773,684	32,175
95	The PNC Financial Services Group, Inc. Incentive Savings Plan	The PNC Financial Services Group, Inc.	10,189,629,000	79,485
96	401(k) Savings Plan	Providence Health & Services	10,074,085,187	109,907
97	Novartis Corporation Investment Savings Plan	Novartis Corporation	9,909,961,529	24,569
98	The Bank Of New York Mellon Corporation 401(k) Savings Plan	The Bank Of New York Mellon Corporation	9,909,165,024	43,704
99	The Permanente Medical Group, Inc. Salary Deferral Plan	The Permanente Medical Group, Inc.	9,882,460,618	29,643
100	Nokia Savings/401(k) Plan	Nokia Of America Corporation	9,831,470,000	26,582

Ranked by Schedule H total assets at end of plan year, form year 2024, DOL EFAST2 bulk data. Assets in USD; participants at beginning of year. A linked plan name opens that plan’s filing facts; a linked sponsor opens the match formula we read from the employer’s Form 11-K.

How this ranking is computed

Top 100 large 401(k) plans by Schedule H end-of-year total assets, form year 2024. Excludes terminated plans (final filings) and pooled employer plan (PEP/PEO) mega-filings where one filing aggregates thousands of employers (multiple-employer plans with >= 10,000 participants). Plans investing through master trusts may understate some Schedule H line items.

Curious how these employers’ match formulas compare? Compare any two companies side by side or read how 401(k) matching works.

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401(k) Monitor, “Largest 401(k) plans in the US by total plan assets”, computed from DOL EFAST2 Form 5500 bulk data, form year 2024.