L3Harris Technologies, Inc. 401(k) match: 6% max
L3Harris Retirement Savings Plan · LHX · CIK 202058
Maximum employer match, as a share of pay
6%
L3Harris Technologies, Inc. matches 100% (dollar-for-dollar) of the first 6% of pay.
From the Form 11-K filed June 29, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What L3Harris Technologies puts in, and what the plan costs
What L3Harris Technologies put into the plan, per active participant
$10.11
L3Harris Technologies, Inc. put $10.11 into this plan for each of its 41,945 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
L3Harris Technologies put in less per active participant than 98% of plans with 5,000+ participants in computers and electronics manufacturing. The middle plan in that group of 46 reported $4,837. Computers and electronics manufacturing comes from business code 334200, which L3Harris Technologies entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much L3Harris Technologies pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 340276860, plan 015 · DOL EFAST2 ↗
The $10.11 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. L3Harris Technologies, Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $2,970 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What L3Harris Technologies puts in
$2,970
a year, at a $49,500 salary.
The match paragraph, word for word
“For any eligible employee who has completed one year of service with the Company, the Company matches up to 100% of pre-tax, regular after-tax and/or designated Roth after-tax contributions subject to a limit of 6% (5% for a participant who is accruing a cash balance benefit under the Company’s defined benefit pension plans) of eligible compensation. Special matching rules apply to certain participants who are subject to a collective bargaining agreement. Company matching contributions generally are made to the Plan in the form of L3Harris stock, except matching contributions generally are made in cash for certain participants who are subject to a collective bargaining agreement.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are immediately vested in their pre-tax, regular after-tax, designated Roth after-tax, qualified non-elective and rollover contributions plus earnings thereon. Participants also are immediately vested in Company contributions other than Employer matching and any profit-sharing contributions, plus earnings thereon. Vesting in the Employer matching and any profit-sharing contributions, plus earnings thereon, is based on years of service, as defined in the Plan document. A participant is generally 100% vested after three years of service.”
A worker hired today collects no match for 1 year. This is a filed term, and it does not move the score above.
Eligibility, word for word
“For any eligible employee who has completed one year of service with the Company, the Company matches up to 100% of pre-tax, regular after-tax and/or designated Roth after-tax contributions subject to a limit of 6% (5% for a participant who is accruing a cash balance benefit under the Company’s defined benefit pension plans) of eligible compensation.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
44th percentile
$48.96 per participant in plan-paid administrative cost, cheaper than 56% of plans with 5,000+ participants.
What is L3Harris Technologies' 401(k) match formula?
L3Harris Technologies' 401(k) employer match tops out at 6% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 6% of pay |
|---|---|
| Maximum employer match | 6% of compensation |
| Paid in company stock | Yes |
| Conditions | Requires one year of service with the Company; the match limit is 5% of eligible compensation for a participant who is accruing a cash balance benefit under the Company's defined benefit pension plans; special matching rules apply to certain participants subject to a collective bargaining agreement |
| Other employer contribution | Discretionary profit-sharing contributions in an amount determined by the Company, allocated based on eligible compensation; no profit-sharing contributions were made for 2025 |
| Other employer contribution | Additional Company contributions may be made for participants subject to a collective bargaining agreement or to satisfy obligations under wage determination or similar laws |
At a $75,000 salary, contributing 6% ($4,500) earns the full employer match of $4,500 for the year.
What the filing says, word for word
“For any eligible employee who has completed one year of service with the Company, the Company matches up to 100% of pre-tax, regular after-tax and/or designated Roth after-tax contributions subject to a limit of 6% (5% for a participant who is accruing a cash balance benefit under the Company’s defined benefit pension plans) of eligible compensation. Special matching rules apply to certain participants who are subject to a collective bargaining agreement. Company matching contributions generally are made to the Plan in the form of L3Harris stock, except matching contributions generally are made in cash for certain participants who are subject to a collective bargaining agreement.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is L3Harris Technologies' 401(k) vesting schedule?
L3Harris Technologies vests the employer match on a cliff schedule: nothing is yours until three years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a three-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 3 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | 100% vesting upon attainment of age 55 while employed, termination due to death or disability, death while on leave for qualified military service, and in certain business dispositions. Certain collectively bargained participants are immediately vested; certain others vest 0%/20%/40%/60%/80%/100% at less than 1 / 1 / 2 / 3 / 4 / 5 years of service |
| Other employer contributions | Company contributions other than Employer matching and profit-sharing contributions are immediately vested; profit-sharing contributions follow the same three-year vesting as the match |
Vesting, word for word
“Participants are immediately vested in their pre-tax, regular after-tax, designated Roth after-tax, qualified non-elective and rollover contributions plus earnings thereon. Participants also are immediately vested in Company contributions other than Employer matching and any profit-sharing contributions, plus earnings thereon. Vesting in the Employer matching and any profit-sharing contributions, plus earnings thereon, is based on years of service, as defined in the Plan document. A participant is generally 100% vested after three years of service.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
Who can join L3Harris Technologies' 401(k), and is enrollment automatic?
L3Harris Technologies enrolls new hires automatically at 6% of pay.
| Match eligibility | Completion of one year of service with the Company |
|---|---|
| Automatic enrollment | Yes: default deferral 6% of pay; default investment: LifeCycle Fund that is age-appropriate for the participant |
Eligibility, word for word
“For any eligible employee who has completed one year of service with the Company, the Company matches up to 100% of pre-tax, regular after-tax and/or designated Roth after-tax contributions subject to a limit of 6% (5% for a participant who is accruing a cash balance benefit under the Company’s defined benefit pension plans) of eligible compensation.”
Automatic enrollment, word for word
“Participants who make no election with respect to their contribution percentage generally are deemed to have elected deferment of 6% of eligible compensation on a pre-tax basis.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
What does the L3Harris Technologies plan report on Form 5500?
The L3Harris Technologies plan reported $16.3B in assets and 74,165 participants for plan year 2024.
| Total plan assets | $16,316,786,122 |
|---|---|
| Participants | 74,165 |
| Recordkeeper | Fidelity Workplace Services LLC (Recordkeeper); Northern Trust (Trustee) |
| Plan-paid admin cost per participant | $48.96 |
How that cost compares
This plan pays $48.96 per participant. The median across plans in computers and electronics manufacturing is $136.67, from the 597 of 644 whose Form 5500 yields a per-participant cost.
L3Harris Retirement Savings Plan on its Form 5500 filing: fees, providers and financials
How does L3Harris Technologies' 401(k) match compare?
L3Harris Technologies, Inc.'s maximum 401(k) match of 6% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in computers and electronics manufacturing, two land near L3Harris Technologies' maximum match and one vests on the same schedule.
Maximum match 5% of pay. Also in computers and electronics manufacturing.
Employer match vests immediately. Also in computers and electronics manufacturing.
Maximum match 4% of pay. Also in computers and electronics manufacturing.
Maximum match 6% of pay, level with L3Harris Technologies.
Maximum match 6% of pay, level with L3Harris Technologies.
Maximum match 5% of pay. Same 3-year cliff as L3Harris Technologies.
Compare L3Harris Technologies, Inc. with any company, side by side
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 29, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is L3Harris Technologies, Inc.'s 401(k) match?
L3Harris Technologies, Inc. matches 100% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the L3Harris Technologies, Inc. 401(k) match vest?
Cliff: 100% vested after 3 years of service.
Does L3Harris Technologies, Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 6% of pay; default investment: LifeCycle Fund that is age-appropriate for the participant.
Cite: 401(k) Monitor, “L3Harris Technologies, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0000202058-26-000043, plan year ended 2025-12-31.