Leidos Holdings, Inc. 401(k): Vanguard, match 6% of pay
Leidos, Inc. Retirement Plan · LDOS · CIK 1336920
Vanguard is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Employer match stated in the filing, as a share of pay
6%
Leidos Holdings, Inc. discloses only part of its 401(k) match terms: it matches 100% (dollar-for-dollar) of the first 6% of pay.
From the Form 11-K filed June 18, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · what it used to be · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What Leidos puts in, and what the plan costs
What Leidos put into the plan, per active participant
$5,265
Leidos Holdings, Inc. put $5,265 into this plan for each of its 30,281 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Leidos put in more per active participant than 78% of plans with 5,000+ participants at law, consulting and engineering firms. The middle plan in that group of 168 reported $2,987. Law, consulting and engineering comes from business code 541600, which Leidos entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much Leidos pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 953630868, plan 004 · DOL EFAST2 ↗
The $5,265 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Leidos Holdings, Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $2,970 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Leidos puts in
$2,970
a year, at a $49,500 salary.
The filing discloses only part of the formula. The most it states the employer adds is 6% of pay, for a worker contributing 6% of pay.
The match paragraph, word for word
“Effective January 1, 2025, eligible participants may receive Company matching 401(k) contributions based on a maximum percentage of 100%, depending on fringe level, of the first 6% of eligible compensation contributed to the Plan with investments directed by each participant. Prior to January 1, 2025, eligible participants were eligible to receive Company matching 401(k) contributions based on a maximum percentage of 100%, depending on fringe level, of the first 5% of eligible compensation contributed to the Plan (a maximum match of 5%).”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
100 out of 100
How fast the employer’s money becomes yours. Higher than 48% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 100%, 100%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Effective January 1, 2025, eligible participants who perform at least one hour of service on or after January 1, 2025, become 100% vested in all Company matching contributions, profit sharing, non-elective contributions, and ESOP contributions. Participants who terminated employment before January 1, 2025, and did not work an hour of service on or after that date are not eligible for the accelerated vesting.”
The match starts with the job. This is a filed term, and it does not move the score above.
Eligibility, word for word
“Employees of the Company and its subsidiaries that have adopted the Plan are eligible to participate in the Plan. Employees must be in an eligible fringe benefit package to be eligible to receive Company matching 401(k) contributions, profit sharing contributions, and ESOP contributions. Employees may make elective contributions and receive Company matching 401(k) contributions upon commencing employment.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
44th percentile
$49.11 per participant in plan-paid administrative cost, cheaper than 56% of plans with 5,000+ participants.
What is Leidos' 401(k) match formula?
Leidos discloses only part of its 401(k) match terms: it matches 100% (dollar-for-dollar) of the first 6% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 6% of pay |
|---|---|
| Maximum employer match | 6% of compensation |
| Paid in company stock | No, paid in cash or per your investment elections |
| Conditions | Match rate depends on the participant's fringe benefit level, up to a maximum of 100%; employees must be in an eligible fringe benefit package to receive matching contributions |
| Current formula effective | January 1, 2025 |
| Other employer contribution | Discretionary non-elective contributions and ESOP contributions |
| Other employer contribution | Discretionary additional contributions for non-highly compensated participants to comply with Section 401(k)(3); none were made for 2025 |
What the filing says, word for word
“Effective January 1, 2025, eligible participants may receive Company matching 401(k) contributions based on a maximum percentage of 100%, depending on fringe level, of the first 6% of eligible compensation contributed to the Plan with investments directed by each participant. Prior to January 1, 2025, eligible participants were eligible to receive Company matching 401(k) contributions based on a maximum percentage of 100%, depending on fringe level, of the first 5% of eligible compensation contributed to the Plan (a maximum match of 5%).”
Source: Form 11-K filed June 18, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What did Leidos' 401(k) match used to be?
Leidos changed its 401(k) match on January 1, 2025. The formula in force now is 100% (dollar-for-dollar) of the first 6% of pay (partly disclosed).
| Since January 1, 2025 | 100% (dollar-for-dollar) of the first 6% of pay (partly disclosed) |
|---|---|
| Before | Prior to January 1, 2025, eligible participants could receive matching contributions based on a maximum percentage of 100%, depending on fringe level, of the first 5% of eligible compensation (a maximum match of 5%) |
What is Leidos' 401(k) vesting schedule?
Leidos vests the employer match immediately: 100% is yours as soon as it is paid in. Nothing is forfeited when you leave, which is not true of the two schedules that vest over time.
| Employer match vesting | Immediate: employer match is 100% vested when contributed |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | Effective January 1, 2025, participants with at least one hour of service on or after that date are 100% vested in all Company contributions. Under the prior schedule, Company contributions vested 25% for each of the first two years with at least 850 hours of service and fully after three years, with full vesting at age 59 1/2, permanent disability, or death |
| Other employer contributions | Profit sharing, non-elective, and ESOP contributions are also 100% vested for participants with an hour of service on or after January 1, 2025 |
Vesting, word for word
“Effective January 1, 2025, eligible participants who perform at least one hour of service on or after January 1, 2025, become 100% vested in all Company matching contributions, profit sharing, non-elective contributions, and ESOP contributions. Participants who terminated employment before January 1, 2025, and did not work an hour of service on or after that date are not eligible for the accelerated vesting.”
Source: Form 11-K filed June 18, 2026, SEC EDGAR · SEC ↗
Who can join Leidos' 401(k), and is enrollment automatic?
Leidos' filing does not mention automatic enrollment, which is not the same as the plan having none.
| Plan entry | Employees may make elective contributions upon commencing employment |
|---|---|
| Match eligibility | Employees must be in an eligible fringe benefit package to receive Company matching 401(k), profit sharing, and ESOP contributions; matching eligibility begins upon commencing employment |
| Automatic enrollment | Not mentioned in the filing (not proof of absence) |
Eligibility, word for word
“Employees of the Company and its subsidiaries that have adopted the Plan are eligible to participate in the Plan. Employees must be in an eligible fringe benefit package to be eligible to receive Company matching 401(k) contributions, profit sharing contributions, and ESOP contributions. Employees may make elective contributions and receive Company matching 401(k) contributions upon commencing employment.”
Source: Form 11-K filed June 18, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Vanguard, filed as “VANGUARD GROUP INC.”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
2,337 plans on file name Vanguard as their recordkeeper. Of those, the 2,333 with a computable fee have a median plan-paid cost of $97.87 per participant.
Participants log in at Vanguard ↗. 401(k) Monitor is not affiliated with Vanguard or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Vanguard |
|---|---|
| Recordkeeper EIN | 231945930 |
What does the Leidos plan report on Form 5500?
The Leidos plan reported $11.8B in assets and 53,830 participants for plan year 2024.
| Total plan assets | $11,790,942,581 |
|---|---|
| Participants | 53,830 |
| Plan-paid admin cost per participant | $49.11 |
How that cost compares
This plan pays $49.11 per participant. The median across plans at law, consulting and engineering firms is $152.18, from the 7,159 of 7,635 whose Form 5500 yields a per-participant cost.
Leidos, Inc. Retirement Plan on its Form 5500 filing: fees, providers and financials
How does Leidos' 401(k) match compare?
Leidos Holdings, Inc.'s maximum 401(k) match of 6% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file at law, consulting and engineering firms, two report the same recordkeeper and one vests on the same schedule.
Maximum match 4.5% of pay. Also at law, consulting and engineering firms.
Maximum match 6% of pay. Also at law, consulting and engineering firms.
Maximum match 4% of pay. Also at law, consulting and engineering firms.
Maximum match 6% of pay. Same recordkeeper, Vanguard.
Maximum match 6% of pay. Same recordkeeper, Vanguard.
Maximum match 3% of pay. Vests immediately too, like Leidos.
Compare Leidos Holdings, Inc. with any company, side by side
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 18, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is Leidos Holdings, Inc.'s 401(k) match?
Leidos Holdings, Inc. discloses only part of its match terms in the 11-K for the plan year ended December 31, 2025; it matches 100% of employee contributions up to 6% of eligible pay.
When does the Leidos Holdings, Inc. 401(k) match vest?
Immediate: employer match is 100% vested when contributed.
Does Leidos Holdings, Inc.'s 401(k) plan have automatic enrollment?
Not mentioned in the filing (not proof of absence).
Who is the recordkeeper for Leidos Holdings, Inc.'s 401(k)?
Vanguard is named as the recordkeeper on the Form 5500 filed for Leidos, Inc. Retirement Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Did Leidos Holdings, Inc. change its 401(k) match?
Yes. Prior to January 1, 2025, eligible participants could receive matching contributions based on a maximum percentage of 100%, depending on fringe level, of the first 5% of eligible compensation (a maximum match of 5%) The current terms took effect January 1, 2025.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that Leidos Holdings, Inc. filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | Leidos Holdings, Inc. |
| SEC CIK | 1336920 |
| Accession number | 0001336920-26-000224 |
| Plan | Leidos, Inc. Retirement Plan |
| Period of report | December 31, 2025 |
| Filed | June 18, 2026 |
401(k) Monitor is not affiliated with Leidos Holdings, Inc., with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “Leidos Holdings, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0001336920-26-000224, plan year ended December 31, 2025.
