Oceaneering International, Inc. 401(k): Fidelity, match 6% max
Oceaneering Retirement Investment Plan · OII · CIK 73756
Fidelity Investments is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Matched to this employer by sponsor name, not by an identifier stated in the filing.
Maximum employer match, as a share of pay
6%
Oceaneering International, Inc. matches 100% (dollar-for-dollar) of the first 6% of pay.
From the Form 11-K filed June 26, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What Oceaneering International puts in, and what the plan costs
What Oceaneering International put into the plan, per active participant
$6,242
Oceaneering International, Inc. put $6,242 into this plan for each of its 3,923 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Oceaneering International put in more per active participant than 82% of plans with 5,000+ participants at law, consulting and engineering firms. The middle plan in that group of 168 reported $2,987. Law, consulting and engineering comes from business code 541990, which Oceaneering International entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much Oceaneering International pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 952628227, plan 003 · DOL EFAST2 ↗
The $6,242 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Oceaneering International, Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $2,970 a year at a $49,500 salary. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Oceaneering International puts in
$2,970
a year, at a $49,500 salary.
The match paragraph, word for word
“Oceaneering's employer matched contribution amount is equal to 100% on the first 6% of participants' eligible compensation contributed to the Plan.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
71.43 out of 100
How fast the employer’s money becomes yours. Higher than 32% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“The Plan provides that the entire amount of participant contributions and related earnings is fully vested, and that employer contributions and related earnings vest according to the following schedule: Years of Service Vested Percentage Less than two 0% At least two 100%”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
72nd percentile
$80.92 per participant in plan-paid administrative cost, more expensive than 72% of plans with 5,000+ participants.
What is Oceaneering International's 401(k) match formula?
Oceaneering International's 401(k) employer match tops out at 6% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 6% of pay |
|---|---|
| Maximum employer match | 6% of compensation |
| Paid in company stock | No, paid in cash or per your investment elections |
At a $45,000 salary, contributing 6% ($2,700) earns the full employer match of $2,700 for the year.
What the filing says, word for word
“Oceaneering's employer matched contribution amount is equal to 100% on the first 6% of participants' eligible compensation contributed to the Plan.”
Source: Form 11-K filed June 26, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Oceaneering International's 401(k) vesting schedule?
Oceaneering International vests the employer match on a cliff schedule: nothing is yours until two years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a two-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 2 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | On any termination of the Plan, each participant for whom the Plan is terminated would be 100% vested in all accounts and would receive benefits under the Plan based on his or her account balances accumulated to the date of the termination of the Plan, including the full amount of shares of Oceaneering Stock and cash then credited to his or her account. |
Vesting, word for word
“The Plan provides that the entire amount of participant contributions and related earnings is fully vested, and that employer contributions and related earnings vest according to the following schedule: Years of Service Vested Percentage Less than two 0% At least two 100%”
Source: Form 11-K filed June 26, 2026, SEC EDGAR · SEC ↗
Who can join Oceaneering International's 401(k), and is enrollment automatic?
Oceaneering International enrolls new hires automatically at 3% of pay, rising 1% a year to 6% of pay.
| Plan entry | The Plan is a defined contribution plan covering all employees who have completed three months of service (except employees who are paid exclusively on payrolls other than United States payrolls and temporary employees as defined in the Plan) with Oceaneering International, Inc. ("Oceaneering") and its subsidiaries. |
|---|---|
| Excluded groups | except employees who are paid exclusively on payrolls other than United States payrolls and temporary employees as defined in the Plan |
| Automatic enrollment | Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: American Funds Target Date Fund (based on participant's date of birth) |
Eligibility, word for word
“The Plan is a defined contribution plan covering all employees who have completed three months of service (except employees who are paid exclusively on payrolls other than United States payrolls and temporary employees as defined in the Plan) with Oceaneering International, Inc. ("Oceaneering") and its subsidiaries.”
Automatic enrollment, word for word
“Eligible employees who have not made an election to defer a portion of their compensation, or have not affirmatively elected not to defer any of their compensation, are automatically enrolled in the Plan following three months of employment, and 3% of their compensation is contributed to the Plan. Their Plan accounts are invested in the American Funds Target Date Fund (the "Target Date Fund") based on the participant's date of birth unless and until the participant directs otherwise. Absent an election to cease deferrals or contribute a different percentage, the participant's contribution level increases by 1% each year thereafter until it reaches 6%.”
Source: Form 11-K filed June 26, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Fidelity Investments, filed as “FIDELITY INVESTMENTS INSTITUTIONAL”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
10,593 plans on file name Fidelity Investments as their recordkeeper. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
Participants log in at Fidelity NetBenefits ↗. 401(k) Monitor is not affiliated with Fidelity Investments or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Fidelity Investments |
|---|---|
| Recordkeeper EIN | 042647786 |
What does the Oceaneering International plan report on Form 5500?
The Oceaneering International plan reported $828.6M in assets and 5,155 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Oceaneering Retirement Investment Plan |
|---|---|
| Total plan assets | $828,573,495 |
| Participants | 5,155 |
| Plan-paid admin cost per participant | $80.92 |
How that cost compares
This plan pays $80.92 per participant. The median across plans at law, consulting and engineering firms is $152.18, from the 7,159 of 7,635 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Oceaneering Retirement Investment Plan, which has no page of its own here.
How does Oceaneering International's 401(k) match compare?
Oceaneering International, Inc.'s maximum 401(k) match of 6% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file at law, consulting and engineering firms, two report the same recordkeeper and one vests on the same schedule.
Maximum match 6% of pay. Also at law, consulting and engineering firms.
Match vests in steps, 100% after 3 years. Also at law, consulting and engineering firms.
Maximum match 4.5% of pay. Also at law, consulting and engineering firms.
Maximum match 6% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 6% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 2.8% of pay. Same 2-year cliff as Oceaneering International.
Compare Oceaneering International, Inc. with any company, side by side
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 26, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is Oceaneering International, Inc.'s 401(k) match?
Oceaneering International, Inc. matches 100% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the Oceaneering International, Inc. 401(k) match vest?
Cliff: 100% vested after 2 years of service.
Does Oceaneering International, Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: American Funds Target Date Fund (based on participant's date of birth).
Who is the recordkeeper for Oceaneering International, Inc.'s 401(k)?
Fidelity Investments is named as the recordkeeper on the Form 5500 filed for Oceaneering Retirement Investment Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that Oceaneering International, Inc. filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | Oceaneering International, Inc. |
| SEC CIK | 73756 |
| Accession number | 0000073756-26-000123 |
| Plan | Oceaneering Retirement Investment Plan |
| Period of report | December 31, 2025 |
| Filed | June 26, 2026 |
401(k) Monitor is not affiliated with Oceaneering International, Inc., with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “Oceaneering International, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0000073756-26-000123, plan year ended December 31, 2025.
