Omnicom Group Inc. 401(k) match: fully vested after 3 years
Omnicom Group Retirement Savings Plan · OMC · CIK 29989
The 401(k) employer match
Set again each year
Omnicom Group Inc. sets its 401(k) match at its own discretion each year, and this filing does not state the rate.
From the Form 11-K filed June 29, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What Omnicom puts in, and what the plan costs
What Omnicom put into the plan, per active participant
$164
Omnicom Group Inc. put $164 into this plan for each of its 24,911 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Omnicom put in less per active participant than 92% of plans with 5,000+ participants at law, consulting and engineering firms. The middle plan in that group of 168 reported $2,987. Law, consulting and engineering comes from business code 541800, which Omnicom entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much Omnicom pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 131514814, plan 004 · DOL EFAST2 ↗
What Omnicom puts in
Not stated in the filing
The match rate is set at the company's discretion each year, and the filing does not state the rate it used.
The Form 5500 for this plan reports what Omnicom actually paid in: the figure and its peer comparison are above. It is the whole employer side of the plan on one line, so it answers what went in rather than what the formula promises.
Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is Fidelity NetBenefits ↗.
What you contribute to collect all of it
Not stated in the filing
The filing does not state the contribution rate that collects the full employer contribution.
Vesting score
62.86 out of 100
How fast the employer’s money becomes yours. Higher than 29% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 40%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants vest in any employer matching contributions according to the following schedule, as adopted by each participating company: 0 % for less than 2 years, 40 % for 2 years but less than 3 years, 100 % for 3 years or more”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
35th percentile
$40.50 per participant in plan-paid administrative cost, cheaper than 65% of plans with 5,000+ participants.
What is Omnicom's 401(k) match formula?
Omnicom sets its 401(k) match at its own discretion each year and does not state the rate in this filing. The match is deposited once a year. A discretionary match is set again each year, so the rate in force lives in the plan document rather than the filing. The four shapes a formula takes is what to look for when you read one.
| Deposited | Once a year |
|---|---|
| Conditions | Matching contributions are discretionary and set by each participating company; participants are generally eligible only if they are active employees on the last day of the Plan year with at least 1,000 hours of service during the year; contributions are deposited and allocated after each Plan year-end. For the 2024 Plan year the discretionary Employer Contributions were considerably less than 2025 and prior years |
What the filing says, word for word
“Each participating company may make discretionary matching contributions, or Employer Contributions, to the Plan each year on behalf of its eligible employees. Participants are generally eligible to receive Employer Contributions, if any, if they are active employees on the last day of the Plan year and are credited with at least 1,000 hours of service during the Plan year. Employer Contributions, if any, are deposited and allocated to the accounts of eligible participants after each Plan year-end. With respect to the 2024 Plan year, the discretionary Employer Contributions were considerably less than 2025 and prior years.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
What is Omnicom's 401(k) vesting schedule?
Omnicom vests the employer match on a graded schedule: 40% after two years, rising to 100% after three. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 40% at 2 yr, 100% at 3 yr |
|---|---|
| Your own contributions | Not disclosed in the filing |
| Accelerated vesting | Accounts become fully vested on Plan termination or complete discontinuance of Company contributions; certain more favorable grandfathered vesting schedules apply to participants from merged subsidiary plans |
| Other employer contributions | Prior employer profit sharing contributions vest 0% under 2 years, 20% at 2 years, 50% at 3 years, 70% at 4 years, and 100% at 5 or more years of service |
Vesting, word for word
“Participants vest in any employer matching contributions according to the following schedule, as adopted by each participating company: 0 % for less than 2 years, 40 % for 2 years but less than 3 years, 100 % for 3 years or more”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
Who can join Omnicom's 401(k), and is enrollment automatic?
Omnicom's filing does not mention automatic enrollment, which is not the same as the plan having none.
| Plan entry | Eligible employees of participating companies can enroll as soon as administratively practicable following employment for the 401(k) and matching contribution features |
|---|---|
| Match eligibility | Receipt of Employer Contributions generally requires being an active employee on the last day of the Plan year with at least 1,000 hours of service during the year |
| Automatic enrollment | Not mentioned in the filing (not proof of absence) |
Eligibility, word for word
“For the 401(k) and matching contribution features of the Plan, eligible employees of participating companies can enroll in the Plan as soon as administratively practicable following employment.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
What does the Omnicom plan report on Form 5500?
The Omnicom plan reported $4.5B in assets and 47,523 participants for plan year 2024.
| Total plan assets | $4,470,560,518 |
|---|---|
| Participants | 47,523 |
| Recordkeeper | Fidelity Investments |
| Plan-paid admin cost per participant | $40.50 |
How that cost compares
This plan pays $40.50 per participant. The median across plans at law, consulting and engineering firms is $152.18, from the 7,159 of 7,635 whose Form 5500 yields a per-participant cost.
The plan reports Fidelity Investments as its recordkeeper, one of 10,593 plans it runs in the data we publish. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
Omnicom Group Retirement Savings Plan on its Form 5500 filing: fees, providers and financials
How does Omnicom's 401(k) match compare?
Omnicom Group Inc.'s filing does not state a maximum 401(k) match as a share of pay. Across the 181 companies in our data that do, the median is 4.5% of pay.
Employers worth reading next
Of the six employers below, three file at law, consulting and engineering firms, two report the same recordkeeper and one vests on the same schedule.
Maximum match 6% of pay. Also at law, consulting and engineering firms.
Maximum match 4.5% of pay. Also at law, consulting and engineering firms.
Maximum match 4% of pay. Also at law, consulting and engineering firms.
No employer match in the filing. Same recordkeeper, Fidelity Investments.
No employer match in the filing. Same recordkeeper, Fidelity Investments.
Match vests in steps, 100% after 3 years. Also fully vested after 3 years, like Omnicom.
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 29, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is Omnicom Group Inc.'s 401(k) match?
Omnicom Group Inc.'s employer match rate is set at the sponsor's discretion and is not disclosed in the 11-K for the plan year ended December 31, 2025. Omnicom Group Inc.'s Form 5500 for plan year 2024 reports $164 of employer money per active participant. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
When does the Omnicom Group Inc. 401(k) match vest?
Graded: 40% at 2 yr, 100% at 3 yr.
Does Omnicom Group Inc.'s 401(k) plan have automatic enrollment?
Not mentioned in the filing (not proof of absence).
Cite: 401(k) Monitor, “Omnicom Group Inc. 401(k) plan facts”, from SEC Form 11-K accession 0000029989-26-000014, plan year ended 2025-12-31.