Honeywell International Inc. 401(k) match: 7% max
Honeywell 401(k) Plan · HON · CIK 773840
Maximum employer match, as a share of pay
7%
Honeywell International Inc. matches 87.5% of the first 8% of pay.
Honeywell International filed two Form 11-K reports for plan year 2025, of which one has been read. The other report has not, so this page cannot say what the plan it covers pays.
From the Form 11-K filed June 29, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What Honeywell International puts in, and what the plan costs
What Honeywell International put into the plan, per active participant
$5,348
Honeywell International Inc. put $5,348 into this plan for each of its 44,069 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Honeywell International put in more per active participant than 65% of plans with 5,000+ participants in medical devices and other manufacturing. The middle plan in that group of 81 reported $4,432. Medical devices and other manufacturing comes from business code 339900, which Honeywell International entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much Honeywell International pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 222640650, plan 302 · DOL EFAST2 ↗
The $5,348 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Honeywell International Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $3,465 a year at a $49,500 salary. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Honeywell International puts in
$3,465
a year, at a $49,500 salary.
The match paragraph, word for word
“Depending on the rate designated for the participant’s Participating Unit, as defined below, the Company makes matching contributions with respect to a participant’s contributions. A Participating Unit is a group of employees which has been designated as participating in the Plan. The Company may contribute on behalf of each participant between 0 percent and 87.5 percent of such participant’s contribution to the Plan, up to 8% of the participant’s base pay, depending upon the rate designated for the participant’s Participating Unit. The Company does not match catch-up contributions. All of the Company’s matching contributions are initially invested in the Honeywell Common Stock Fund. Vested participants may subsequently direct such matching contributions into any investment option available within the Plan. There are two forms of Company matching contributions: (i) variable Company matching contributions and (ii) non-variable Company matching contributions. Participating Units whose employees are covered by collective bargaining agreements or government contracts, the terms of which may change the Company match from time to time, receive variable Company matching contributions, unless the collective bargaining agreement or government contract provides that the employees are eligible for non-variable Company matching contributions. Participating Units whose employees are not covered by collective bargaining agreements or government contracts (unless the collective bargaining agreement or government contract provides otherwise) are generally eligible for non-variable Company matching contributions. Participating Units covered by a non-variable match receive basic matching contributions whereby the Company matches 87.5 percent up to the first 8 percent of base pay that the participant contributes to the Plan (excluding rollover and catch-up contributions). Company match contributions for non-variable match participants and certain variable match participants are made annually in a lump sum by the end of the January following the calendar year-end. These participants must be actively employed on December 15th, or if not, disabled or deceased to receive such match.”
What you contribute to collect all of it
Contribute at least 8% of your pay to collect the full match.
That is $3,960 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants have a full and immediate vested interest in the portion of their accounts contributed by them and the earnings on such contributions. A participant will become 100 percent vested in any Company contributions upon completion of three years of vesting service or upon attainment of age 65 while an employee of the Company or an affiliated company. In addition, a participant’s account will become 100 percent vested if the participant’s termination with the Company or an affiliated company was due to any one of the following (i) retirement under the terms of a Honeywell pension plan in which the participant participates; (ii) disability (as defined under the plan provisions); (iii) death; (iv) a reduction in force or layoff (as determined by the Company); or (v) a participant’s business unit is sold or divested (in the Plan Administrator’s sole discretion). A participant will also become 100 percent vested in any Company contributions in the event the Company terminates or permanently discontinues contributions to the Plan.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
Not reported
The Form 5500 filing does not report the plan-paid administrative expenses this figure needs.
What is Honeywell International's 401(k) match formula?
Honeywell International's 401(k) employer match tops out at 7% of pay. The match is deposited once a year. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 87.5% of the first 8% of pay |
|---|---|
| Maximum employer match | 7% of compensation |
| Deposited | Once a year |
| Paid in company stock | Yes |
| Conditions | Non-variable match participants and certain variable match participants receive the match annually in a lump sum by the end of the January following the calendar year-end and must be actively employed on December 15th (or disabled or deceased) to receive it; certain other variable match participants are matched on a per-payroll period basis. Variable match rates for Participating Units covered by collective bargaining agreements or government contracts range from 0 percent to 87.5 percent of the participant's contribution, up to 8% of base pay. Catch-up contributions are not matched. |
At a $45,000 salary, contributing 8% ($3,600) earns the full employer match of $3,150 for the year.
What the filing says, word for word
“Depending on the rate designated for the participant’s Participating Unit, as defined below, the Company makes matching contributions with respect to a participant’s contributions. A Participating Unit is a group of employees which has been designated as participating in the Plan. The Company may contribute on behalf of each participant between 0 percent and 87.5 percent of such participant’s contribution to the Plan, up to 8% of the participant’s base pay, depending upon the rate designated for the participant’s Participating Unit. The Company does not match catch-up contributions. All of the Company’s matching contributions are initially invested in the Honeywell Common Stock Fund. Vested participants may subsequently direct such matching contributions into any investment option available within the Plan. There are two forms of Company matching contributions: (i) variable Company matching contributions and (ii) non-variable Company matching contributions. Participating Units whose employees are covered by collective bargaining agreements or government contracts, the terms of which may change the Company match from time to time, receive variable Company matching contributions, unless the collective bargaining agreement or government contract provides that the employees are eligible for non-variable Company matching contributions. Participating Units whose employees are not covered by collective bargaining agreements or government contracts (unless the collective bargaining agreement or government contract provides otherwise) are generally eligible for non-variable Company matching contributions. Participating Units covered by a non-variable match receive basic matching contributions whereby the Company matches 87.5 percent up to the first 8 percent of base pay that the participant contributes to the Plan (excluding rollover and catch-up contributions). Company match contributions for non-variable match participants and certain variable match participants are made annually in a lump sum by the end of the January following the calendar year-end. These participants must be actively employed on December 15th, or if not, disabled or deceased to receive such match.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Honeywell International's 401(k) vesting schedule?
Honeywell International vests the employer match on a cliff schedule: nothing is yours until three years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a three-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 3 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Year of service | Three years of vesting service |
| Accelerated vesting | 100 percent vesting upon attainment of age 65 while an employee; upon termination due to retirement under a Honeywell pension plan, disability, death, reduction in force or layoff, or sale/divestiture of the participant's business unit; and if the Company terminates or permanently discontinues contributions to the Plan |
Vesting, word for word
“Participants have a full and immediate vested interest in the portion of their accounts contributed by them and the earnings on such contributions. A participant will become 100 percent vested in any Company contributions upon completion of three years of vesting service or upon attainment of age 65 while an employee of the Company or an affiliated company. In addition, a participant’s account will become 100 percent vested if the participant’s termination with the Company or an affiliated company was due to any one of the following (i) retirement under the terms of a Honeywell pension plan in which the participant participates; (ii) disability (as defined under the plan provisions); (iii) death; (iv) a reduction in force or layoff (as determined by the Company); or (v) a participant’s business unit is sold or divested (in the Plan Administrator’s sole discretion). A participant will also become 100 percent vested in any Company contributions in the event the Company terminates or permanently discontinues contributions to the Plan.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
Who can join Honeywell International's 401(k), and is enrollment automatic?
Honeywell International's filing does not mention automatic enrollment, which is not the same as the plan having none.
| Plan entry | Certain employees of Honeywell International Inc.; participation is by Participating Unit (a group of employees which has been designated as participating in the Plan) |
|---|---|
| Match eligibility | No minimum service requirement for non-variable match participants; for variable match participants, minimum service requirements are set forth in the participant's collective bargaining agreement |
| Automatic enrollment | Not mentioned in the filing (not proof of absence) |
Eligibility, word for word
“For non-variable match participants, there is no minimum service requirement to receive the annual Company match. For variable match participants, minimum service requirements are set forth in the participant’s collective bargaining agreement.”
Source: Form 11-K filed June 29, 2026, SEC EDGAR · SEC ↗
What does the Honeywell International plan report on Form 5500?
The Honeywell International plan reported $16.3B in assets and 60,090 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Honeywell 401(k) Plan |
|---|---|
| Total plan assets | $16,316,486,587 |
| Participants | 60,090 |
| Recordkeeper | The Northern Trust Company (Trustee And Custodian); Fidelity Investments Institutional Operations Company (Administration Services) |
How that cost compares
It is one of 1,455 plans in medical devices and other manufacturing in the Form 5500 data we publish.
Honeywell 401(k) Plan on its Form 5500 filing: fees, providers and financials
How does Honeywell International's 401(k) match compare?
Honeywell International Inc.'s maximum 401(k) match of 7% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in medical devices and other manufacturing, two land near Honeywell International's maximum match and one vests on the same schedule.
Maximum match 6% of pay. Also in medical devices and other manufacturing.
Employer match vests immediately. Also in medical devices and other manufacturing.
Maximum match 6% of pay. Also in medical devices and other manufacturing.
Maximum match 7% of pay, level with Honeywell International.
Maximum match 7% of pay, level with Honeywell International.
Maximum match 3.5% of pay. Same 3-year cliff as Honeywell International.
Compare Honeywell International Inc. with any company, side by side
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 29, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is Honeywell International Inc.'s 401(k) match?
Honeywell International Inc. matches 87.5% of employee contributions up to 8% of eligible pay (plan year ended December 31, 2025).
When does the Honeywell International Inc. 401(k) match vest?
Cliff: 100% vested after 3 years of service.
Does Honeywell International Inc.'s 401(k) plan have automatic enrollment?
Not mentioned in the filing (not proof of absence).
Cite: 401(k) Monitor, “Honeywell International Inc. 401(k) plan facts”, from SEC Form 11-K accession 0000930413-26-001970, plan year ended 2025-12-31.