New York 401(k) plans

Name: New York 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

3,878

Large 401(k) plans headquartered in New York are in 401(k) Monitor’s published set, holding $617.1B in total, led on headcount by Paychex Pooled Employer 401(k) Plan with 621,703 active participants. Computed from DOL Form 5500 filings, plan years 2017–2025.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of New York, not a census of it.

123 of the biggest 401(k) plans headquartered in New York

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2017–2025, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#	Plan	City	Active participants	Assets
1	The PepsiCo Savings Plan	Purchase	134,629	$14.9B
2	I.A.T.S.E. Annuity Fund	New York	100,349	$1.4B
3	Real Estate Commission Retirement Savings Plan	Rochester	98,765	$7.3M
4	Building Service 32BJ Supplemental Retirement Savings Plan	New York	89,978	$2.6B
5	ABM 401(k) Employee Savings Plan	New York	85,004	$695.8M
6	Freedom Care 401(k) Plan	New Hyde Park	59,655	$23.4M
7	The Wegmans Retirement Plans	Rochester	55,056	$3.4B
8	Morgan Stanley 401(k) Plan	New York	54,084	$22.2B
9	IBM 401(k) Plan	Armonk	49,030	$60.4B
10	EssilorLuxottica Retirement Savings Plan 1	Port Washington	38,884	$1.5B
11	Northwell Health 401(k) Plan	Westbury	37,611	$1.9B
12	Pfizer Savings Plan	New York	29,469	$22.0B
13	New York Hotel Trades Council & Hotel Association Of New York City, Inc. 401(k) Savings Plan	New York	26,060	$813.1M
14	American Express Retirement Savings Plan	New York	25,049	$9.1B
15	Omnicom Group Retirement Savings Plan	New York	24,911	$4.5B
16	Equity League 401(k) Plan	New York	24,136	$557.1M
17	The Goldman Sachs 401(k) Plan	New York	23,891	$12.8B
18	Deferred Salary Plan Of The Electrical Industry	Flushing	23,406	$8.0B
19	JetBlue Airways Retirement Plan	Long Island City	23,089	$5.4B
20	M & T Bank Corporation Retirement Savings Plan	Buffalo	22,296	$5.2B
21	Annuity Fund Of Local No. One, I. A. T. S. E.	New York	21,686	$1.2B
22	The Interpublic Group Of Companies, Inc. Savings Plan	New York	21,182	$4.1B
23	The Savings And Investment Plan	New York	19,575	$4.7B
24	All Metro Health Care 401(k) Profit Sharing Plan And Trust	Valley Stream	19,122	$34.1M
25	Marsh & McLennan Companies 401(k) Savings And Investment Plan	New York	17,704	$7.4B
26	Northeast Grocery 401(k) Plan	Schenectady	17,703	$552.7M
27	National Grid USA Co. Incentive Thrift Plan	Brooklyn	17,603	$6.4B
28	Warner Bros. Discovery 401(k) Savings Plan	New York	17,534	$8.1B
29	Villagemd 401(k) Retirement Savings Plan	New York	17,015	$1.4B
30	Legends 401(k) Profit Sharing Plan	New York	16,236	$105.8M
31	Wsp USA Retirement Savings Plan	New York	16,143	$3.3B
32	New York District Council Of Carpenters Annuity Fd	New York	15,553	$3.7B
33	Paramount Global 401(k) Plan (Fka Viacomcbs 401(k) Plan)	New York	15,335	$6.4B
34	Marsh & McLennan Agency 401(k) Savings & Investment Plan	New York	15,230	$1.5B
35	The Consolidated Edison Thrift Savings Plan	New York	15,022	$6.4B
36	Paychex, Inc. 401(k) Incentive Retirement Plan	Rochester	15,000	$2.3B
37	Bloomberg L.P. 401(k) Plan	New York	14,853	$5.7B
38	McKinsey & Company, Inc. (Psrp) Profit Sharing Retirement Plan	New York	14,729	$9.8B
39	The Equinox Holdings, Inc. 401(k) Plan	New York	14,142	$182.4M
40	Relx Inc. US Salary Investment Plan	New York	13,644	$4.2B
41	Foot Locker 401(k) Plan	New York	13,384	$449.5M
42	J.Crew Group, LLC. 401(k) Savings Plan	New York	13,372	$339.1M
43	Sony USA 401(k) Plan	New York	13,338	$6.2B
44	Barnes & Noble 401(k) Plan	Westbury	13,045	$789.9M
45	Lvmh Affiliates' 401(k) Plan	New York	12,956	$1.1B
46	New York Life Insurance Company Employee Progress Sharing Investment Plan	New York	12,706	$5.0B
47	Regeneron Pharmaceuticals, Inc. 401(k) Savings Plan	Tarrytown	11,960	$2.6B
48	Tapestry, Inc. 401(k) Savings Plan	New York	11,856	$659.1M
49	Corning Incorporated Investment Plan	Corning	11,726	$4.1B
50	Tiaa Code Section 401(k) Plan	New York	11,525	$4.6B
51	Barclays 401(k) Plan	New York	11,498	$3.6B
52	Nhca And Affiliates Retirement And Savings Plan	Valley Stream	11,467	$227.7M
53	New York Life Insurance Company Agents Progress- Sharing Investment Plan	New York	11,418	$1.2B
54	Capgemini Safe Harbor 401(k) Plan	New York	11,267	$2.5B
55	Mastercard Savings Plan	Purchase	11,144	$3.9B
56	Fanatics 401(k) Retirement Plan	New York	10,927	$364.4M
57	American Business Institute Co 401(k) Profit Sharing Plan & Trust	Flushing	10,683	$6.2M
58	Fox Savings Plan	New York	10,558	$2.5B
59	Usi 401(k) Plan	Valhalla	10,494	$1.5B
60	Kaleida Health Savings Investment 403(b) Plan	Buffalo	10,136	$723.5M
61	Mavis Tire Supply LLC 401(k) Plan	Millwood	10,033	$202.0M
62	The Estee Lauder Companies 401(k) Savings Plan	Long Island City	9,754	$3.2B
63	UFCW Local One 401(k) Savings Plan	Oriskany	9,699	$154.2M
64	Kaleida Health Savings/Investment (401(k)) Plan	Buffalo	9,504	$140.7M
65	Albany Medical Center 403(b) Plan	Albany	9,290	$599.4M
66	The 401(k) Plan	White Plains	9,164	$192.1M
67	Nbcuniversal Capital Accumulation Plan (Cap)	New York	8,982	$397.5M
68	Blackrock Retirement Savings Plan	New York	8,882	$4.8B
69	Hellofresh 401(k) Retirement Savings Plan	New York	8,838	$105.6M
70	The Cultural Institutions Savings Plan	New York	8,647	$729.0M
71	Xylem Retirement Savings Plan	White Plains	8,288	$1.8B
72	ABM 401(k) Employee Savings Plan II	New York	8,108	$77.6M
73	Monro, Inc. 401(k) Plan	Fairport	8,038	$77.4M
74	News Corp 401(k) Savings Plan	New York	8,014	$3.7B
75	Flagstar Financial, Inc. Employee Savings Plan	Hicksville	7,891	$917.8M
76	Breakthru Beverage Group 40 L(K) Plan	New York	7,882	$768.8M
77	Turner Retirement Investment Plan	New York	7,860	$2.8B
78	Iac Inc. Retirement Savings Plan	New York	7,788	$1.6B
79	Rich's 401(k) Plan	Buffalo	7,645	$769.3M
80	Aston Healthcare, LLC 401(k) Plan	Brooklyn	7,636	$19.3M
81	Moog Inc. Retirement Savings Plan	East Aurora	7,635	$1.9B
82	The Equitable 401(k) Plan	Syracuse	7,549	$2.6B
83	Benefitsplus 401(k) Profit Sharing Plan	New York	7,322	$1.2B
84	Royal Care 401(k) Plan	Brooklyn	7,265	$3.8M
85	Turning Stone Enterprises, LLC 401 (K) Plan	Verona	6,878	$222.4M
86	Emerald Healthcare, LLC 401(k) Plan	Valley Stream	6,688	$3.2M
87	Msc Industrial Direct 401(k) Plan	Melville	6,667	$708.9M
88	Nfp Corp. 401(k) Plan	New York	6,644	$976.9M
89	Genting USA 401(k) Plan	Jamaica	6,397	$123.7M
90	Ivyrehab Physical Therapy Pllc 401(k) Profit Sharing Plan	White Plains	6,154	$110.7M
91	Healthfirst Profit Sharing 401(k) Plan	New York	6,126	$678.5M
92	Shake Shack Retirement Plan	New York	6,120	$45.5M
93	Colgate-Palmolive Company Employees Savings & Investment Plan	New York	6,041	$3.3B
94	Rainbow Apparel 401(k) Savings Plan	Brooklyn	6,004	$81.8M
95	Genpact U. S. 401(k) Savings Plan	New York	5,783	$602.3M
96	Kyndryl 401(k) Plan	New York	5,741	$764.4M
97	Parts Authority LLC Profit Share/401(k) Plan	Lake Success	5,675	$77.5M
98	Aurora Salary Deferred Savings Plan	Orchard Park	5,655	$21.4M
99	Hbc 401(k) Retirement Savings Plan	New York	5,627	$534.7M
100	Golden Touch Home Health Retirement Plan	New York	5,569	$858,050
101	Mufg Bank Ltd. 401(k) Plan	New York	5,478	$2.9B
102	Danone U.S. 401(k) Plan	White Plains	5,415	$772.6M
103	Fast Retailing USA 401(k) Savings Plan	New York	5,405	$115.5M
104	International Flavors & Fragrances Inc. Retirement Investment Fund Plan	New York	5,363	$979.7M
105	Take-Two Interactive Software, Inc. 401(k) Plan	New York	5,300	$848.2M
106	Raymours Furniture Company, Inc. 401(k) And Profit Sharing Plan	Liverpool	5,288	$266.5M
107	Plumbers Local Union No. 1 Employee 401(k) Savings Plan	Long Island City	5,278	$961.3M
108	Tiffany & Company Employee P/S & Retirement Savings Plan	New York	5,277	$966.1M
109	Veterinary Emergency Group 401(k) Plan	White Plains	5,269	$96.6M
110	Profit Participation Plan Of Moody's Corporation	New York	5,221	$2.1B
111	Fujifilm Long Term Savings Plan	Valhalla	5,191	$1.5B
112	All American Home Care Cdpap Employee Savings Plan	New York	5,137	$24.7M
113	Wmchealth Network Affiliated Employers 401(k) Plan	Valhalla	5,089	$380.4M
114	American International Group, Inc. Incentive Savings Plan	New York	5,072	$4.5B
115	Tandym Group Holdings, LLC	New York	5,065	$23.1M
116	Scholastic Corporation 401(k) Savings And Retirement Plan	New York	5,007	$626.6M
117	Guardian Retirement Investment Plan	New York	4,922	$1.1B
118	Brotherhood Of Locomotive Engineers 401(k) Savings Employees Of Csx Transportation Inc.	West Seneca	4,908	$903.1M
119	Xincon Home-Healthcare Services Profit Sharing Plan	New York	4,834	$16.3M
120	Gbt 401(k) Plan	New York	4,795	$470.7M
121	Post Acute Partners Retirement Plan	New York	4,761	$63.1M
122	Pride Capital Partners, LLC 401(k) Plan	New York	4,743	$40.9M
123	Sirius Xm Radio 401(k) Savings Plan	New York	4,725	$1.0B

Every New York plan, by size

The table above is the top of the list. These 17 pages hold all 3,878 plans on file from New York, split by how many people are in them, each ranked by active participants.

100 to 499 participants · 2,497 plans
Pages1 2 3 4 5 6 7 8 9 10
500 to 999 participants · 609 plans
Pages1 2 3
1,000 to 4,999 participants · 610 plans
Pages1 2 3
5,000 or more participants · 162 plans

401(k) fees in New York vs the national median

Plan-paid administrative cost per participant, plan years 2017–2025 Form 5500 filings. Medians over our published set, not the full universe.
New York medianAcross the 3,638 New York plans in our set with usable fee data.	$108.03 per participant
National medianAcross 54,783 published plans with usable fee data.	$122.17 per participant
Difference	$14.14 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

New York employers with a match dossier

These New York-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Balchem Corporation 401(k) match
Balchem Corporation 401(k) Plan
Colgate-Palmolive Company 401(k) match
Colgate-Palmolive Company Employees Savings & Investment Plan
INTERNATIONAL FLAVORS & FRAGRANCES INC 401(k) match
International Flavors & Fragrances Inc. Retirement Investment Fund Plan
M&T Bank Corporation 401(k) match
M & T Bank Corporation Retirement Savings Plan
Morgan Stanley 401(k) match
Morgan Stanley 401(k) Plan
Omnicom Group Inc. 401(k) match
Omnicom Group Retirement Savings Plan
S&P Global 401(k) match
The 401(k) Savings And Profit Sharing Plan Of S&P Global Inc. And Its Subsidiaries
The Goldman Sachs Group, Inc. 401(k) match
The Goldman Sachs 401(k) Plan

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “New York 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2017–2025, published set of 57,824 plans, data as of July 28, 2026.