401(k) Monitor

JetBlue Airways Retirement Plan

JetBlue Airways Corporation · Long Island City, NY · EIN 870617894 · Plan 001 · Form 5500 for plan year 2024

What JetBlue Airways put into the plan, per active participant

$10,456

JetBlue Airways Corporation put $10,456 into this plan for each of its 23,089 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

JetBlue Airways put in more per active participant than 94% of plans with 5,000+ participants in transportation and logistics. The middle plan in that group of 124 reported $1,783. Transportation and logistics comes from business code 481000, which JetBlue Airways Corporation entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much JetBlue Airways pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 15, 2025 · DOL EFAST2

What the plan cost, per participant

$53.81

The plan paid $53.81 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 51% of plans with 5,000+ participants. The middle plan of that size paid $54.84.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

81 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $10,456. Higher than 94% of plans with 5,000+ participants in transportation and logistics.
  • What the plan cost, per participant: $53.81. Cheaper than 51% of plans with 5,000+ participants.

How this score is built

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What JetBlue Airways puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is Empower.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

49th percentile

$53.81 per participant in plan-paid administrative cost, cheaper than 51% of plans with 5,000+ participants.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as Empower. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251015150255NAL0002627475001, plan year 2024.
Total plan assets, end of year$5,447,050,378
Net assets$5,447,050,378
Participants, beginning of year28,485
Of which active23,089
Plan typeSingle employer
Size cohortThe peer group we rank fees against.5,000+ participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $155,974,086. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.61%

Plan-paid administrative expenses

The plan paid $1,532,794 in administrative expenses in plan year 2024, across 28,485 participants: $53.81 per participant.

Contract administrator fees$0
Professional feesnot reported in filing
Investment management fees$120,354
Other administrative fees$7,800

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 5,000+ participant cohort, where the median plan pays $54.84 per participant. The sponsor files from New York, one of 3,878 plans on file there, at a median of $108.03 per participant. Its business code places the plan in transportation and logistics, one of 1,926 on file, which run to a median of $95.71.

Plans of a similar size in New York

The plans nearest this one by participant count, out of 114 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Deferred Salary Plan Of The Electrical IndustryBoard Of Trustees Of The Deferred Salary Plan Of The Electrical Ind35,520$244.53
M & T Bank Corporation Retirement Savings PlanManufacturers And Traders Trust Co.32,034$70.75
New York Hotel Trades Council & Hotel Association Of New York City, Inc. 401(k) Savings PlanThe Board Of Trustees27,142$46.95
Tiaa Code Section 401(k) PlanTeachers Insurance And Annuity Association Of America26,861$18.56

Service providers (Schedule C)

Recordkeeper: Empower (as filed: “EMPOWER LIFE & ANNUITY INSURANCE CO”)

7,876 plans on file name Empower as their recordkeeper, at a median of $165.69 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251015150255NAL0002627475001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Empower Life & Annuity Insurance Co50, 37, 64, 151,266,2960
Morgan Lewis & Bockius LLP29138,345not reported
Mercer Investment Consulting Inc.29, 10120,354not reported
Smith Anglin Financial LLC50, 2687,602not reported
Fisher Investments50, 2682,002not reported
Morningstar Investment Service50, 2669,275not reported
O'Hagan Group Inc.50, 2649,738not reported
Singer Wealth Advisors LLC50, 2644,277not reported
Charles Schwab & Co., Inc.71, 59, 50, 33, 2643,6940
Wellington Wealth Strategies50, 2633,858not reported
Creative Planning LLC50, 2629,896not reported
Dakota Wealth LLC50, 2628,202not reported
Seascape Capital Management50, 2627,232not reported
Woodley Farra Manion Portfolio50, 2625,535not reported
Mitchell Advisory Inc.50, 2623,946not reported
Parsons Capital Mgmt LLC50, 2622,614not reported
Mountain Capital Investment Ad50, 2620,175not reported
Iht Wealth Management LLC50, 2618,475not reported
Krilogy Financial LLC50, 2618,335not reported
Hbw Advisory Services50, 2617,114not reported
Allgen Financial Advisors Inc.50, 2616,236not reported
Total Investment Management In50, 2615,410not reported
Solitude Financial Services50, 2615,245not reported
Paulson Wealth Management Inc.50, 2614,959not reported
Cerity Partners LLC50, 2614,158not reported
Dynamic Wealth Advisors50, 2614,084not reported
Symphony Financial Ltd. Co50, 2613,984not reported
Revere Asset Management Inc.50, 2612,255not reported
Envestnet Asset Management Inc.50, 2612,162not reported
Ameritas Advisory Services LLC50, 2611,050not reported
Driven Investments LLC50, 2610,393not reported
Cornerstone Wealth Group LLC50, 269,948not reported
Johnson Investment Counsel Inc.50, 269,882not reported
Collins Wealth Management Inc.50, 269,652not reported
One Day In July LLC50, 269,046not reported
Delta Investment Management Ll50, 268,389not reported
Cwm LLC50, 268,202not reported
One Wealth Capital50, 268,013not reported
Qdro Consultants Company, LLC99, 50, 167,800not reported
Allworth Financial Lp50, 266,897not reported
Ep Wealth Advisors, LLC50, 266,829not reported
Williams Jones Wealth Manageme50, 266,810not reported
Withum Wealth Management50, 266,531not reported
Nottingham Advisors Inc.50, 266,332not reported
Knightsbridge Asset Mgmt LLC50, 266,102not reported
Wealth Enhancement Advisory Se50, 265,664not reported
Saint Francis Capital LLC50, 265,399not reported
Cedrus LLC50, 265,337not reported
The Patriot Financial Group50, 265,328not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251015150255NAL0002627475001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "JetBlue Airways Retirement Plan: Form 5500 facts", from DOL EFAST2 filing 20251015150255NAL0002627475001, plan year ended December 31, 2024. 401(k) Monitor Score 81 out of 100 (exact value 80.78).