Missouri 401(k) plans

Name: Missouri 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

1,025

Large 401(k) plans headquartered in Missouri are in 401(k) Monitor’s published set, holding $137.9B in total, led on headcount by O'Reilly Automotive, Inc. Profit Sharing And Savings Plan with 80,513 active participants. Computed from DOL Form 5500 filings, plan years 2023–2025.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of Missouri, not a census of it.

47 of the biggest 401(k) plans headquartered in Missouri

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2023–2025, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#	Plan	City	Active participants	Assets
1	O'Reilly Automotive, Inc. Profit Sharing And Savings Plan	Springfield	80,513	$1.9B
2	Enterprise Holdings Retirement Savings Plan	Saint Louis	71,379	$6.5B
3	GardaWorld Security Services U.S. 401(k) Plan	Saint Louis	56,931	$25.6M
4	Centene Management Corporation Retirement Plan	St. Louis	54,939	$4.7B
5	Edward D. Jones & Co. Profit Sharing And 401(k) Plan	St. Louis	50,491	$12.4B
6	Advantage 401(k) Savings Plan	Clayton	34,861	$764.6M
7	BJC 401(k) Plan	St. Louis	32,079	$2.3B
8	Panera Bread Company 401(k) Retirement Savings Plan	Fenton	25,092	$285.0M
9	H & R Block Retirement Savings Plan	Kansas City	22,188	$1.1B
10	Bayer Corporation Savings And Retirement Plan	St Louis	17,218	$10.8B
11	Emerson Savings Plan	Clayton	14,639	$7.4B
12	Saint Luke's 403(b) Plan	Kansas City	13,418	$960.9M
13	Saint Luke's Retirement Balance And Matching Plan	Kansas City	13,255	$491.8M
14	Schnucks Pay Deferral Plan-30	St. Louis	12,661	$150.1M
15	Burns & Mcdonnell, Inc. 401(k) Savings Plan	Kansas City	10,884	$2.1B
16	Tutera Group Inc. 401(k) Retirement Plan	Kansas City	10,344	$10.7M
17	Ameren Corporation Savings Investment Plan	St. Louis	9,085	$3.2B
18	The Profit Sharing And Savings Plan Of Graybar Electric Company, Inc.	St. Louis	8,694	$2.0B
19	Stifel Financial Profit Sharing 401(k) Plan	St Louis	8,303	$2.3B
20	World Wide Technology, LLC Employee Salary Deferral Retirement Program	St. Louis	8,069	$1.1B
21	Eyecare Partners 401(k) Plan	Ballwin	7,775	$511.8M
22	Lockton, Inc. 401(k) Plan	Kansas City	7,058	$1.4B
23	Dot Holdings Co 401(k) And Profit Sharing Plan	Chesterfield	7,017	$673.8M
24	Hntb Ownership Plan	Kansas City	6,881	$2.2B
25	Hntb Retirement And Savings Plan	Kansas City	6,881	$623.0M
26	Olin Corporation Retirement Savings Plan	Clayton	6,731	$1.4B
27	Post Holdings, Inc. Savings Investment Plan	St Louis	6,527	$1.1B
28	National Beef Union 401(k) Plan	Kansas City	5,980	$23.8M
29	Drury Team Member Savings Plan	St. Louis	5,819	$117.1M
30	Herschend Family Entertainment Profit Sharing & 401(k) Plan	Branson	5,734	$159.3M
31	Core & Main 401(k) Retirement Plan	St. Louis	5,648	$500.4M
32	Barry-Wehmiller Companies' 401(k) Retirement Savings Plan	St. Louis	5,631	$1.0B
33	Hamra Enterprises Employees 401(k) Plan	Springfield	5,603	$22.6M
34	Bunzl USA, LLC Deferred Savings Plan	St. Louis	5,596	$942.3M
35	Mccarthy Employee Retirement Savings Plan	St. Louis	5,531	$701.1M
36	Magellan Health, Inc. Retirement Savings Plan	Maryland Heights	5,451	$656.3M
37	4m Building Solutions Retirement Savings Plan	St. Louis	5,447	$5.7M
38	Equipmentshare's Retirement Savings Plan	Columbia	5,272	$80.3M
39	Penmac Staffing Services 401(k) Retirement Savings Plan	Springfield	5,148	$4.8M
40	Business Performance Savings Plan Of Hallmark Cards, Incorporated	Kansas City	5,013	$2.0B
41	Compass Health, Inc. 401(k) Plan	Clinton	5,000	$211.5M
42	Tkc Holdings, Inc. Retirement Plan	St. Louis	4,897	$281.9M
43	Leggett & Platt, Incorporated 401(k) Plan And Trust Agreement	Carthage	4,880	$374.5M
44	Commerce Bancshares, Inc. Participating Investment Plan	St. Louis	4,874	$1.1B
45	Mosaic Health System 401(k) Retirement Plan	St. Joseph	4,771	$453.2M
46	Evergy, Inc. 401(k) Savings Plan	Kansas City	4,722	$1.5B
47	Nidec Motor Corporation Employee Savings Investment Plan	St. Louis	4,659	$649.9M

Every Missouri plan, by size

The table above is the top of the list. These 6 pages hold all 1,025 plans on file from Missouri, split by how many people are in them, each ranked by active participants.

100 to 499 participants · 632 plans
Pages1 2 3
500 to 999 participants · 168 plans
1,000 to 4,999 participants · 170 plans
5,000 or more participants · 55 plans

401(k) fees in Missouri vs the national median

Plan-paid administrative cost per participant, plan years 2023–2025 Form 5500 filings. Medians over our published set, not the full universe.
Missouri medianAcross the 985 Missouri plans in our set with usable fee data.	$132.02 per participant
National medianAcross 54,783 published plans with usable fee data.	$122.17 per participant
Difference	$9.85 above the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Missouri employers with a match dossier

These Missouri-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Caleres, Inc. 401(k) match
Caleres, Inc. 401(k) Savings Plan
Emerson Electric Co. 401(k) match
Emerson Savings Plan
LEGGETT & PLATT INC 401(k) match
Leggett & Platt, Incorporated 401(k) Plan And Trust Agreement

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “Missouri 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2023–2025, published set of 57,824 plans, data as of July 28, 2026.