Edison International 401(k) match: 6% of pay
Edison 401(k) Savings Plan · EIX · CIK 827052
Employer match stated in the filing, as a share of pay
6%
Edison International's 401(k) employer match runs up to 6% of pay, and the filing does not state the rate it matches at.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Why filings lag
On this page: the formula, word for word · when the money becomes yours · who can join · what else the 11-K reports · how it compares · what to do next
What Edison International puts in, and what the plan costs
What Edison International puts in
Not stated in the filing
Only part of the match formula is disclosed in the filing, so the yearly dollars cannot be computed from it.
Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.
What you contribute to collect all of it
Not stated in the filing
The filing does not state the contribution rate that collects the full employer contribution.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 20%, 40%, 60%, 80%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants immediately vest in their own contributions plus actual earnings thereon. Employer contributions plus actual earnings thereon vest at a rate of 20% per year. After five years of service or reaching age 65, all existing and future employer contributions and related earnings are fully vested.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
Not reported
No Form 5500 record is joined to this employer, so there is no plan-paid cost to show.
What is Edison International's 401(k) match formula?
Edison International discloses only part of its 401(k) match terms; matching contributions run up to 6% of pay. Filings state some formulas in full and others not at all. The four shapes a formula takes shows what is missing here.
| Maximum employer match | 6% of compensation |
|---|---|
| Conditions | The filing states only that participating employers provide matching contributions of up to 6% of a participant's eligible pay; the rate-on-deferral formula is not stated. |
| Other employer contribution | Non-elective employer contributions for employees hired on or after December 31, 2017: represented employees receive 4-6% based on age and service points; non-represented employees hired between December 31, 2017 and June 30, 2024 receive 6%; non-represented employees hired on or after July 1, 2024 receive 4-6% based on age and service points |
What the filing says, word for word
“Subject to statutory limits, all participants may defer pre-tax and after-tax dollars up to 84% of eligible pay. Participating employers provide matching contributions of up to 6% of a participant's eligible pay.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Edison International's 401(k) vesting schedule?
Edison International vests the employer match on a graded schedule: 20% after one year, rising to 100% after five. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | After five years of service or reaching age 65, all existing and future employer contributions and related earnings are fully vested; full vesting also occurs upon Plan termination |
| Other employer contributions | Employer contributions (including non-elective contributions) vest at 20% per year, with full vesting after five years of service or reaching age 65 |
Vesting, word for word
“Participants immediately vest in their own contributions plus actual earnings thereon. Employer contributions plus actual earnings thereon vest at a rate of 20% per year. After five years of service or reaching age 65, all existing and future employer contributions and related earnings are fully vested.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join Edison International's 401(k), and is enrollment automatic?
Edison International's filing does not mention automatic enrollment, which is not the same as the plan having none.
| Plan entry | Qualifying full-time and part-time employees of Edison International and subsidiary companies, including SCE, are eligible immediately upon employment |
|---|---|
| Automatic enrollment | Not mentioned in the filing (not proof of absence) |
Eligibility, word for word
“The Plan is a defined contribution plan with a 401(k) feature, in which qualifying full-time and part-time employees of Edison International (the "Company") and subsidiary companies, including SCE, are eligible to participate. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 ("ERISA"), as amended. An employee, as defined by the plan document, is eligible to participate in the Plan immediately upon employment.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
What else does Edison International's 11-K report?
The Edison International plan held $7.0B in net assets at the end of the plan year ended December 31, 2025.
| Net plan assets (end of plan year) | $6,990,009,000 |
|---|---|
| Trustee / recordkeeper | State Street Bank and Trust Company (trustee); Conduent HR Services, LLC (recordkeeper) |
| Plan auditor | McConnell & Jones LLP |
| Notable events | The Plan sponsor is Southern California Edison Company, a subsidiary of issuer Edison International. The Edison International Stock Fund portion constitutes an ESOP; effective June 30, 2021 the fund was closed to new investment. McConnell & Jones LLP became the Plan's auditor in 2025. |
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
How does Edison International's 401(k) match compare?
Edison International's filing does not state a maximum 401(k) match as a share of pay. Across the 181 companies in our data that do, the median is 4.5% of pay.
Employers worth reading next
The six employers below vest on the same schedule.
Maximum match 3% of pay
Match vests in steps, 100% after 5 years
Match vests in steps, 100% after 5 years
Maximum match 6% of pay
Maximum match 1% of pay
Match vests in steps, 100% after 5 years
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is Edison International's 401(k) match?
Edison International discloses only part of its match terms in the 11-K for the plan year ended December 31, 2025.
When does the Edison International 401(k) match vest?
Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr.
Does Edison International's 401(k) plan have automatic enrollment?
Not mentioned in the filing (not proof of absence).
Cite: 401(k) Monitor, “Edison International 401(k) plan facts”, from SEC Form 11-K accession 0000827052-26-000051, plan year ended 2025-12-31.