CHURCH & DWIGHT CO INC /DE/ 401(k) for hourly employees: Vanguard, match 5% max
Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees · CHD · CIK 313927
Vanguard is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Maximum employer match, as a share of pay
5%
The CHURCH & DWIGHT INC /DE/ hourly plan matches 100% (dollar-for-dollar) of the first 5% of pay.
The match, vesting and enrollment terms below are for hourly employees: they are read from the Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees. CHURCH & DWIGHT INC /DE/'s Form 11-K filings for plan year 2025 describe two separate 401(k) plans. Both state the same maximum match.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: which plan you are in · what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
Which CHURCH & DWIGHT INC /DE/ 401(k) plan are you in?
CHURCH & DWIGHT INC /DE/'s Form 11-K filings for this plan year describe two plans and all of them state the same maximum employer match. The group each plan covers still differs, and so can the vesting and enrollment terms further down this page, which are read from the Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees.
Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees (the plan this page answers for)
Hourly employees · Form 11-K ↗
5% of pay, at most
Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Salaried Employees
Salaried employees · Form 11-K ↗
5% of pay, at most
One row per plan, taken from the two Form 11-K reports this site has read for the plan year ended December 31, 2025. Each maximum comes from that plan’s own filing and describes only that plan.
What the CHURCH & DWIGHT INC /DE/ hourly plan puts in, and what the plan costs
What CHURCH & DWIGHT INC /DE/ put into the plan, per active participant
$7,239
CHURCH & DWIGHT CO INC /DE/ put $7,239 into this plan for each of its 2,351 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
CHURCH & DWIGHT INC /DE/ put in more per active participant than 65% of plans with 1,000–4,999 participants in pharmaceuticals and chemicals. The middle plan in that group of 156 reported $5,739. Pharmaceuticals and chemicals comes from business code 325600, which CHURCH & DWIGHT INC /DE/ entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Both filings are for the Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees, which covers hourly employees, so this figure and the terms above describe the same group.
What this figure cannot separate: how much CHURCH & DWIGHT INC /DE/ pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 134996950, plan 006 · DOL EFAST2 ↗
The $7,239 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. CHURCH & DWIGHT CO INC /DE/ also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $2,475 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What the CHURCH & DWIGHT INC /DE/ hourly plan puts in
$2,475
a year, at a $49,500 salary.
The match paragraph, word for word
“Participant contributions are matched by the Company up to 5% of eligible compensation at the rate of $1.00 for each $1.00 of participant contributions.”
What you contribute to collect all of it
Contribute at least 5% of your pay to collect the full match.
That is $2,475 a year at a $49,500 salary, and it scales with your own.
Vesting score
50 out of 100
How fast the employer’s money becomes yours. Higher than 3% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 25%, 50%, 75%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Effective August 1, 2007, Company matching and profit sharing contributions for employees hired after that date vest in the same time frame as shown below:”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
32nd percentile
$56.59 per participant in plan-paid administrative cost, cheaper than 68% of plans with 1,000–4,999 participants.
What is the CHURCH & DWIGHT INC /DE/ hourly plan's 401(k) match formula?
The CHURCH & DWIGHT INC /DE/ hourly plan's 401(k) employer match tops out at 5% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 5% of pay |
|---|---|
| Maximum employer match | 5% of compensation |
| Paid in company stock | No, paid in cash or per your investment elections |
| Conditions | Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions but there is no Company match on catch-up contributions. |
| Other employer contribution | Each year, the Company shall make a profit sharing contribution to the fund in such amount as the Company’s Board of Directors in its discretion deems appropriate to Plan participants eligible as of December 31. The minimum contribution shall be 3% of eligible compensation, with the first 1% of eligible compensation invested in the Company stock fund. |
At a $90,000 salary, contributing 5% ($4,500) earns the full employer match of $4,500 for the year.
What the filing says, word for word
“Participant contributions are matched by the Company up to 5% of eligible compensation at the rate of $1.00 for each $1.00 of participant contributions.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
What is the CHURCH & DWIGHT INC /DE/ hourly plan's 401(k) vesting schedule?
The CHURCH & DWIGHT INC /DE/ hourly plan vests the employer match on a graded schedule: 25% after two years, rising to 100% after five. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 25% at 2 yr, 50% at 3 yr, 75% at 4 yr, 100% at 5 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | attainment of normal retirement age (age 65) or death |
| Other employer contributions | Effective August 1, 2007, Company matching and profit sharing contributions for employees hired after that date vest in the same time frame as shown below: Less than 2 years 0%, 2 years but less than 3 years 25%, 3 years but less than 4 years 50%, 4 years but less than 5 years 75%, 5 years or more 100%. |
Vesting, word for word
“Effective August 1, 2007, Company matching and profit sharing contributions for employees hired after that date vest in the same time frame as shown below:”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join the CHURCH & DWIGHT INC /DE/ hourly plan's 401(k), and is enrollment automatic?
The CHURCH & DWIGHT INC /DE/ hourly plan enrolls new hires automatically at 3% of pay, rising 1% a year to 15% of pay.
| Plan entry | All United States hourly employees of the Company are eligible for participation in the Plan. |
|---|---|
| Automatic enrollment | Yes: default deferral 3% of pay; 60-day opt-out window; auto-escalation +1%/yr to 15%; default investment: the target date retirement fund nearest the participant’s 65th birthday |
Eligibility, word for word
“All United States hourly employees of the Company are eligible for participation in the Plan.”
Automatic enrollment, word for word
“All new hires become automatically enrolled in the Plan, whereby 3% pre-tax contributions would be deducted if no action is taken after 60 days of employment and will be invested in the target date retirement fund nearest the participant’s 65th birthday.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Vanguard, filed as “THE VANGUARD GROUP, INC.”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
2,337 plans on file name Vanguard as their recordkeeper. Of those, the 2,333 with a computable fee have a median plan-paid cost of $97.87 per participant.
Participants log in at Vanguard ↗. 401(k) Monitor is not affiliated with Vanguard or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Vanguard |
|---|---|
| Recordkeeper EIN | 231945930 |
What does the CHURCH & DWIGHT INC /DE/ plan report on Form 5500?
The CHURCH & DWIGHT INC /DE/ plan reported $281.6M in assets and 2,805 participants for plan year 2024.
| Total plan assets | $281,591,680 |
|---|---|
| Participants | 2,805 |
| Plan-paid admin cost per participant | $56.59 |
How that cost compares
This plan pays $56.59 per participant. The median across plans in pharmaceuticals and chemicals is $128.47, from the 870 of 942 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Church & Dwight Co. , Inc. Savings And Profit Sharing Plan For Hourly Employees, which has no page of its own here.
How does the CHURCH & DWIGHT INC /DE/ hourly plan's 401(k) match compare?
The CHURCH & DWIGHT INC /DE/ hourly plan's maximum 401(k) match of 5% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in pharmaceuticals and chemicals, two report the same recordkeeper and one vests on the same schedule.
Maximum match 5% of pay. Also in pharmaceuticals and chemicals.
Maximum match 5% of pay. Also in pharmaceuticals and chemicals.
Maximum match 5% of pay. Also in pharmaceuticals and chemicals.
Maximum match 4% of pay. Same recordkeeper, Vanguard.
Maximum match 5% of pay. Same recordkeeper, Vanguard.
Maximum match 1% of pay. Also fully vested after 5 years, like CHURCH & DWIGHT INC /DE/.
Compare CHURCH & DWIGHT CO INC /DE/ with any company, side by side
What do CHURCH & DWIGHT INC /DE/'s other 401(k) plans say?
Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Salaried Employees
Salaried employees
Church & Dwight Co Inc. /De/ matches 100% of employee contributions up to 5% of eligible pay (plan year ended December 31, 2025).
- Employer match vesting
- Graded: 25% at 2 yr, 50% at 3 yr, 75% at 4 yr, 100% at 5 yr
- Automatic enrollment
- Yes: default deferral 3% of pay; 60-day opt-out window; auto-escalation +1%/yr to 15%; default investment: the target date retirement fund nearest the participant’s 65th birthday
What the filing says, word for word
“Participant contributions are matched by the Company up to 5% of eligible compensation at the rate of $1.00 for each $1.00 of participant contributions.”
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is CHURCH & DWIGHT CO INC /DE/'s 401(k) match for hourly employees?
The Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees covers hourly employees. Church & Dwight Co Inc. /De/ matches 100% of employee contributions up to 5% of eligible pay (plan year ended December 31, 2025).
When does the CHURCH & DWIGHT CO INC /DE/ 401(k) match vest for hourly employees?
Graded: 25% at 2 yr, 50% at 3 yr, 75% at 4 yr, 100% at 5 yr.
Does CHURCH & DWIGHT CO INC /DE/'s 401(k) plan for hourly employees have automatic enrollment?
Yes: default deferral 3% of pay; 60-day opt-out window; auto-escalation +1%/yr to 15%; default investment: the target date retirement fund nearest the participant’s 65th birthday.
Who is the recordkeeper for CHURCH & DWIGHT CO INC /DE/'s 401(k) for hourly employees?
Vanguard is named as the recordkeeper on the Form 5500 filed for Church & Dwight Co. , Inc. Savings And Profit Sharing Plan For Hourly Employees for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that CHURCH & DWIGHT CO INC /DE/ filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | CHURCH & DWIGHT CO INC /DE/ |
| SEC CIK | 313927 |
| Accession number | 0001193125-26-283048 |
| Plan | Church & Dwight Co., Inc. Savings and Profit Sharing Plan for Hourly Employees |
| Period of report | December 31, 2025 |
| Filed | June 25, 2026 |
401(k) Monitor is not affiliated with CHURCH & DWIGHT CO INC /DE/, with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “CHURCH & DWIGHT CO INC /DE/ 401(k) plan facts for hourly employees”, from SEC Form 11-K accession 0001193125-26-283048, plan year ended December 31, 2025.
