Crane NXT, Co. 401(k) match: 3% max
Crane NXT, Co. Savings and Investment Plan · CXT · CIK 25445
Maximum employer match, as a share of pay
3%
Crane NXT, Co. matches 50% of the first 6% of pay.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What Crane NXT puts in, and what the plan costs
What Crane NXT put into the plan, per active participant
$4,734
Crane NXT, Co. put $4,734 into this plan for each of its 2,262 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Crane NXT put in more per active participant than 73% of plans with 1,000–4,999 participants at holding companies. The middle plan in that group of 157 reported $2,643. Holding companies comes from business code 551112, which Crane NXT entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much Crane NXT pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 880706021, plan 001 · DOL EFAST2 ↗
The $4,734 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Crane NXT, Co. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,485 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Crane NXT puts in
$1,485
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company contributes on a matching basis 50% of the first 6% of each participant’s pre-tax or Roth after-tax contributions.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 20%, 40%, 60%, 80%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participant contributions plus actual earnings thereon are immediately vested. Vesting for matching and non-matching Company contributions generally is as follows:”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
83rd percentile
$149.25 per participant in plan-paid administrative cost, more expensive than 83% of plans with 1,000–4,999 participants.
What is Crane NXT's 401(k) match formula?
Crane NXT's 401(k) employer match tops out at 3% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 6% of pay |
|---|---|
| Maximum employer match | 3% of compensation |
| Other employer contribution | A 3% non-matching Company contribution was provided to eligible participants in 2025 |
At a $60,000 salary, contributing 6% ($3,600) earns the full employer match of $1,800 for the year.
What the filing says, word for word
“The Company contributes on a matching basis 50% of the first 6% of each participant’s pre-tax or Roth after-tax contributions.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Crane NXT's 401(k) vesting schedule?
Crane NXT vests the employer match on a graded schedule: 20% after one year, rising to 100% after five. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | Participants whose employment terminates by reason of death, permanent disability or retirement at the age of 65 or above are fully vested. Participants also are fully vested upon the attainment of age 65. Certain accounts that were merged into the Plan are subject to different vesting schedules. |
Vesting, word for word
“Participant contributions plus actual earnings thereon are immediately vested. Vesting for matching and non-matching Company contributions generally is as follows:”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join Crane NXT's 401(k), and is enrollment automatic?
Crane NXT enrolls new hires automatically at 3% of pay, rising 1% a year to 6% of pay.
| Plan entry | Subject to certain conditions, U.S. employees of the Company are eligible to participate in the Plan. |
|---|---|
| Automatic enrollment | Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: Vanguard Target Retirement Fund option with a target retirement date closest to the year in which the participant will reach age 65 |
Eligibility, word for word
“Subject to certain conditions, U.S. employees of the Company are eligible to participate in the Plan.”
Automatic enrollment, word for word
“Each new or rehired eligible employee is automatically enrolled in the Plan, unless the employee affirmatively opts out of participation, at a pre-tax deferral rate of 3% of the employee’s eligible compensation. The deferral rate automatically increases annually by 1% in January of each plan year (or in such other month designated by the participant), up to a maximum of 6% of the employee’s eligible compensation (unless the employee affirmatively opts out of the automatic escalation).”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
What does the Crane NXT plan report on Form 5500?
The Crane NXT plan reported $373.2M in assets and 2,071 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Crane Nxt, Co. Savings And Investment Plan |
|---|---|
| Total plan assets | $373,208,072 |
| Participants | 2,071 |
| Recordkeeper | Vanguard |
| Plan-paid admin cost per participant | $149.25 |
How that cost compares
This plan pays $149.25 per participant. The median across plans at holding companies is $106.24, from the 612 of 643 whose Form 5500 yields a per-participant cost.
The plan reports Vanguard as its recordkeeper, one of 2,337 plans it runs in the data we publish. Of those, the 2,333 with a computable fee have a median plan-paid cost of $97.87 per participant.
Crane Nxt, Co. Savings And Investment Plan on its Form 5500 filing: fees, providers and financials
How does Crane NXT's 401(k) match compare?
Crane NXT, Co.'s maximum 401(k) match of 3% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file at holding companies, two report the same recordkeeper and one vests on the same schedule.
Maximum match 3.5% of pay. Also at holding companies.
Maximum match 4% of pay. Also at holding companies.
Maximum match 4.5% of pay. Also at holding companies.
Maximum match 3% of pay. Same recordkeeper, Vanguard.
Maximum match 3% of pay. Same recordkeeper, Vanguard.
Match vests in steps, 100% after 5 years. Also fully vested after 5 years, like Crane NXT.
What can you do next?
Check your own balance and contribution rate at Vanguard ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is Crane NXT, Co.'s 401(k) match?
Crane NXT, Co. matches 50% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the Crane NXT, Co. 401(k) match vest?
Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr.
Does Crane NXT, Co.'s 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: Vanguard Target Retirement Fund option with a target retirement date closest to the year in which the participant will reach age 65.
Cite: 401(k) Monitor, “Crane NXT, Co. 401(k) plan facts”, from SEC Form 11-K accession 0000025445-26-000026, plan year ended 2025-12-31.