Crane NXT, Co. 401(k): Vanguard, match 3% max
Crane NXT, Co. Savings and Investment Plan · CXT · CIK 25445
Vanguard is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Matched to this employer by sponsor name, not by an identifier stated in the filing.
Maximum employer match, as a share of pay
3%
Crane NXT, Co. matches 50% of the first 6% of pay.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What Crane NXT puts in, and what the plan costs
What Crane NXT put into the plan, per active participant
$4,734
Crane NXT, Co. put $4,734 into this plan for each of its 2,262 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Crane NXT put in more per active participant than 73% of plans with 1,000–4,999 participants at holding companies. The middle plan in that group of 157 reported $2,643. Holding companies comes from business code 551112, which Crane NXT entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much Crane NXT pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 880706021, plan 001 · DOL EFAST2 ↗
The $4,734 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Crane NXT, Co. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,485 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Crane NXT puts in
$1,485
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company contributes on a matching basis 50% of the first 6% of each participant’s pre-tax or Roth after-tax contributions.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 5% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 20%, 40%, 60%, 80%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participant contributions plus actual earnings thereon are immediately vested. Vesting for matching and non-matching Company contributions generally is as follows:”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
83rd percentile
$149.25 per participant in plan-paid administrative cost, more expensive than 83% of plans with 1,000–4,999 participants.
What is Crane NXT's 401(k) match formula?
Crane NXT's 401(k) employer match tops out at 3% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 6% of pay |
|---|---|
| Maximum employer match | 3% of compensation |
| Other employer contribution | A 3% non-matching Company contribution was provided to eligible participants in 2025 |
At a $60,000 salary, contributing 6% ($3,600) earns the full employer match of $1,800 for the year.
What the filing says, word for word
“The Company contributes on a matching basis 50% of the first 6% of each participant’s pre-tax or Roth after-tax contributions.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Crane NXT's 401(k) vesting schedule?
Crane NXT vests the employer match on a graded schedule: 20% after one year, rising to 100% after five. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | Participants whose employment terminates by reason of death, permanent disability or retirement at the age of 65 or above are fully vested. Participants also are fully vested upon the attainment of age 65. Certain accounts that were merged into the Plan are subject to different vesting schedules. |
Vesting, word for word
“Participant contributions plus actual earnings thereon are immediately vested. Vesting for matching and non-matching Company contributions generally is as follows:”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join Crane NXT's 401(k), and is enrollment automatic?
Crane NXT enrolls new hires automatically at 3% of pay, rising 1% a year to 6% of pay.
| Plan entry | Subject to certain conditions, U.S. employees of the Company are eligible to participate in the Plan. |
|---|---|
| Automatic enrollment | Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: Vanguard Target Retirement Fund option with a target retirement date closest to the year in which the participant will reach age 65 |
Eligibility, word for word
“Subject to certain conditions, U.S. employees of the Company are eligible to participate in the Plan.”
Automatic enrollment, word for word
“Each new or rehired eligible employee is automatically enrolled in the Plan, unless the employee affirmatively opts out of participation, at a pre-tax deferral rate of 3% of the employee’s eligible compensation. The deferral rate automatically increases annually by 1% in January of each plan year (or in such other month designated by the participant), up to a maximum of 6% of the employee’s eligible compensation (unless the employee affirmatively opts out of the automatic escalation).”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Vanguard, filed as “THE VANGUARD GROUP, INC.”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
2,337 plans on file name Vanguard as their recordkeeper. Of those, the 2,333 with a computable fee have a median plan-paid cost of $97.87 per participant.
Participants log in at Vanguard ↗. 401(k) Monitor is not affiliated with Vanguard or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Vanguard |
|---|---|
| Recordkeeper EIN | 231945930 |
What does the Crane NXT plan report on Form 5500?
The Crane NXT plan reported $373.2M in assets and 2,071 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Crane Nxt, Co. Savings And Investment Plan |
|---|---|
| Total plan assets | $373,208,072 |
| Participants | 2,071 |
| Plan-paid admin cost per participant | $149.25 |
How that cost compares
This plan pays $149.25 per participant. The median across plans at holding companies is $106.24, from the 612 of 643 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Crane Nxt, Co. Savings And Investment Plan, which has no page of its own here.
How does Crane NXT's 401(k) match compare?
Crane NXT, Co.'s maximum 401(k) match of 3% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file at holding companies, two report the same recordkeeper and one vests on the same schedule.
Maximum match 3% of pay. Also at holding companies.
Maximum match 3% of pay. Also at holding companies.
Maximum match 3.5% of pay. Also at holding companies.
Maximum match 1% of pay. Same recordkeeper, Vanguard.
Maximum match 3% of pay. Same recordkeeper, Vanguard.
Match vests in steps, 100% after 5 years. Also fully vested after 5 years, like Crane NXT.
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is Crane NXT, Co.'s 401(k) match?
Crane NXT, Co. matches 50% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the Crane NXT, Co. 401(k) match vest?
Graded: 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr.
Does Crane NXT, Co.'s 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: Vanguard Target Retirement Fund option with a target retirement date closest to the year in which the participant will reach age 65.
Who is the recordkeeper for Crane NXT, Co.'s 401(k)?
Vanguard is named as the recordkeeper on the Form 5500 filed for Crane Nxt, Co. Savings And Investment Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that Crane NXT, Co. filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | Crane NXT, Co. |
| SEC CIK | 25445 |
| Accession number | 0000025445-26-000026 |
| Plan | Crane NXT, Co. Savings and Investment Plan |
| Period of report | December 31, 2025 |
| Filed | June 25, 2026 |
401(k) Monitor is not affiliated with Crane NXT, Co., with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “Crane NXT, Co. 401(k) plan facts”, from SEC Form 11-K accession 0000025445-26-000026, plan year ended December 31, 2025.
