W. R. Berkley Corporation 401(k) match
W. R. Berkley Corporation Profit Sharing Plan · WRB · CIK 11544
The 401(k) employer match
No employer match
W. R. Berkley Corporation's filing discloses no employer matching contribution for this plan.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What W. R. Berkley puts in, and what the plan costs
What W. R. Berkley put into the plan, per active participant
$10,876
W. R. Berkley Corporation put $10,876 into this plan for each of its 6,382 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
W. R. Berkley put in more per active participant than 95% of plans with 5,000+ participants at holding companies. The middle plan in that group of 62 reported $4,209. Holding companies comes from business code 551112, which W. R. Berkley entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much W. R. Berkley pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 221867895, plan 001 · DOL EFAST2 ↗
The $10,876 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. W. R. Berkley Corporation also files a Form 11-K, which states what the employer contributes for plan year 2025: the card below reads $2,475 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What W. R. Berkley puts in
$2,475
a year, at a $49,500 salary.
The filing discloses no match. The employer contributes 5% of pay on its own, whether or not the worker contributes.
The match paragraph, word for word
“Each Plan Year, the Company makes an Employer Profit Sharing Contribution to the Plan. The Company’s current minimum Employer Profit Sharing Contribution for each Plan Year is 5% of a Participant’s Earnings for the period of the calendar year that the Employee was a Participant, up to the maximum amount permitted for one year by the U.S. Internal Revenue Code of 1986, as amended (“IRC”). The Company’s Employer Profit Sharing Contribution is allocated as follows: 60% to the Participant’s Company Profit Sharing Account, subject to the Plan’s vesting schedule; and 40% to the Participant’s Tax-Deferred Contribution Account, which is 100% vested.”
What you contribute to collect all of it
Nothing.
There is no match to collect. The employer contributes whether or not you do.
Vesting score
42.86 out of 100
How fast the employer’s money becomes yours. No schedule among the 253 we have scored is lower.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 20%, 40%, 60%, 80%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are fully vested in their Tax-Deferred and after-tax Roth Contributions, Roll-Over Contributions, Catch-up Contributions, the Employer Profit Sharing Contribution to their Tax-Deferred Contribution Account, and earnings thereon. Effective January 1, 2007, the vesting percent in the portion of the Employer Profit Sharing Contribution allocated to the Participant’s Company Profit Sharing Account occurs at the rate of 20% per year beginning on the second anniversary of continuous employment.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
33rd percentile
$39.44 per participant in plan-paid administrative cost, cheaper than 67% of plans with 5,000+ participants.
What is W. R. Berkley's 401(k) match formula?
W. R. Berkley's filing discloses no employer matching contribution for this plan. Employer money that does not depend on what you put in is not a match, whatever the plan calls it. What counts as a match sets out the difference.
| Other employer contribution | Employer Profit Sharing Contribution: current minimum of 5% of a Participant's Earnings each Plan Year, unconditional on the participant's own contributions, up to the IRC annual limit; allocated 60% to the Participant's Company Profit Sharing Account (subject to the Plan's vesting schedule) and 40% to the Participant's Tax-Deferred Contribution Account (100% vested) |
|---|
What the filing says, word for word
“Each Plan Year, the Company makes an Employer Profit Sharing Contribution to the Plan. The Company’s current minimum Employer Profit Sharing Contribution for each Plan Year is 5% of a Participant’s Earnings for the period of the calendar year that the Employee was a Participant, up to the maximum amount permitted for one year by the U.S. Internal Revenue Code of 1986, as amended (“IRC”). The Company’s Employer Profit Sharing Contribution is allocated as follows: 60% to the Participant’s Company Profit Sharing Account, subject to the Plan’s vesting schedule; and 40% to the Participant’s Tax-Deferred Contribution Account, which is 100% vested.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is W. R. Berkley's 401(k) vesting schedule?
W. R. Berkley vests employer contributions to the plan on a graded schedule: 20% after two years, rising to 100% after six. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 20% at 2 yr, 40% at 3 yr, 60% at 4 yr, 80% at 5 yr, 100% at 6 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | In the event of termination of the Plan, all amounts credited to the Participants will become fully vested. |
Vesting, word for word
“Participants are fully vested in their Tax-Deferred and after-tax Roth Contributions, Roll-Over Contributions, Catch-up Contributions, the Employer Profit Sharing Contribution to their Tax-Deferred Contribution Account, and earnings thereon. Effective January 1, 2007, the vesting percent in the portion of the Employer Profit Sharing Contribution allocated to the Participant’s Company Profit Sharing Account occurs at the rate of 20% per year beginning on the second anniversary of continuous employment.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join W. R. Berkley's 401(k), and is enrollment automatic?
W. R. Berkley enrolls new hires automatically at 1% of pay, rising 1% a year to 3% of pay.
| Plan entry | Employees of the Company and its participating subsidiaries become eligible to participate in the Plan for purposes of making Tax-Deferred Contributions, Roth Contributions, Catch-Up Contributions and Rollover Contribution/Transfer Amounts on the date they were first credited with an Hour-of-Service. |
|---|---|
| Match eligibility | Eligible Earnings accrue on the earlier of the first day of the Calendar Quarter following the first full Calendar Quarter in which the Participant completes 250 Hours-of-Service, or on the first day of the Calendar Quarter following the first employment year (the 12 consecutive month period measured from the date of the first Hour-of-Service) in which the Participant completes at least 1,000 Hours-of-Service provided they are an employee on the first day of such Calendar Quarter. |
| Automatic enrollment | Yes: default deferral 1% of pay; auto-escalation +1%/yr to 3%; default investment: The Fidelity Institutional Asset Management (FIAM) Target Date Commingled Pool Class R Fund with a target Retirement Date closest to the year the Participant may retire based on their present age and a retirement age of 65 |
Eligibility, word for word
“Employees of the Company and its participating subsidiaries become eligible to participate in the Plan for purposes of making Tax-Deferred Contributions, Roth Contributions, Catch-Up Contributions and Rollover Contribution/Transfer Amounts on the date they were first credited with an Hour-of-Service.”
Automatic enrollment, word for word
“Any Employee who fails to make an election with respect to the Tax-Deferred Contributions and/or Roth Contributions shall be deemed to have elected to make Tax-Deferred Contributions to the Plan at an initial rate equal to 1% of Earnings commencing the first payday on or after the 90th day following the Employee’s employment commencement date. The Employee is also automatically enrolled in the Plan's Annual Increase Program, that increases the contribution rate 1% annually as determined by the Employee’s date of hire or adjusted date of hire, whichever is the latest, until capped at 3%.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
What does the W. R. Berkley plan report on Form 5500?
The W. R. Berkley plan reported $2.3B in assets and 8,871 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | W.R. Berkley Corporation Profit Sharing Plan |
|---|---|
| Total plan assets | $2,293,383,287 |
| Participants | 8,871 |
| Recordkeeper | Fidelity Investments |
| Plan-paid admin cost per participant | $39.44 |
How that cost compares
This plan pays $39.44 per participant. The median across plans at holding companies is $106.24, from the 612 of 643 whose Form 5500 yields a per-participant cost.
The plan reports Fidelity Investments as its recordkeeper, one of 10,593 plans it runs in the data we publish. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
W.R. Berkley Corporation Profit Sharing Plan on its Form 5500 filing: fees, providers and financials
How does W. R. Berkley's 401(k) match compare?
W. R. Berkley Corporation pays no employer 401(k) match. Across the 181 companies in our data with a computable formula, the median maximum match is 4.5% of pay.
Employers worth reading next
Of the six employers below, two disclose no employer match either, three file at holding companies and one reports the same recordkeeper.
No employer match in the filing. Discloses no employer match either.
No match; the employer contributes on its own. Discloses no employer match either.
Employer match vests immediately. Also at holding companies.
Match vests in steps, 100% after 6 years. Also at holding companies.
Maximum match 6% of pay. Also at holding companies.
Match vests in steps, 100% after 3 years. Same recordkeeper, Fidelity Investments.
Compare W. R. Berkley Corporation with any company, side by side
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is W. R. Berkley Corporation's 401(k) match?
W. R. Berkley Corporation's filing discloses no employer matching contribution for this plan (plan year ended December 31, 2025). W. R. Berkley Corporation's Form 5500 for plan year 2024 reports $10,876 of employer money per active participant. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match. Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
When does the W. R. Berkley Corporation 401(k) match vest?
Graded: 20% at 2 yr, 40% at 3 yr, 60% at 4 yr, 80% at 5 yr, 100% at 6 yr.
Does W. R. Berkley Corporation's 401(k) plan have automatic enrollment?
Yes: default deferral 1% of pay; auto-escalation +1%/yr to 3%; default investment: The Fidelity Institutional Asset Management (FIAM) Target Date Commingled Pool Class R Fund with a target Retirement Date closest to the year the Participant may retire based on their present age and a retirement age of 65.
Cite: 401(k) Monitor, “W. R. Berkley Corporation 401(k) plan facts”, from SEC Form 11-K accession 0000011544-26-000027, plan year ended 2025-12-31.