Texas 401(k) plans

Name: Texas 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

4,254

Large 401(k) plans headquartered in Texas are in 401(k) Monitor’s published set, holding $722.4B in total, led on headcount by Insperity 401(k) Plan with 177,974 active participants. Computed from DOL Form 5500 filings, plan years 2017–2025.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of Texas, not a census of it.

208 of the biggest 401(k) plans headquartered in Texas

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2017–2025, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#	Plan	City	Active participants	Assets
1	Insperity 401(k) Plan	Kingwood	177,974	$9.4B
2	H-E-B Savings & Retirement Plan	San Antonio	113,055	$4.3B
3	AT&T Retirement Savings Plan	Dallas	102,760	$43.1B
4	Whole Foods Market Growing Your Future 401(k) Plan	Austin	95,856	$2.4B
5	American Airlines, Inc. 401(k) Plan	Fort Worth	93,897	$16.2B
6	Southwest Airlines Co. Retirement Savings Plan	Dallas	74,221	$17.0B
7	Tesla, Inc. 401(k) Plan	Austin	72,376	$2.5B
8	7-Eleven, Inc. 401(k) Plan	Irving	66,965	$1.0B
9	Brinker International 401(k) Savings Plan	Dallas	50,716	$494.7M
10	Baylor Scott & White Health Retirement Savings Plan	Dallas	46,788	$4.7B
11	Sysco Corporation Employees' 401(k) Plan	Houston	44,702	$5.3B
12	Caterpillar 401(k) Savings Plan	Irving	44,489	$18.8B
13	Toyota Motor North America, Inc. Retirement Savings Plan	Plano	44,145	$13.3B
14	J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan	Plano	43,488	$2.2B
15	Dave & Buster's 401(k) Savings Plan	Dallas	42,151	$74.5M
16	Aimbridge Parent, Inc. 401(k) Plan	Plano	41,368	$470.1M
17	CBRE 401(k) Plan	Dallas	41,038	$4.3B
18	Topgolf 401(k) Plan	Dallas	40,445	$126.3M
19	Whataburger 401(k) Savings Plan	San Antonio	39,507	$262.0M
20	Allstate 401(k) Savings Plan	Dallas	39,454	$7.6B
21	Waste Management Retirement Savings Plan	Houston	38,168	$4.1B
22	USAA Retirement Savings Plan	San Antonio	37,957	$10.9B
23	Dell Inc. 401(k) Plan	Round Rock	36,668	$14.7B
24	The 401(k) Plan	Richardson	36,460	$3.9B
25	Indeed Recruiting Solutions 401(k) Profit-Sharing Plan Trust	Austin	36,089	$86,516
26	SchwabPlan Retirement Savings And Investment Plan	Westlake	32,145	$8.9B
27	Caliber Holdings LLC Retirement Savings Plan	Lewisville	31,299	$862.3M
28	One Elara Retirement Plan	Dallas	31,092	$186.1M
29	Texas Health 401(k) Retirement Plan	Arlington	29,435	$3.3B
30	Michaels Stores, Inc. Employees 401(k) Plan	Irving	27,613	$337.2M
31	BNSF Railway Company Non-Salaried Employees 401(k) Retirement Plan	Fort Worth	27,379	$4.8B
32	AccentCare 401(k) Retirement Savings Plan	Dallas	27,234	$355.2M
33	McKesson Corporation 401(k) Retirement Savings Plan	Irving	26,640	$5.7B
34	Six Flags 401(k) Plan	Arlington	25,719	$176.5M
35	Raising Cane's Retirement Savings Plan	Plano	25,642	$108.4M
36	Envoy Air Inc. 401(k) Plan	Irving	25,323	$744.1M
37	ExxonMobil Savings Plan	Spring	23,971	$23.7B
38	AT&T Savings And Security Plan	Dallas	23,855	$2.3B
39	Academy, Ltd. 401(k) Profit Sharing Plan	Katy	23,635	$364.8M
40	BG Staff Services Inc. Retirement Savings Plan	Plano	22,408	$44.3M
41	Chevron Employee Savings Investment Plan	Houston	22,195	$20.4B
42	The SCI 401(k) Retirement Savings Plan	Houston	21,793	$1.8B
43	McLane Company, Inc. Profit Sharing Plan	Temple	21,394	$1.5B
44	Keurig Dr Pepper 401(k) Plan	Frisco	21,156	$1.9B
45	Creative Solutions In Healthcare 401(k) Plan	Fort Worth	20,822	$27.6M
46	Greystar 401(k) Plan	Irving	20,689	$757.4M
47	Infosys Limited Tax Savings 401(k) Safe Harbor Plan	Richardson	19,659	$1.1B
48	Sally Beauty 401(k) And Profit Sharing Plan	Denton	18,644	$294.1M
49	Comfort Systems USA, Inc. 401(k) Plan	Houston	18,367	$1.1B
50	AECOM Retirement & Savings Plan	Dallas	17,515	$6.8B
51	Waste Connections, Inc. 401(k) Profit Sharing Plan	The Woodland	17,293	$799.3M
52	Air Liquide & Airgas 401(k) Plan	Houston	17,290	$2.2B
53	Schlumberger Technology Corporation Savings And Retirement Plan	Houston	16,461	$7.4B
54	Jacobs 401(k) Plus Savings Plan	Dallas	16,218	$6.4B
55	Cornerstone Building Brands 401(k) Profit Sharing Plan	Houston	16,061	$845.3M
56	Omni Hotels 401(k) Retirement Savings Plan	Dallas	16,009	$258.1M
57	American Airlines, Inc. 401(k) Plan For Pilots	Fort Worth	15,796	$11.7B
58	Amn Healthcare 401(k) Retirement Savings Plan	Dallas	15,207	$417.0M
59	Worldwide Flight Services, Inc. 401(k) Plan	Irving	15,027	$83.3M
60	Halliburton Retirement And Savings Plan	Houston	14,859	$4.5B
61	Clubcorp Individual Investment Plan	Irving	14,826	$83.1M
62	HP Inc. 401(k) Plan	Austin	14,808	$10.3B
63	Hospital Housekeeping Systems 401(k) Benefit Plan	Dripping Springs	14,609	$35.5M
64	Hewlett Packard Enterprise 401(k) Plan	Spring	14,550	$8.8B
65	Group 1 Automotive, Inc. 401(k) Savings Plan	Houston	13,527	$539.6M
66	Zhi 401(k) Retirement Savings Plan	San Antonio	13,422	$1.0B
67	Energy Transfer Lp 401(k) Plan	Houston	13,406	$2.8B
68	FedEx Office And Print Services, Inc. 401(k) Retirement Savings Plan	Plano	13,295	$1.4B
69	TI Contribution And 401(k) Savings Plan	Dallas	13,175	$8.1B
70	Sky Chefs, Inc. Moneysmart 401(k) Savings And Retirement Plan	Irving	12,486	$256.7M
71	Primoris Services Corporation 401(k) Retirement Savings Plan	Dallas	12,250	$401.5M
72	Kellogg Brown & Root, Inc. Retirement And Savings Plan	Houston	12,223	$3.9B
73	Shell Provident Fund	Houston	12,093	$11.5B
74	Phillips 66 Savings Plan	Houston	12,051	$7.7B
75	The Daikin 401(k) Plan	Waller	12,035	$635.3M
76	Baker Hughes Company 401(k) Plan	Houston	11,706	$4.0B
77	Employee 401(k) Savings Plan	Irving	11,443	$1.2B
78	Visionworks Of America, Inc. 401(k) Savings Plan	San Antonio	11,301	$159.9M
79	Bellsouth Savings And Security Plan	Dallas	11,259	$2.5B
80	Kinder Morgan Savings Plan	Houston	10,966	$2.9B
81	Angels Of Care 401(k) Plan	Mckinney	10,955	$10.0M
82	Westlake Savings Plan	Houston	10,686	$2.0B
83	Highgate Hotels 401(k) Plan	Irving	10,667	$171.0M
84	Enhabit Home Health & Hospice 401(k) Plan	Dallas	10,652	$291.6M
85	Brookshire's Employee Stock Ownership And 401(k) Plan	Tyler	10,628	$381.2M
86	Crash Champions 401(k) Plan	Richardson	10,575	$253.7M
87	Flex 401(k) Plan	Austin	10,524	$1.2B
88	Srs Distribution Inc. 401(k) Plan	Mckinney	10,432	$574.8M
89	Action Behavior Centers 401(k) Plan	Austin	10,395	$27.3M
90	Advanced Micro Devices, Inc. Retirement Savings Plan	Austin	10,320	$3.0B
91	Loomis 401(k) Pre-Tax Savings Plan	Houston	10,258	$258.4M
92	Menzies Aviation (USA), Inc. 401(k) Plan	Grapevine	10,235	$81.8M
93	Ies Holdings, Inc. Retirement Savings Plan	Houston	9,988	$233.8M
94	Infosys Limited Tax Saving 401(k) Profit Sharing Plan	Richardson	9,771	$105.9M
95	The Neiman Marcus Group LLC Retirement Savings Plan	Dallas	9,666	$1.4B
96	Alcon 401(k) Savings Plan	Fort Worth	9,631	$2.9B
97	Mb2 Dental Solutions 401(k) Plan	Carrollton	9,593	$169.6M
98	Regency Integrated Health Services 401(k) Plan	Victoria	9,579	$13.5M
99	Sonic Healthcare USA Savings Plan	Austin	9,544	$587.8M
100	Occidental Petroleum Corporation Savings Plan	Houston	9,533	$3.5B
101	Pathway Vet Alliance LLC 401(k) Plan	Austin	9,520	$208.5M
102	Centerpoint Energy Savings Plan	Houston	9,444	$3.1B
103	BP Employee Savings Plan	Houston	9,333	$8.3B
104	Ceva 401(k) Plan	Houston	9,274	$584.8M
105	Cemex, Inc. Savings Plan	Houston	9,268	$942.3M
106	Upbound 401(k) Retirement Savings Plan	Plano	9,266	$245.2M
107	G2 Secure Staff, L.L.C. Employees Savings Trust	Irving	9,051	$19.7M
108	Southwest Key Programs, Inc. 401(k) Retirement Plan	Austin	8,899	$277.1M
109	Gruma Corporation Retirement Savings Plan	Irving	8,855	$346.0M
110	Iheart Media, Inc. 401(k) Savings Plan	Dallas	8,743	$1.4B
111	Coca-Cola Southwest Beverages 401(k) Plan	Dallas	8,711	$589.0M
112	Commercial Metals Companies Retirement Plan	Irving	8,704	$1.5B
113	Primeflight Aviation Services, Inc. 401(k) Retirement Plan	Sugar Land	8,328	$21.4M
114	Patterson-Uti Energy, Inc. 401(k) Profit Sharing Plan	Snyder	8,297	$613.0M
115	Cinemark USA, Inc. Plan And Trust	Plano	8,261	$215.1M
116	US Oncology, Inc. 401(k) Plan	The Woodlands	8,107	$357.5M
117	Jbp Co., Inc. 401(k) Savings Plan	Houston	7,997	$275.3M
118	Enterprise 401(k) Plan	Houston	7,930	$2.6B
119	Spb Hospitality LLC Retirement Savings Plan	Houston	7,917	$16.2M
120	Mattress Firm, Inc. 401(k) Plan	Houston	7,916	$279.1M
121	Comerica Incorporated Preferred Savings Plan	Dallas	7,885	$2.0B
122	Tech Mahindra Americas 401(k) Plan	Plano	7,872	$136.8M
123	Cell Phone Company Employee 401(k) Savings Plan	Sugar Land	7,860	$46.0M
124	Lyondellbasell Savings Plan	Houston	7,839	$2.7B
125	Firstcash 401(k) Profit Sharing Plan	Fort Worth	7,817	$212.2M
126	Valero Energy Corporation Thrift Plan	San Antonio	7,722	$3.4B
127	Associa, Inc. 401(k) Plan	Richardson	7,675	$129.6M
128	Ashford Hospitality Services 401(k) Savings Plan	Dallas	7,595	$90.0M
129	U.S. Renal Care, Inc. Profit Sharing Plan	Plano	7,484	$340.2M
130	Access Pooled Employer Plan- Series II	Wylie	7,415	$74.9M
131	Rush Enterprises, Inc. Employee 401(k) Plan	New Braunfels	7,268	$548.3M
132	Jack Henry & Associates, Inc. 401(k) Retirement Savings Plan	Allen	7,243	$1.4B
133	Rexel USA, Inc. Section 401(k) Savings Plan	Dallas	7,235	$972.5M
134	Mv Transportation, Inc. 401(k) Plan	Dallas	7,211	$41.2M
135	Copart, Inc. 401(k) Retirement Savings Plan	Dallas	7,203	$134.1M
136	Tyler Technologies, Inc. 401(k) Profit Sharing Plan & Trust	Plano	7,135	$1.2B
137	Enbridge Employee Services, Inc. Employees' Savings Plan	Houston	7,116	$1.8B
138	The Gi Alliance Management 401(k) Savings Plan	Dallas	7,060	$1.1B
139	Reliant Pro Rehab, LLC Retirement Plan	Plano	6,983	$39.1M
140	Gm Financial Employees 401(k) Plan	Fort Worth	6,926	$1.1B
141	ConocoPhillips Savings Plan	Houston	6,894	$6.7B
142	Caterpillar Inc. Tax Deferred Retirement Plan	Irving	6,852	$748.9M
143	Hanger, Inc. 401(k) Savings Plan	Austin	6,847	$709.2M
144	Vistra Thrift Plan	Irving	6,759	$2.4B
145	Driveline Retail Merchandising 401(k) Plan	Coppell	6,754	$7.0M
146	Ben E. Keith Company Retirement Savings Plan	Fort Worth	6,677	$494.0M
147	Gamestop, Corp. Employees' Savings Plan	Grapevine	6,663	$153.8M
148	Fiesta Mart, L.L.C. 401(k) Retirement And Savings Plan	Houston	6,641	$100.2M
149	Deployed Services, LLC 401(k) Plan	Carrizo Springs	6,594	$10.0M
150	Brock Enterprises, LLC 401(k) Plan	Houston	6,469	$88.9M
151	The US Oncology Clinical Practice 401(k) Plan	The Woodlands	6,388	$1.3B
152	Texo Members 401(k) Plan	Dallas	6,383	$117.1M
153	Cabinetworks Group 401(k) Plan	The Colony	6,374	$367.6M
154	Its USA Retirement Savings Plan	The Woodlands	6,346	$811.3M
155	Sscp Management Group 401(k) Plan	Dallas	6,161	$7.7M
156	Company Savings Plan	Lake Jackson	6,149	$70.8M
157	Swipejobs, Inc. 401(k) Plan	Dallas	6,028	$5.3M
158	Burlington Northern Santa Fe Investment And Retirement Plan	Fort Worth	6,015	$2.5B
159	The 401(k) Stock Purchase Plan For Employees Of Cullen/Frost Bankers, Inc. And Its Affiliates	San Antonio	5,979	$1.2B
160	Oldcastle Building Envelope 401(k) Plan	Dallas	5,833	$332.5M
161	Arcis Golf 401(k) Plan	Dallas	5,821	$23.7M
162	Freeman 401(k) Plan	Dallas	5,797	$686.4M
163	Worley Group Inc. 401(k) Plan	Houston	5,779	$1.4B
164	U.S. Anesthesia Partners, Inc. 401(k) Plan	Dallas	5,640	$2.8B
165	Doctors Hospital At Renaissance 401(k) Plan	Edinburg	5,621	$210.2M
166	Rithm Capital Family Of Companies 401(k) Plan	Coppell	5,594	$516.7M
167	Tforce Holdings USA, Inc. 401(k) Plan	Dallas	5,574	$276.4M
168	Varsity Brands, LLC 401(k) Profit Sharing Plan	Farmers Branch	5,504	$405.8M
169	Stewart 401(k) Savings Plan	Houston	5,500	$647.7M
170	Eym Group, Inc. 401(k) Retirement Savings Plan	Irving	5,456	$2.5M
171	Ernest Health Inc. 401(k) Retirement Plan	Mesquite	5,404	$123.3M
172	Ibew Local No. 716 Retirement Plan	Houston	5,375	$131.6M
173	At Home 401(k) Savings Plan	Coppell	5,371	$54.5M
174	Willow Bridge 401(k) Plan	Dallas	5,354	$152.4M
175	U.A. Plumbers & Steamfitters Defined Contribution And 401(k) Plan Of Texas	Houston	5,316	$37.5M
176	Atmos Energy Corporation Retirement Savings Plan And Trust	Dallas	5,287	$1.1B
177	M1 Support Services, L.P. 401(k) Plan	Denton	5,220	$171.6M
178	Darling Ingredients Inc. Salaried 401(k) Savings Plan	Irving	5,206	$236.8M
179	Oncor Thrift Plan	Dallas	5,168	$1.1B
180	Kirby 401(k) Plan	Houston	5,146	$850.1M
181	Corebridge Financial, Inc. Retirement Savings 401(k) Plan	Houston	5,142	$2.8B
182	Mcdermott Savings Plan	Houston	5,104	$1.4B
183	Nationstar Mortgage 401(k) Retirement Plan	Coppell	5,068	$603.8M
184	Covenant Group Holdings, L.P. 401(k) Plan	Fort Worth	5,059	$14.3M
185	Webber, LLC 401(k) Savings Plan	The Woodlands	5,049	$189.3M
186	Lennox International Inc. 401(k) For Hourly Employees	Richardson	5,006	$129.3M
187	Chevron Phillips Chemical Company Lp 401(k) Savings And Profit Sharing Plan	The Woodlands	4,981	$1.9B
188	Ineos Retirement Savings Plan	League City	4,979	$1.4B
189	Rpm Living, LLC 401(k) Plan	Austin	4,973	$64.4M
190	City Electric Supply Employee Savings Plan	Dallas	4,972	$158.7M
191	Tti Incorporated 401(k) Plan	Fort Worth	4,950	$397.5M
192	Iss Facility Services 401(k) Savings Plan	San Antonio	4,948	$106.8M
193	Fisher Investments 401(k) Plan	Plano	4,886	$1.2B
194	Baylor Scott & White Health 403(b) Savings Plan	Dallas	4,877	$647.4M
195	The 401(k) Retirement Plan Of Heidelberg Materials US	Irving	4,871	$798.5M
196	Maritime Association - I.L.A. Retirement Fund	Houston	4,856	$1.0B
197	Arcosa 401(k) Plan	Dallas	4,851	$280.1M
198	Holt Companies Retirement Plan	San Antonio	4,849	$505.0M
199	Texas Oncology, P.A. 401(k) Plan	Dallas	4,845	$1.2B
200	Integrity Marketing Group 401(k) Plan	Dallas	4,830	$268.9M
201	Retina Consultants Of America 401(k) Plan	Southlake	4,799	$353.2M
202	United Fashions Of Texas 401(k) Plan	San Antonio	4,796	$9.9M
203	Nxp 401(k) Retirement Plan	Austin	4,779	$3.8B
204	S & B Engineers And Constructors, Ltd. Retirement Savings Plan	Houston	4,764	$589.8M
205	Daseke, Inc. 401(k) Retirement Plan	Addison	4,752	$114.6M
206	July Pooled Employer Plan #2	Waco	4,752	$52.9M
207	Poly-America, L.P. Retirement Plan	Grand Prairie	4,715	$233.1M
208	48forty Solutions 401(k) Plan	Houston	4,694	$53.8M

Every Texas plan, by size

The table above is the top of the list. These 19 pages hold all 4,254 plans on file from Texas, split by how many people are in them, each ranked by active participants.

100 to 499 participants · 2,604 plans
Pages1 2 3 4 5 6 7 8 9 10 11
500 to 999 participants · 692 plans
Pages1 2 3
1,000 to 4,999 participants · 702 plans
Pages1 2 3
5,000 or more participants · 256 plans
Pages1 2

401(k) fees in Texas vs the national median

Plan-paid administrative cost per participant, plan years 2017–2025 Form 5500 filings. Medians over our published set, not the full universe.
Texas medianAcross the 3,974 Texas plans in our set with usable fee data.	$107.93 per participant
National medianAcross 54,783 published plans with usable fee data.	$122.17 per participant
Difference	$14.25 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Texas employers with a match dossier

These Texas-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

AECOM 401(k) match
AECOM Retirement & Savings Plan
AT&T Inc. 401(k) match
AT&T Retirement Savings Plan
AZZ Inc. 401(k) match
Azz Inc. 401(k) Plan
CBRE Group, Inc. 401(k) match
CBRE 401(k) Plan
Chevron Corporation 401(k) match
Chevron Employee Savings Investment Plan
Comerica Incorporated 401(k) match
Comerica Incorporated Preferred Savings Plan
CULLEN/FROST BANKERS, INC. 401(k) match
The 401(k) Stock Purchase Plan For Employees Of Cullen/Frost Bankers, Inc. And Its Affiliates
Hess Corporation 401(k) match
Hess Corporation Employees' Savings Plan
Hewlett Packard Enterprise Company 401(k) match
Hewlett Packard Enterprise 401(k) Plan
HP Inc. 401(k) match
HP Inc. 401(k) Plan
KIRBY CORP 401(k) match
Kirby 401(k) Plan
Occidental Petroleum Corporation 401(k) match
Occidental Petroleum Corporation Savings Plan
The Allstate Corporation 401(k) match
Allstate 401(k) Savings Plan
The Charles Schwab Corporation 401(k) match
SchwabPlan Retirement Savings And Investment Plan
Valero Energy Corporation 401(k) match
Valero Energy Corporation Thrift Plan
Waste Management, Inc. 401(k) match
Waste Management Retirement Savings Plan

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “Texas 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2017–2025, published set of 57,824 plans, data as of July 28, 2026.