CBRE Group, Inc. 401(k) match: 4% max
CBRE 401(k) Plan · CBRE · CIK 1138118
Maximum employer match, as a share of pay
4%
CBRE Group, Inc. matches 66.67% of the first 6% of pay.
From the Form 11-K filed June 23, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What CBRE puts in, and what the plan costs
What CBRE put into the plan, per active participant
$2,753
CBRE Group, Inc. put $2,753 into this plan for each of its 41,038 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
CBRE put in more per active participant than 78% of plans with 5,000+ participants in real estate and leasing. The middle plan in that group of 33 reported $1,624. Real estate and leasing comes from business code 531390, which CBRE entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much CBRE pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 521616016, plan 001 · DOL EFAST2 ↗
The $2,753 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. CBRE Group, Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,980 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What CBRE puts in
$1,980
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company matches its employee’s contributions up to 66-2/3% of the first 6% of the employee’s annual compensation (up to a maximum annual matching contribution of $6,000).”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
71.43 out of 100
How fast the employer’s money becomes yours. Higher than 32% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 33.33%, 66.67%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Vesting—Participants are immediately vested in all employee contributions, participant rollover contributions from other qualified plans and earnings (or losses) thereon. Generally, participants who were active on October 1, 2021 vest in all prior and future matching contributions at a rate of 33-1/3% each year of service with 100% vesting after three years of service. Participants who terminated employment on or before September 30, 2021 continue to have matching contributions vest under the Plan’s prior vesting schedule, which vested 20% for each year of service, with 100% vesting after five years of service. Upon rehire, these prior matching contributions continue to be subject to five-year vesting, and new matching contributions will be subject to three-year vesting as described above. Special vesting rules continue to apply to matching contributions made before January 1, 2007. Participants become immediately fully vested in Company matching contributions upon reaching age 65, becoming disabled (as defined in the Plan) or death, in each case if employed by the Company at that time. Service for the year is determined using the elapsed time method of crediting service.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
13th percentile
$17.66 per participant in plan-paid administrative cost, cheaper than 87% of plans with 5,000+ participants.
What is CBRE's 401(k) match formula?
CBRE's 401(k) employer match tops out at 4% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 66.67% of the first 6% of pay |
|---|---|
| Maximum employer match | 4% of compensation |
| Conditions | Maximum annual matching contribution of $6,000 per participant. |
| Other employer contribution | Discretionary profit-sharing contributions for certain employees of CBRE Clarion Securities, LLC; amounts for 2025 and 2024 were not material |
At a $75,000 salary, contributing 6% ($4,500) earns the full employer match of $3,000 for the year.
What the filing says, word for word
“The Company matches its employee’s contributions up to 66-2/3% of the first 6% of the employee’s annual compensation (up to a maximum annual matching contribution of $6,000).”
Source: Form 11-K filed June 23, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is CBRE's 401(k) vesting schedule?
CBRE vests the employer match on a graded schedule: 33.33% after one year, rising to 100% after three. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 33.33% at 1 yr, 66.67% at 2 yr, 100% at 3 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Year of service | Service for the year is determined using the elapsed time method of crediting service |
| Accelerated vesting | Immediate full vesting upon reaching age 65, becoming disabled, or death, in each case if employed by the Company at that time; participants who terminated employment on or before September 30, 2021 remain under the prior schedule of 20% per year of service with 100% vesting after five years |
Vesting, word for word
“Vesting—Participants are immediately vested in all employee contributions, participant rollover contributions from other qualified plans and earnings (or losses) thereon. Generally, participants who were active on October 1, 2021 vest in all prior and future matching contributions at a rate of 33-1/3% each year of service with 100% vesting after three years of service. Participants who terminated employment on or before September 30, 2021 continue to have matching contributions vest under the Plan’s prior vesting schedule, which vested 20% for each year of service, with 100% vesting after five years of service. Upon rehire, these prior matching contributions continue to be subject to five-year vesting, and new matching contributions will be subject to three-year vesting as described above. Special vesting rules continue to apply to matching contributions made before January 1, 2007. Participants become immediately fully vested in Company matching contributions upon reaching age 65, becoming disabled (as defined in the Plan) or death, in each case if employed by the Company at that time. Service for the year is determined using the elapsed time method of crediting service.”
Source: Form 11-K filed June 23, 2026, SEC EDGAR · SEC ↗
Who can join CBRE's 401(k), and is enrollment automatic?
CBRE enrolls new hires automatically at 3% of pay.
| Plan entry | All salaried, hourly and W-2 commissioned employees on the domestic payroll of CBRE Services or any participating domestic subsidiary, as soon as administratively feasible following the date the employee is credited with one hour of service |
|---|---|
| Excluded groups | Non-resident aliens with no U.S. source income; employees under a collective bargaining agreement that does not expressly provide for participation; leased employees and independent contractors; employees covered by another Company tax-qualified plan; qualified real estate agents with independent-contractor status under the IRC |
| Automatic enrollment | Yes: default deferral 3% of pay; 45-day opt-out window |
Eligibility, word for word
“All salaried, hourly and W-2 commissioned employees on the domestic payroll of CBRE Services, or any other domestic subsidiary that participates in the Plan, are eligible to participate in the Plan as soon as administratively feasible following the date the employee is credited with one hour of service. However, the following employees, or classes of employees, are not eligible to participate: (1) employees that are non-resident aliens with no U.S. source income; (2) employees covered under a collective bargaining agreement that does not expressly provide for participation in the Plan; (3) employees classified as “leased employees” or independent contractors, even if subsequently determined to be common law employees; (4) employees covered by another Company tax-qualified plan; or (5) persons classified as qualified real estate agents having the status of independent contractors under the IRC.”
Automatic enrollment, word for word
“Participants who do not make an affirmative deferral election or do not opt out of participation within 45 days are automatically enrolled with pre-tax deferrals equal to three percent (3%) of the participant’s compensation.”
Source: Form 11-K filed June 23, 2026, SEC EDGAR · SEC ↗
What does the CBRE plan report on Form 5500?
The CBRE plan reported $4.3B in assets and 47,222 participants for plan year 2024.
| Total plan assets | $4,341,961,548 |
|---|---|
| Participants | 47,222 |
| Recordkeeper | Fidelity Investments |
| Plan-paid admin cost per participant | $17.66 |
How that cost compares
This plan pays $17.66 per participant. The median across plans in real estate and leasing is $127.06, from the 1,545 of 1,635 whose Form 5500 yields a per-participant cost.
The plan reports Fidelity Investments as its recordkeeper, one of 10,593 plans it runs in the data we publish. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
CBRE 401(k) Plan on its Form 5500 filing: fees, providers and financials
How does CBRE's 401(k) match compare?
CBRE Group, Inc.'s maximum 401(k) match of 4% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, two report the same recordkeeper, three land near CBRE's maximum match and one vests on the same schedule.
Maximum match 4% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 4% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 4% of pay, level with CBRE.
Maximum match 4% of pay, level with CBRE.
Maximum match 4% of pay, level with CBRE.
Maximum match 6% of pay. Also fully vested after 3 years, like CBRE.
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 23, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is CBRE Group, Inc.'s 401(k) match?
CBRE Group, Inc. matches 66.67% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the CBRE Group, Inc. 401(k) match vest?
Graded: 33.33% at 1 yr, 66.67% at 2 yr, 100% at 3 yr.
Does CBRE Group, Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; 45-day opt-out window.
Cite: 401(k) Monitor, “CBRE Group, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0001138118-26-000017, plan year ended 2025-12-31.