401(k) Monitor

North Carolina 401(k) plans

1,489

Large 401(k) plans headquartered in North Carolina are in 401(k) Monitor’s published set, holding $257.1B in total, led on headcount by Compass Group Retirement Plan with 292,038 active participants. Computed from DOL Form 5500 filings, plan years 2010–2025.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of North Carolina, not a census of it.

62 of the biggest 401(k) plans headquartered in North Carolina

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2010–2025, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#PlanCityActive participantsAssets
1Compass Group Retirement PlanCharlotte292,038$2.5B
2Lowes 401(k) PlanMooresville263,650$8.6B
3The Bank Of America 401(k) PlanCharlotte168,229$62.9B
4Charter Communications, Inc. 401(k) Savings PlanCharlotte94,858$8.9B
5Food Lion 401(k) PlanSalisbury81,798$1.3B
6Laboratory Corporation Of America Holdings 401(k) Savings PlanBurlington50,677$4.5B
7Honeywell 401(k) PlanCharlotte44,069$16.3B
8Savings And Supplemental Retirement Plan Of Novant Health, Inc.Winston Salem40,442$1.7B
9Truist Financial Corporation 401(k) Savings PlanCharlotte38,574$9.2B
10Harris Teeter Supermarkets, Inc. Retirement And Savings PlanMatthews35,407$1.4B
11Duke Energy Retirement Savings PlanCharlotte26,616$11.3B
12Old Dominion 401(k) Retirement PlanThomasville22,714$2.4B
13Trane Technologies Employee Savings Plan (Esp)Davidson21,584$7.5B
14IQVIA 401(k) PlanDurham19,072$3.6B
15Belk 401(k) Savings PlanCharlotte18,856$400.6M
16Ingles Markets, Incorporated Investment/Profit Sharing PlanBlack Mountain18,006$196.8M
17First-Citizens Bank & Trust Company 401(k) PlanRaleigh15,787$2.7B
18Coca-Cola Consolidated, Inc. 401(k) PlanCharlotte15,486$1.1B
19Hearst Retirement Savings PlanCharlotte14,291$3.1B
20Vf 401(k) Savings PlanGreensboro14,211$1.1B
21Abb Inc. Retirement Savings PlanCary14,095$3.3B
22Defined Contribution Retirement Plan Of Moses Cone Health SystemGreensboro13,661$265.8M
23Wakemed Retirement Savings PlanRaleigh12,421$1.4B
24Elior, Inc. 401(k) PlanCharlotte12,313$102.0M
25Pike 401(k) PlanMount Airy10,755$358.9M
26Alex Lee, Inc. And Affiliates Retirement Savings PlanHickory10,743$323.1M
27Variety Wholesalers, Inc. Retirement Savings 401(k) PlanHenderson10,269$31.2M
28Syneos Health Savings And Retirement PlanMorrisville9,827$1.6B
29Gfl Environmental US 401(k) PlanRaleigh9,664$311.7M
30Hendrick Automotive Group 401(k) PlanCharlotte9,556$756.6M
31Adusa Supply Chain Services 401(k) PlanSalisbury9,366$357.0M
32Swissport North America Holdings, Inc. 401(k) Savings And Retirement PlanRaleigh9,283$173.5M
33Krispy Kreme Doughnut Corporation Retirement Savings PlanCharlotte9,101$68.1M
34Martin Marietta Savings And Investment PlanRaleigh8,886$903.5M
35Jeld-Wen 401(k) Retirement Savings PlanCharlotte8,820$517.6M
36Sonic Automotive, Inc. 401(k) PlanCharlotte8,427$548.3M
37Kimley-Horn And Associates, Inc. Retirement Savings And Pension PlanRaleigh8,317$2.3B
38Victra 401(k) PlanRaleigh8,133$49.8M
39Concord Hospitality Enterprises Company, LLC 401(k) PlanRaleigh8,068$73.8M
40State Employees' Credit Union Retirement Savings PlanRaleigh7,935$1.6B
41Red Hat, Inc. 401(k) And Profit Sharing PlanRaleigh7,529$1.9B
42The Fresh Market, Inc. Employees 401(k) Savings PlanGreensboro7,390$78.8M
43Esa Management, LLC 401(k) PlanCharlotte7,288$80.9M
44Liberty Healthcare Services Retirement PlanWilmington7,263$95.6M
45Butterball, LLC Salary & Hourly 401(k) PlanGarner7,109$155.6M
46Sealed Air Corporation 401(k) And Profit Sharing PlanCharlotte6,878$1.5B
47Driven Brands, Inc. Employee Retirement Savings PlanCharlotte6,716$79.9M
48Amwins Group, Inc. 401(k) PlanCharlotte6,644$844.5M
49Tih Insurance Holdings, LLC 401(k) Savings PlanCharlotte6,643$1.6B
50Biomerieux, Inc. Employee Savings PlanDurham6,473$1.1B
51Community Based Care 401(k) PlanMorrisville6,367$2.7M
52Rxo 401(k) PlanCharlotte6,321$263.1M
53Sas Retirement PlanCary6,265$3.7B
54Volvo Group North America Voluntary Investment Pretax PlanGreensboro6,120$1.5B
55Tands Inc. & Adopting Related Employers 401(k) PlanKinston5,850$3.4M
56Blue Cross And Blue Shield Of North Carolina 401(k) PlanDurham5,395$1.4B
57Trane 401(k) And Thrift PlanDavidson5,330$248.4M
58Ingersoll Rand Retirement Savings PlanDavidson5,294$1.4B
59Lenovo Savings PlanMorrisville5,245$2.6B
60Hartland 401(k) Retirement Plan TrustKinston4,704$42.0M
61Spar Group, Inc. 401(k) Profit Sharing PlanCharlotte4,703$10.5M
62US Radiology Specialists 401(k) Retirement PlanRaleigh4,664$571.0M

Every North Carolina plan, by size

The table above is the top of the list. These 7 pages hold all 1,489 plans on file from North Carolina, split by how many people are in them, each ranked by active participants.

401(k) fees in North Carolina vs the national median

Plan-paid administrative cost per participant, plan years 2010–2025 Form 5500 filings. Medians over our published set, not the full universe.
North Carolina medianAcross the 1,410 North Carolina plans in our set with usable fee data.$118.56 per participant
National medianAcross 54,783 published plans with usable fee data.$122.17 per participant
Difference$3.61 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

North Carolina employers with a match dossier

These North Carolina-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Cite: 401(k) Monitor, “North Carolina 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2010–2025, published set of 57,824 plans, data as of July 28, 2026.