North Carolina 401(k) plans

Name: North Carolina 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

1,489

Large 401(k) plans headquartered in North Carolina are in 401(k) Monitor’s published set, holding $257.1B in total, led on headcount by Compass Group Retirement Plan with 292,038 active participants. Computed from DOL Form 5500 filings, plan years 2010–2025.

State means the sponsor’s address on the filing, not where employees work. The figures above read all 1,489 of the form-year-2024 DOL EFAST2 filings from North Carolina, so they are every plan of that size filed from the state; 73 of them have a page of their own here. A plan with fewer than 100 participants files a shorter form and is not in this data at all.

62 of the biggest 401(k) plans headquartered in North Carolina

The plans this site submits to search engines come first, then the rest of the ones with a page; each group is ranked by active participants, the people still building up a balance. plan years 2010–2025, DOL EFAST2 bulk data. Assets in USD. Every row links to its full fact page.
#	Plan	City	Active participants	Assets
1	Compass Group Retirement Plan	Charlotte	292,038	$2.5B
2	Lowes 401(k) Plan	Mooresville	263,650	$8.6B
3	The Bank Of America 401(k) Plan	Charlotte	168,229	$62.9B
4	Charter Communications, Inc. 401(k) Savings Plan	Charlotte	94,858	$8.9B
5	Food Lion 401(k) Plan	Salisbury	81,798	$1.3B
6	Laboratory Corporation Of America Holdings 401(k) Savings Plan	Burlington	50,677	$4.5B
7	Honeywell 401(k) Plan	Charlotte	44,069	$16.3B
8	Savings And Supplemental Retirement Plan Of Novant Health, Inc.	Winston Salem	40,442	$1.7B
9	Truist Financial Corporation 401(k) Savings Plan	Charlotte	38,574	$9.2B
10	Harris Teeter Supermarkets, Inc. Retirement And Savings Plan	Matthews	35,407	$1.4B
11	Duke Energy Retirement Savings Plan	Charlotte	26,616	$11.3B
12	Old Dominion 401(k) Retirement Plan	Thomasville	22,714	$2.4B
13	Trane Technologies Employee Savings Plan (Esp)	Davidson	21,584	$7.5B
14	IQVIA 401(k) Plan	Durham	19,072	$3.6B
15	Belk 401(k) Savings Plan	Charlotte	18,856	$400.6M
16	Ingles Markets, Incorporated Investment/Profit Sharing Plan	Black Mountain	18,006	$196.8M
17	First-Citizens Bank & Trust Company 401(k) Plan	Raleigh	15,787	$2.7B
18	Coca-Cola Consolidated, Inc. 401(k) Plan	Charlotte	15,486	$1.1B
19	Hearst Retirement Savings Plan	Charlotte	14,291	$3.1B
20	Vf 401(k) Savings Plan	Greensboro	14,211	$1.1B
21	Abb Inc. Retirement Savings Plan	Cary	14,095	$3.3B
22	Defined Contribution Retirement Plan Of Moses Cone Health System	Greensboro	13,661	$265.8M
23	Wakemed Retirement Savings Plan	Raleigh	12,421	$1.4B
24	Elior, Inc. 401(k) Plan	Charlotte	12,313	$102.0M
25	Pike 401(k) Plan	Mount Airy	10,755	$358.9M
26	Alex Lee, Inc. And Affiliates Retirement Savings Plan	Hickory	10,743	$323.1M
27	Variety Wholesalers, Inc. Retirement Savings 401(k) Plan	Henderson	10,269	$31.2M
28	Syneos Health Savings And Retirement Plan	Morrisville	9,827	$1.6B
29	Gfl Environmental US 401(k) Plan	Raleigh	9,664	$311.7M
30	Hendrick Automotive Group 401(k) Plan	Charlotte	9,556	$756.6M
31	Adusa Supply Chain Services 401(k) Plan	Salisbury	9,366	$357.0M
32	Swissport North America Holdings, Inc. 401(k) Savings And Retirement Plan	Raleigh	9,283	$173.5M
33	Krispy Kreme Doughnut Corporation Retirement Savings Plan	Charlotte	9,101	$68.1M
34	Martin Marietta Savings And Investment Plan	Raleigh	8,886	$903.5M
35	Jeld-Wen 401(k) Retirement Savings Plan	Charlotte	8,820	$517.6M
36	Sonic Automotive, Inc. 401(k) Plan	Charlotte	8,427	$548.3M
37	Kimley-Horn And Associates, Inc. Retirement Savings And Pension Plan	Raleigh	8,317	$2.3B
38	Victra 401(k) Plan	Raleigh	8,133	$49.8M
39	Concord Hospitality Enterprises Company, LLC 401(k) Plan	Raleigh	8,068	$73.8M
40	State Employees' Credit Union Retirement Savings Plan	Raleigh	7,935	$1.6B
41	Red Hat, Inc. 401(k) And Profit Sharing Plan	Raleigh	7,529	$1.9B
42	The Fresh Market, Inc. Employees 401(k) Savings Plan	Greensboro	7,390	$78.8M
43	Esa Management, LLC 401(k) Plan	Charlotte	7,288	$80.9M
44	Liberty Healthcare Services Retirement Plan	Wilmington	7,263	$95.6M
45	Butterball, LLC Salary & Hourly 401(k) Plan	Garner	7,109	$155.6M
46	Sealed Air Corporation 401(k) And Profit Sharing Plan	Charlotte	6,878	$1.5B
47	Driven Brands, Inc. Employee Retirement Savings Plan	Charlotte	6,716	$79.9M
48	Amwins Group, Inc. 401(k) Plan	Charlotte	6,644	$844.5M
49	Tih Insurance Holdings, LLC 401(k) Savings Plan	Charlotte	6,643	$1.6B
50	Biomerieux, Inc. Employee Savings Plan	Durham	6,473	$1.1B
51	Community Based Care 401(k) Plan	Morrisville	6,367	$2.7M
52	Rxo 401(k) Plan	Charlotte	6,321	$263.1M
53	Sas Retirement Plan	Cary	6,265	$3.7B
54	Volvo Group North America Voluntary Investment Pretax Plan	Greensboro	6,120	$1.5B
55	Tands Inc. & Adopting Related Employers 401(k) Plan	Kinston	5,850	$3.4M
56	Blue Cross And Blue Shield Of North Carolina 401(k) Plan	Durham	5,395	$1.4B
57	Trane 401(k) And Thrift Plan	Davidson	5,330	$248.4M
58	Ingersoll Rand Retirement Savings Plan	Davidson	5,294	$1.4B
59	Lenovo Savings Plan	Morrisville	5,245	$2.6B
60	Hartland 401(k) Retirement Plan Trust	Kinston	4,704	$42.0M
61	Spar Group, Inc. 401(k) Profit Sharing Plan	Charlotte	4,703	$10.5M
62	US Radiology Specialists 401(k) Retirement Plan	Raleigh	4,664	$571.0M

Every North Carolina plan page, by size

The table above is the top of the list. These 4 pages hold the 73 published plan pages from North Carolina, out of 1,489 filings of that kind in the data, split by how many people are in them, each ranked by active participants.

401(k) fees in North Carolina vs the national median

Plan-paid administrative cost per participant, plan years 2010–2025 Form 5500 filings. Computed over every large plan filed from North Carolina, whether or not it has a page here. The medians read only the ones whose filing reports a plan-paid cost.
North Carolina medianAcross the 1,409 North Carolina plans in our set with usable fee data.	$118.65 per participant
National medianAcross 54,782 published plans with usable fee data.	$122.17 per participant
Difference	$3.52 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

North Carolina employers with a match dossier

These North Carolina-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Bank of America Corporation 401(k) match
The Bank Of America 401(k) Plan
Duke Energy Corporation 401(k) match
Duke Energy Retirement Savings Plan
Lowe's Companies, Inc. 401(k) match
Lowes 401(k) Plan

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “North Carolina 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2010–2025, published set of 57,824 plans, data as of July 28, 2026.