401(k) Monitor

Charter Communications, Inc. 401(k) Savings Plan

Charter Communications, Inc. · Charlotte, NC · EIN 841496755 · Plan 004 · Form 5500 for plan year 2024

What Charter Communications put into the plan, per active participant

$3,572

Charter Communications, Inc. put $3,572 into this plan for each of its 94,858 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

Charter Communications put in less per active participant than 54% of plans with 5,000+ participants in media, telecom and information. The middle plan in that group of 62 reported $3,707. Media, telecom and information comes from business code 517000, which Charter Communications, Inc. entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much Charter Communications pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 13, 2025 · DOL EFAST2

The $3,572 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Charter Communications, Inc. also files a Form 11-K, which states what the employer contributes on its own for plan year 2025: the section below reads $1,485 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.

What the plan cost, per participant

Not ranked

Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

401(k) Monitor Score

Not scored

This filing reports one of the two amounts the score is built from, so it takes none. Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: the match and vesting terms · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Charter Communications puts in

$1,485

a year, at a $49,500 salary.

The employer contributes 3% of pay whether or not the worker contributes. There is no match to collect, so contributing more does not change this figure.

The match paragraph, word for word
Employees may not contribute to the Plan. The employer contribution equals 3% of the participant's eligible payroll compensation. Effective January 1, 2025, employer contributions are made to the Plan annually following the close of that plan year provided the employee was employed by the Company on December 31 of that year.

What you contribute to collect all of it

Nothing.

There is no match to collect. The employer contributes whether or not you do.

Vesting score

57.14 out of 100

How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.

It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.

Vesting scheduleCliff, 3 years

Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.

Vesting, word for word
Company contributions and the earnings thereon generally vest based upon a number of full years of service within a period of service, as defined in the Plan, as follows: Vested Number of Full Years within Period of Service Percentage Less than 3 —% 3 or more 100% Nonvested amounts are forfeited if an employee terminates prior to fully vesting. In the event of the death or disability of a participant, the participant will automatically become fully vested.

The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

Not reported

The Form 5500 filing does not report the plan-paid administrative expenses this figure needs.

The match, vesting and eligibility terms above are read from the Form 11-K filed by Charter Communications, Inc., whose page states the full formula, the vesting schedule and the sentence behind each one.

Matched to this employer by sponsor name, not by an identifier stated in the filing. That Form 11-K covers Charter Communications, Inc. Retirement Accumulation Plan.

What to check next

  • There is no match to collect

    Charter Communications’s Form 11-K states an employer contribution of $1,485 a year that does not depend on what a worker puts in. Your own rate changes what you save and not what the employer adds.

    That Form 11-K covers plan year 2025. The plan’s Summary Plan Description states the terms in force, and the plan administrator must provide it to participants on request.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251013172855NAL0000860659001, plan year 2024.
Total plan assets, end of year$8,948,538,930
Net assets$8,947,900,437
Participants, beginning of year128,248
Of which active94,858
Plan typeSingle employer
Size cohortThe peer group we rank fees against.5,000+ participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $561,349,405. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.38%

Plan-paid administrative expenses

Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.

The plans this one is ranked against

Fees on this page are ranked against the 5,000+ participant cohort, where the median plan pays $54.84 per participant. The sponsor files from North Carolina, one of 1,489 plans on file there, at a median of $118.56 per participant. Its business code places the plan in media, telecom and information, one of 1,108 on file, which run to a median of $121.00.

Plans of a similar size in North Carolina

The plans nearest this one by participant count, out of 60 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Compass Group Retirement PlanCompass Group USA, Inc.263,796$18.83
The Bank Of America 401(k) PlanBank Of America Corporation254,477not itemized
Food Lion 401(k) PlanFood Lion, LLC88,023$16.12
Truist Financial Corporation 401(k) Savings PlanTruist Financial Corporation74,490$33.10

Service providers (Schedule C)

Not reported in filing. Plans with bundled or revenue-sharing arrangements often report no Schedule C provider compensation. Absence here is a reporting artifact, not a $0 cost.

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251013172855NAL0000860659001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Charter Communications, Inc. 401(k) Savings Plan: Form 5500 facts", from DOL EFAST2 filing 20251013172855NAL0000860659001, plan year ended December 31, 2024.