401(k) Monitor

Ennis Inc. 401(k) Plan

Ennis, Inc. · Midlothian, TX · EIN 750256410 · Plan 011 · Form 5500 for plan year 2024

What ENNIS put into the plan, per active participant

$1,027

ENNIS, INC. put $1,027 into this plan for each of its 1,816 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

ENNIS put in less per active participant than 86% of plans with 1,000–4,999 participants in industrial and materials manufacturing. The middle plan in that group of 766 reported $2,514. Industrial and materials manufacturing comes from business code 323100, which ENNIS, INC. entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much ENNIS pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL July 16, 2025 · DOL EFAST2

What the plan cost, per participant

$80.49

The plan paid $80.49 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 53% of plans with 1,000–4,999 participants. The middle plan of that size paid $84.96.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

25 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $1,027. Lower than 86% of plans with 1,000–4,999 participants in industrial and materials manufacturing.
  • What the plan cost, per participant: $80.49. Cheaper than 53% of plans with 1,000–4,999 participants.

How this score is built

On this page: the match and vesting terms · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What ENNIS puts in

Not stated in the filing

The match rate is set at the company's discretion each year, and the filing does not state the rate it used.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not stated in the filing

The filing does not state the contribution rate that collects the full employer contribution.

Vesting score

100 out of 100

How fast the employer’s money becomes yours. Higher than 48% of the 253 schedules we have scored.

It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.

Vesting scheduleImmediate

Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 100%, 100%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.

Vesting, word for word
Participants are immediately vested in their salary deferrals, rollover contributions, and employer matching contributions. Profit sharing contributions vest over a 5-year graded vesting schedule as defined in the Plan document. Special vesting schedules ranging from 3 to 6 years apply to certain employees based on their location as defined in the Plan document.
Wait before the match starts2 months

A worker hired today collects no match for 2 months. This is a filed term, and it does not move the score above.

Eligibility, word for word
Employees age 18 and older of the Company are eligible to participate in the Plan and receive matching contributions the first of the month after completing 60 days of service, as defined by the Plan.

The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

47th percentile

$80.49 per participant in plan-paid administrative cost, cheaper than 53% of plans with 1,000–4,999 participants.

The match, vesting and eligibility terms above are read from the Form 11-K filed by ENNIS, INC., whose page states the full formula, the vesting schedule and the sentence behind each one.

Matched to this employer by sponsor name, not by an identifier stated in the filing. That Form 11-K covers Ennis, Inc. 401(k) Plan.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20250716132002NAL0004940176001, plan year 2024.
Total plan assets, end of year$160,071,588
Net assets$159,964,895
Participants, beginning of year2,520
Of which active1,816
Plan typeSingle employer
Size cohortThe peer group we rank fees against.1,000–4,999 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $5,061,769. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.27%

Plan-paid administrative expenses

The plan paid $202,831 in administrative expenses in plan year 2024, across 2,520 participants: $80.49 per participant.

Contract administrator feesnot reported in filing
Professional feesnot reported in filing
Investment management fees$80,000
Other administrative feesnot reported in filing

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 1,000–4,999 participant cohort, where the median plan pays $84.96 per participant. The sponsor files from Texas, one of 4,254 plans on file there, at a median of $107.93 per participant. Its business code places the plan in industrial and materials manufacturing, one of 6,008 on file, which run to a median of $142.19.

Plans of a similar size in Texas

The plans nearest this one by participant count, out of 702 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Nacco Natural Resources Retirement Savings PlanNacco Natural Resources Corporation2,539$2.06
Powell Industries, Inc. Employees Incentive Savings PlanPowell Industries, Inc.2,532$24.42
Northstar Anesthesia 401(k) PlanAnesthesia Consulting & Management, Lp2,515$51.24
Tasty Hut, LLC 401(k) PlanTasty Hut, LLC2,515$33.19
Access Pooled Employer Plan- Series IIAccess Plans LLC2,231$70.59

Service providers (Schedule C)

Recordkeeper: OneAmerica (as filed: “ONEAMERICA RETIREMENT SERVICES, LLC”)

588 plans on file name OneAmerica as their recordkeeper, at a median of $95.36 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20250716132002NAL0004940176001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Oneamerica Retirement Services, LLC64, 59, 63, 50, 37, 36, 38, 15122,831not reported
Raymond James Financial Services52, 2880,000not reported
Matrix Trust Company62, 25, 21, 1900

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20250716132002NAL0004940176001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Ennis Inc. 401(k) Plan: Form 5500 facts", from DOL EFAST2 filing 20250716132002NAL0004940176001, plan year ended December 31, 2024. 401(k) Monitor Score 25 out of 100 (exact value 25.39).