Florida 401(k) plans

Name: Florida 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

2,637

Large 401(k) plans headquartered in Florida are in 401(k) Monitor’s published set, holding $212.9B in total, led on headcount by Adp Totalsource Retirement Savings Plan with 299,514 active participants. Computed from DOL Form 5500 filings, plan years 2020–2025.

State means the sponsor’s address on the filing, not where employees work. The figures above read all 2,637 of the form-year-2024 DOL EFAST2 filings from Florida, so they are every plan of that size filed from the state; 113 of them have a page of their own here. A plan with fewer than 100 participants files a shorter form and is not in this data at all.

86 of the biggest 401(k) plans headquartered in Florida

The plans this site submits to search engines come first, then the rest of the ones with a page; each group is ranked by active participants, the people still building up a balance. plan years 2020–2025, DOL EFAST2 bulk data. Assets in USD. Every row links to its full fact page.
#	Plan	City	Active participants	Assets
1	Publix Super Markets, Inc. 401(k) Smart Plan	Lakeland	209,120	$8.1B
2	Darden Savings Plan	Orlando	197,946	$1.6B
3	The Adecco Group 401(k) Plan	Jacksonville	64,616	$874.4M
4	Acosta, Inc. 401(k) Retirement Plan	Jacksonville	51,410	$838.9M
5	Savings Plan For Employees And Partners Of PwC	Tampa	49,697	$13.2B
6	L3Harris Retirement Savings Plan	Melbourne	41,945	$16.3B
7	BayCare Health System Retirement Plan	Clearwater	33,101	$3.1B
8	Restaurant Brands International Savings Plan	Miami	25,844	$192.5M
9	AutoNation 401(k) Plan	Fort Lauderdale	25,202	$1.1B
10	The Mastec, Inc. 401(k) Retirement Plan	Coral Gables	23,943	$736.0M
11	Universal Orlando 401(k) Retirement Plan	Orlando	22,093	$833.9M
12	Southeastern Grocers 401(k) Savings Plan	Jacksonville	21,770	$941.2M
13	SWBG, LLC 401(k) Plan	Orlando	21,573	$269.4M
14	Cross Country Healthcare, Inc. 401(k) Plan	Boca Raton	19,422	$218.3M
15	Fidelity National Information Services, Inc. 401(k) Profit Sharing Plan	Jacksonville	18,321	$4.7B
16	The Fidelity National Financial Group 401(k) Profit Sharing Plan	Jacksonville	18,305	$3.0B
17	Southern Glazer's 401(k) Plan	Miami	18,219	$2.1B
18	HGV Retirement Savings Plan	Orlando	17,831	$705.6M
19	Amsi 401(k) Plan	West Palm Beach	17,534	$379.5M
20	Hertz Corporation Income Savings Plan	Estero	16,924	$637.8M
21	Dycom Industries, Inc. Retirement Savings Plan	West Palm Beach	16,855	$403.3M
22	The Odp Corporation Retirement Savings Plan	Boca Raton	16,819	$1.3B
23	Nextera Energy, Inc. Employee Retirement Savings Plan	Juno Beach	16,733	$5.5B
24	First Watch 401(k) Savings Plan	Bradenton	16,478	$38.5M
25	Raymond James Financial, Inc. 401(k) Plan	St Petersburg	16,088	$2.9B
26	Firstservice Residential 401(k) Plan	Dania Beach	15,603	$328.2M
27	Travel + Leisure Co. Employee Savings Plan	Orlando	14,239	$962.9M
28	The Geo Save 401(k) Plan	Boca Raton	14,192	$276.2M
29	Techtronic Industries 401(k) Retirement Plan	Fort Lauderdale	13,951	$960.6M
30	Kforce 401(k) Retirement Savings Plan	Tampa	13,615	$282.8M
31	Topbuild Corp. 401(k) Plan	Daytona Beach	13,323	$608.3M
32	Lennar Corporation 401(k) Plan	Miami	13,135	$1.6B
33	Baptist Health System, Inc. Matched Savings Plan	Jacksonville	12,975	$782.8M
34	Seminole Indian Casino 401(k) Plan	Davie	12,764	$395.8M
35	Brown & Brown, Inc. Employee Savings Plan	Daytona Beach	12,393	$1.8B
36	Siemens Energy, Inc. Savings Plan	Orlando	11,052	$4.0B
37	Prestige Employee Administrators Retirement Savings Plan	Sunrise	10,980	$558.5M
38	Roper Technologies, Inc. Employees' Retirement Savings 004 Plan	Sarasota	10,938	$1.6B
39	Vitas Healthcare Corporation 401(k) Plan	Miami	10,878	$492.6M
40	Checkers Drive-In Restaurants, Inc. 401(k) Plan	Tampa	10,659	$6.8M
41	Jabil 401(k) Retirement Plan	St. Petersburg	10,610	$1.3B
42	Lincare Employees' 401(k) Plan	Clearwater	10,501	$469.8M
43	Chico's Fas, Inc. 401(k) Elective Deferral Plan	Fort Myers	10,481	$195.0M
44	Dhl Retirement Savings Plan	Weston	10,309	$1.4B
45	Carrier Retirement Savings Plan	Palm Beach Gardens	10,233	$998.1M
46	Beall's Employees' Savings Trust	Bradenton	10,138	$118.2M
47	H. Lee Moffitt Cancer Center & Research Inst, Inc. Retire Plan	Tampa	9,939	$504.7M
48	Agi-Cfi Holdings, Inc. 401(k) Plan	Miami	9,861	$34.3M
49	R.T.G. Furniture Corp. & Affiliates 401(k) Plan	Seffner	9,789	$319.8M
50	Assuredpartners 401(k) Plan	Orlando	9,755	$1.1B
51	Health First Retirement Savings Plan	Melbourne	9,278	$903.0M
52	Apex Service Partners LLC 401(k) Plan	Tampa	9,228	$123.7M
53	Spirit Airlines, Inc. Employee Retirement Savings Plan	Dania Beach	9,129	$295.8M
54	Blue Cross And Blue Shield Of Florida, Inc. 401(k) Retirement Savings Plan	Jacksonville	8,954	$1.7B
55	Ukg Retirement Savings Plan	Weston	8,828	$2.0B
56	Pmg Services, Inc. Thrift And Profit Sharing Plan	Sunrise	8,140	$1.8B
57	Eduserve/Csusa Retirement Plan	Ft Lauderdale	7,804	$84.0M
58	Flanigan's 401(k) Plan	Fort Lauderdale	7,423	$14.5M
59	Alphastaff Retirement Savings Plan	Sunrise	7,291	$252.3M
60	Heico Savings And Investment Plan	Hollywood	6,986	$1.0B
61	Lcm Investments Holdings II, LLC 401(k) Plan	Tampa	6,775	$118.5M
62	Earl Enterprises Retirement Savings Plan	Orlando	6,561	$33.1M
63	Herc Rentals Income Savings Plan	Bonita Springs	6,456	$487.5M
64	Watsco, Inc. Profit Sharing Retirement Plan And Trust	Miami	6,285	$562.1M
65	Valet Living, LLC 401(k) Profit Sharing Plan	Tampa	6,121	$32.5M
66	Arthrex 401(k) Retirement Savings Plan	Naples	6,028	$540.1M
67	Primo Retirement Savings Plan	Tampa	5,828	$371.6M
68	Solaris 401(k) Plan	Ft. Lauderdale	5,644	$464.7M
69	Signature Aviation USA, LLC 401(k) Plan	Orlando	5,539	$271.4M
70	Shands Jacksonville Retirement Plan	Jacksonvile	5,534	$443.3M
71	Tallahassee Memorial Healthcare 403(b) Retirement Savings Plan	Tallahassee	5,356	$175.7M
72	Tallahassee Memorial Healthcare 401(A) Retirement Savings Plan	Tallahassee	5,337	$193.4M
73	The Service Companies 401(k) Profit Sharing Plan And Trust	Miramar	5,313	$4.3M
74	Everon 401(k) Plan	Boca Raton	5,306	$398.0M
75	Southstate Bank 401(k) Retirement Savings Plan	South Winter Haven	5,303	$628.6M
76	Central Florida Investments, Inc. 401(k) Savings And Retirement Plan	Orlando	5,266	$176.9M
77	GardaWorld Cash Services, Inc. 401(k) Savings And Retirement Plan	Boca Raton	5,082	$109.6M
78	Onedigital Open Pooled Employer Plan	Clearwater	4,946	$93.6M
79	Nascar Employee 401 (K) Savings Plan	Daytona Beach	4,912	$248.0M
80	Osi Restaurant Partners, LLC Salaried Employees 401(k) Plan And Trust	Tampa	4,894	$194.9M
81	Nclc 401(k) Plan	Miami	4,828	$330.3M
82	Nova Southeastern University 401(k) Plan	Fort Lauderdale	4,785	$560.5M
83	Landrum Professional Employer Services Retirement Savings Plan	Pensacola	4,779	$134.1M
84	Tlc Retirement Savings Plan	Orlando	4,757	$97.7M
85	Morgan & Morgan P A 401(k) Profit Sharing Plan And Trust	Orlando	4,754	$192.7M
86	Prosegur Sis USA, Inc. 401(k) Plan	Deerfield Beach	4,754	$20.5M

Every Florida plan page, by size

The table above is the top of the list. These 4 pages hold the 113 published plan pages from Florida, out of 2,637 filings of that kind in the data, split by how many people are in them, each ranked by active participants.

401(k) fees in Florida vs the national median

Plan-paid administrative cost per participant, plan years 2020–2025 Form 5500 filings. Computed over every large plan filed from Florida, whether or not it has a page here. The medians read only the ones whose filing reports a plan-paid cost.
Florida medianAcross the 2,521 Florida plans in our set with usable fee data.	$112.18 per participant
National medianAcross 54,782 published plans with usable fee data.	$122.17 per participant
Difference	$9.99 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Florida employers with a match dossier

These Florida-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Capital City Bank Group, Inc. 401(k) match
Capital City Bank Group, Inc. 401(k) Plan
CSX Corporation 401(k) match
Csx Corporation 401(k) Plan
Darden Restaurants, Inc. 401(k) match
Darden Savings Plan
L3Harris Technologies, Inc. 401(k) match
L3Harris Retirement Savings Plan
MasTec, Inc. 401(k) match
The Mastec, Inc. 401(k) Retirement Plan
NextEra Energy, Inc. 401(k) match
Nextera Energy, Inc. Employee Retirement Savings Plan

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “Florida 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2020–2025, published set of 57,824 plans, data as of July 28, 2026.