401(k) Monitor

General Electric vs Honeywell 401(k) match: 4% vs 7%

+3 pts

Winner on the headline number: Honeywell, at 7% of pay against General Electric's 4%. Both filings disclose the full formula, so the two numbers compare like for like; vesting, true-up and enrollment defaults still differ line by line below.

On a $60,000 salary, that gap is worth $1,800 a year more in employer money from Honeywell.

Filings lag by design and formulas can change between them. Why filings lag

Which 401(k) match is larger, General Electric or Honeywell?

Honeywell offers the larger 401(k) match: up to 7% of pay against General Electric's 4%, per each company's SEC Form 11-K for the plan year ended December 31, 2025.

General ElectricHoneywell
Maximum employer matchThe most the employer adds, as a share of your pay.4% of pay7% of pay (the larger maximum match)
Match formula50% of the first 8% of pay87.5% of the first 8% of pay
Contribute to collect it allWhat you must put in to earn the full match.8% of pay8% of pay
Vesting of the matchCliff: 100% vested after 3 years of serviceCliff: 100% vested after 3 years of service
Automatic enrollmentYes, 8% defaultNot mentioned in the filing
Plan yearEnded December 31, 2025Ended December 31, 2025

Read from each company's most recent SEC Form 11-K filing. When a filing does not disclose something, we say so instead of guessing.

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The figure is the gap between the two maximum matches, in percentage points of pay.