General Electric Company (GE Aerospace) 401(k): Fidelity, match 4% max
GE Aerospace Retirement Savings Plan · GE · CIK 40545
Fidelity Investments is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Maximum employer match, as a share of pay
4%
General Electric Company (GE Aerospace) matches 50% of the first 8% of pay.
From the Form 11-K filed June 10, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What GE Aerospace puts in, and what the plan costs
What GE Aerospace put into the plan, per active participant
$8,582
General Electric Company (GE Aerospace) put $8,582 into this plan for each of its 29,163 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match. This filing covers many unrelated employers under one plan, so the figure is an average across all of them rather than one employer's behaviour.
It is kept out of every peer group.
What this figure cannot separate: how much GE Aerospace pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 140689340, plan 334 · DOL EFAST2 ↗
The $8,582 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. General Electric Company (GE Aerospace) also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,980 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What GE Aerospace puts in
$1,980
a year, at a $49,500 salary.
The match paragraph, word for word
“The Plan generally provides for employer matching contributions of 50% of employees’ contributions of up to 8% of their earnings, that is, a 4% maximum matching contribution. Certain eligible employees on salaried benefits (whose first day of work is on or after January 1, 2011) and certain eligible employees on production benefits (whose first day of work is on or after January 1, 2012) also receive a Company Retirement Contribution generally equal to 3% of their earnings, irrespective of any employee contributions.”
What you contribute to collect all of it
Contribute at least 8% of your pay to collect the full match.
That is $3,960 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 5% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are fully vested in their employee contributions, employer matching contributions and related investment results. Participants receiving CRCs and related earnings generally become vested in those amounts once the participant completes three years of service. This same three-year vesting requirement applies to employer matching contributions for employees on salaried benefits whose first day of work is on or after January 1, 2018.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
7th percentile
$10.15 per participant in plan-paid administrative cost, cheaper than 93% of plans with 5,000+ participants.
What is GE Aerospace's 401(k) match formula?
GE Aerospace's 401(k) employer match tops out at 4% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 8% of pay |
|---|---|
| Maximum employer match | 4% of compensation |
| Conditions | Newly hired union employees automatically enrolled at 2% of eligible pay are entitled to a 1% matching contribution; newly hired non-union employees automatically enrolled at 8% are entitled to the maximum 4% matching contribution |
| Other employer contribution | Company Retirement Contribution generally equal to 3% of earnings, irrespective of employee contributions, for eligible salaried employees whose first day of work is on or after January 1, 2011, eligible production employees whose first day of work is on or after January 1, 2012, and (effective January 1, 2021) participants whose GE Aerospace Pension Plan benefit is frozen; credited annually for salaried employees and each pay period for production employees |
| Other employer contribution | Additional Company Retirement Contribution (ACRC) per year for employees on production benefits, credited in the following January; for the 2025 plan year the Company funded $96.2 million of Company Retirement Contributions and $7.6 million of ACRCs in January 2026 |
At a $60,000 salary, contributing 8% ($4,800) earns the full employer match of $2,400 for the year.
What the filing says, word for word
“The Plan generally provides for employer matching contributions of 50% of employees’ contributions of up to 8% of their earnings, that is, a 4% maximum matching contribution. Certain eligible employees on salaried benefits (whose first day of work is on or after January 1, 2011) and certain eligible employees on production benefits (whose first day of work is on or after January 1, 2012) also receive a Company Retirement Contribution generally equal to 3% of their earnings, irrespective of any employee contributions.”
Source: Form 11-K filed June 10, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is GE Aerospace's 401(k) vesting schedule?
GE Aerospace vests the employer match on a cliff schedule: nothing is yours until three years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a three-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 3 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | The three-year vesting requirement applies to employer matching contributions only for employees on salaried benefits whose first day of work is on or after January 1, 2018; other participants are fully vested in matching contributions immediately |
| Other employer contributions | Participants receiving Company Retirement Contributions and related earnings generally become vested once the participant completes three years of service |
Vesting, word for word
“Participants are fully vested in their employee contributions, employer matching contributions and related investment results. Participants receiving CRCs and related earnings generally become vested in those amounts once the participant completes three years of service. This same three-year vesting requirement applies to employer matching contributions for employees on salaried benefits whose first day of work is on or after January 1, 2018.”
Source: Form 11-K filed June 10, 2026, SEC EDGAR · SEC ↗
Who can join GE Aerospace's 401(k), and is enrollment automatic?
GE Aerospace enrolls new hires automatically at 8% of pay.
| Plan entry | Eligible employees of the Company and participating affiliates may participate in the Plan by investing up to 30% of their eligible earnings |
|---|---|
| Automatic enrollment | Yes: default deferral 8% of pay; default investment: TRD (Target Retirement Date) Fund consistent with the participant's age, absent a regular investment election; newly hired union employees are automatically enrolled at 2% of eligible pay instead of 8% |
Eligibility, word for word
“Eligible employees of the Company and participating affiliates may participate in the Plan by investing up to 30% of their eligible earnings in one or more of the offered investment options.”
Automatic enrollment, word for word
“Newly hired non-union employees who are eligible for CRCs and who have not made an affirmative election regarding the amount (if any) of their own savings are automatically enrolled as electing to contribute 8% of eligible pay as pre-tax contributions. This election entitles these employees to the maximum 4% matching contribution. A participant who does not have a regular investment election on file will be electing to invest these contributions in the TRD Fund consistent with the participant’s age. These elections can be changed at any time before or after the employee is automatically enrolled. Newly hired union employees who are eligible for CRCs and who have not made an affirmative election regarding the amount (if any) of their own savings are automatically enrolled as electing to contribute 2% of eligible pay as pre-tax contributions. This election entitles these employees to a 1% matching contribution.”
Source: Form 11-K filed June 10, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Fidelity Investments, filed as “FIDELITY INVESTMENTS INSTITUTIONAL”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
10,593 plans on file name Fidelity Investments as their recordkeeper. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
Participants log in at Fidelity NetBenefits ↗. 401(k) Monitor is not affiliated with Fidelity Investments or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Fidelity Investments |
|---|---|
| Recordkeeper EIN | 042647786 |
What does the GE Aerospace plan report on Form 5500?
The GE Aerospace plan reported $14.7B in assets and 105,231 participants for plan year 2024.
| Total plan assets | $14,738,724,553 |
|---|---|
| Participants | 105,231 |
| Plan-paid admin cost per participant | $10.15 |
How that cost compares
This plan pays $10.15 per participant. The median across plans in industrial and materials manufacturing is $142.19, from the 5,709 of 6,008 whose Form 5500 yields a per-participant cost.
GE Aerospace Retirement Savings Plan on its Form 5500 filing: fees, providers and financials
How does GE Aerospace's 401(k) match compare?
General Electric Company (GE Aerospace)'s maximum 401(k) match of 4% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in industrial and materials manufacturing, two report the same recordkeeper and one vests on the same schedule.
Maximum match 4% of pay. Also in industrial and materials manufacturing.
Maximum match 4% of pay. Also in industrial and materials manufacturing.
Maximum match 4% of pay. Also in industrial and materials manufacturing.
Maximum match 4% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 4% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 4.5% of pay. Same 3-year cliff as GE Aerospace.
Compare General Electric Company (GE Aerospace) with any company, side by side
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 10, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is General Electric Company (GE Aerospace)'s 401(k) match?
General Electric Company (GE Aerospace) matches 50% of employee contributions up to 8% of eligible pay (plan year ended December 31, 2025).
When does the General Electric Company (GE Aerospace) 401(k) match vest?
Cliff: 100% vested after 3 years of service.
Does General Electric Company (GE Aerospace)'s 401(k) plan have automatic enrollment?
Yes: default deferral 8% of pay; default investment: TRD (Target Retirement Date) Fund consistent with the participant's age, absent a regular investment election; newly hired union employees are automatically enrolled at 2% of eligible pay instead of 8%.
Who is the recordkeeper for General Electric Company (GE Aerospace)'s 401(k)?
Fidelity Investments is named as the recordkeeper on the Form 5500 filed for GE Aerospace Retirement Savings Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that General Electric Company (GE Aerospace) filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | General Electric Company (GE Aerospace) |
| SEC CIK | 40545 |
| Accession number | 0000040545-26-000037 |
| Plan | GE Aerospace Retirement Savings Plan |
| Period of report | December 31, 2025 |
| Filed | June 10, 2026 |
401(k) Monitor is not affiliated with General Electric Company (GE Aerospace), with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “General Electric Company (GE Aerospace) 401(k) plan facts”, from SEC Form 11-K accession 0000040545-26-000037, plan year ended December 31, 2025.
