ENZO BIOCHEM INC 401(k): Fidelity, match 5% max
Enzo Biochem, Inc. Salary Reduction Profit Sharing Plan · CIK 316253
Fidelity Investments is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Matched to this employer by sponsor name, not by an identifier stated in the filing.
Maximum employer match, as a share of pay
5%
ENZO BIOCHEM INC matches 50% of the first 10% of pay.
From the Form 11-K filed June 30, 2025 ↗, covering the plan year ended December 31, 2024. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · what it used to be · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What ENZO BIOCHEM puts in, and what the plan costs
What ENZO BIOCHEM put into the plan, per active participant
$2,494
ENZO BIOCHEM INC put $2,494 into this plan for each of its 135 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
ENZO BIOCHEM put in more per active participant than 59% of plans with 100–499 participants in wholesale trade. The middle plan in that group of 2,090 reported $2,110. Wholesale trade comes from business code 424600, which ENZO BIOCHEM entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much ENZO BIOCHEM pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 132866202, plan 001 · DOL EFAST2 ↗
The $2,494 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. ENZO BIOCHEM INC also files a Form 11-K, which states the match formula for plan year 2024: the card below reads $2,475 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures measure different things, so neither one is the other one corrected.
What ENZO BIOCHEM puts in
$2,475
a year, at a $49,500 salary.
The match paragraph, word for word
“For 2024, the discretionary matching contribution was equal to the lesser of 50% of the participant’s 401(k) contribution or 5% of their gross pay.”
What you contribute to collect all of it
Contribute at least 10% of your pay to collect the full match.
That is $4,950 a year at a $49,500 salary, and it scales with your own.
Vesting score
64.29 out of 100
How fast the employer’s money becomes yours. Higher than 29% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 25%, 50%, 75%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Vesting in the Company’s discretionary matching contribution and non-elective employer contribution and earnings thereon is ratable over four years of service. Once four years of service are achieved, all subsequent matching contributions are fully vested when the match is made.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
42nd percentile
$125.54 per participant in plan-paid administrative cost, cheaper than 58% of plans with 100–499 participants.
What is ENZO BIOCHEM's 401(k) match formula?
ENZO BIOCHEM's 401(k) employer match tops out at 5% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 10% of pay |
|---|---|
| Maximum employer match | 5% of compensation |
| Paid in company stock | No, paid in cash or per your investment elections |
| Conditions | The Company may contribute to the Plan annually a discretionary matching contribution and a non-elective employer contribution. Participants who complete 1,000 hours of service during the plan year and are actively employed as of the last day of the plan year are deemed eligible to share in the matching contribution and any non-elective employer contribution for the year. Participants who terminate at or above age 65 at any time during the year and have been employed for at least five years are deemed retired and are also eligible to share in the matching contribution. |
| Other employer contribution | There were no non-elective employer contributions made in 2024 or 2023. |
At a $60,000 salary, contributing 10% ($6,000) earns the full employer match of $3,000 for the year.
What the filing says, word for word
“For 2024, the discretionary matching contribution was equal to the lesser of 50% of the participant’s 401(k) contribution or 5% of their gross pay.”
Source: Form 11-K filed June 30, 2025, SEC EDGAR · SEC ↗
What did ENZO BIOCHEM's 401(k) match used to be?
ENZO BIOCHEM changed its 401(k) match. The formula in force now is 50% of the first 10% of pay.
| Current | 50% of the first 10% of pay |
|---|---|
| Before | For 2023, the discretionary matching contribution was equal to 50% of the participant’s 401(k) contribution. |
What is ENZO BIOCHEM's 401(k) vesting schedule?
ENZO BIOCHEM vests the employer match on a graded schedule: 25% after one year, rising to 100% after four. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 25% at 1 yr, 50% at 2 yr, 75% at 3 yr, 100% at 4 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
Vesting, word for word
“Vesting in the Company’s discretionary matching contribution and non-elective employer contribution and earnings thereon is ratable over four years of service. Once four years of service are achieved, all subsequent matching contributions are fully vested when the match is made.”
Source: Form 11-K filed June 30, 2025, SEC EDGAR · SEC ↗
Who can join ENZO BIOCHEM's 401(k), and is enrollment automatic?
ENZO BIOCHEM enrolls new hires automatically at 3% of pay.
| Plan entry | The Plan is a defined contribution plan covering all eligible United States based full-time employees of Enzo Biochem, Inc., and its wholly owned subsidiaries, Enzo Therapeutics, Inc., and Enzo Life Sciences, Inc. who have completed one month of service and have attained age twenty-one. |
|---|---|
| Match eligibility | Participants who complete 1,000 hours of service during the plan year and are actively employed as of the last day of the plan year are deemed eligible to share in the matching contribution and any non-elective employer contribution for the year. |
| Automatic enrollment | Yes: default deferral 3% of pay |
Eligibility, word for word
“The Plan is a defined contribution plan covering all eligible United States based full-time employees of Enzo Biochem, Inc. (the “Plan Sponsor”), and its wholly owned subsidiaries, Enzo Therapeutics, Inc., and Enzo Life Sciences, Inc. (collectively, the “Company”) who have completed one month of service and have attained age twenty-one.”
Automatic enrollment, word for word
“The Plan provides that unless the participant affirmatively elects otherwise, the participant’s compensation will automatically be reduced by 3%, which will be considered to be the Participant’s salary reduction election.”
Source: Form 11-K filed June 30, 2025, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Fidelity Investments, filed as “FIDELITY INVESTMENTS INSTITUTIONAL”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
10,593 plans on file name Fidelity Investments as their recordkeeper. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
Participants log in at Fidelity NetBenefits ↗. 401(k) Monitor is not affiliated with Fidelity Investments or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Fidelity Investments |
|---|---|
| Recordkeeper EIN | 042647786 |
What does the ENZO BIOCHEM plan report on Form 5500?
The ENZO BIOCHEM plan reported $33.0M in assets and 419 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Enzo Biochem, Inc. Salary Reduction Profit Sharing Plan |
|---|---|
| Total plan assets | $33,049,389 |
| Participants | 419 |
| Plan-paid admin cost per participant | $125.54 |
How that cost compares
This plan pays $125.54 per participant. The median across plans in wholesale trade is $149.72, from the 3,304 of 3,490 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Enzo Biochem, Inc. Salary Reduction Profit Sharing Plan, which has no page of its own here.
How does ENZO BIOCHEM's 401(k) match compare?
ENZO BIOCHEM INC's maximum 401(k) match of 5% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in wholesale trade, two report the same recordkeeper and one vests on the same schedule.
Maximum match 4.5% of pay. Also in wholesale trade.
Maximum match 5% of pay. Also in wholesale trade.
Maximum match 4% of pay. Also in wholesale trade.
Maximum match 5% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 4.5% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 3% of pay. Also fully vested after 4 years, like ENZO BIOCHEM.
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 30, 2025, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is ENZO BIOCHEM INC's 401(k) match?
Enzo Biochem Inc. matches 50% of employee contributions up to 10% of eligible pay (plan year ended December 31, 2024).
When does the ENZO BIOCHEM INC 401(k) match vest?
Graded: 25% at 1 yr, 50% at 2 yr, 75% at 3 yr, 100% at 4 yr.
Does ENZO BIOCHEM INC's 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay.
Who is the recordkeeper for ENZO BIOCHEM INC's 401(k)?
Fidelity Investments is named as the recordkeeper on the Form 5500 filed for Enzo Biochem, Inc. Salary Reduction Profit Sharing Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
Did ENZO BIOCHEM INC change its 401(k) match?
Yes. For 2023, the discretionary matching contribution was equal to 50% of the participant’s 401(k) contribution. The current terms took effect as stated in the filing.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that ENZO BIOCHEM INC filed with the US Securities and Exchange Commission for the plan year ended December 31, 2024. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | ENZO BIOCHEM INC |
| SEC CIK | 316253 |
| Accession number | 0001213900-25-059685 |
| Plan | Enzo Biochem, Inc. Salary Reduction Profit Sharing Plan |
| Period of report | December 31, 2024 |
| Filed | June 30, 2025 |
401(k) Monitor is not affiliated with ENZO BIOCHEM INC, with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “ENZO BIOCHEM INC 401(k) plan facts”, from SEC Form 11-K accession 0001213900-25-059685, plan year ended December 31, 2024.
