UPS changed the rules of its 401(k) match, effective January 1, 2025
UPS changed the rules of its 401(k) match, effective January 1, 2025. To receive the SavingsPlus match (50% of contributions up to 6% of pay), participants must now be employed on the last day of the calendar quarter. Company match paid fell from $141.8 million in 2024 to $129.3 million in 2025.
| Company | UPS |
|---|---|
| Plan | UPS 401(k) Savings Plan |
| Effective date | January 1, 2025 |
| Direction | Structure change |
| Source filing | Form 11-K, filed June 18, 2026, accession 0001628280-26-044378 |
Source: Form 11-K filed June 18, 2026, accession 0001628280-26-044378 · SEC ↗
What the filing says, word for word
This filing states the change across several passages rather than in one sentence, so no quote is shown. The change is recorded from the filing itself, which is linked above, and nothing here is taken from press coverage.
Where this change comes from
401(k) Monitor reads the employer match, vesting, eligibility and automatic enrollment terms out of each plan’s SEC Form 11-K annual report. A change is recorded only when the filing states it, with the effective date the filing gives.
- UPS 401(k) match, vesting and plan facts
The full record for this employer, including the formula in force now.
- Read the Form 11-K on SEC EDGAR ↗
The filing that discloses this change, accession 0001628280-26-044378.
- All 401(k) match changes we have found
The tracker this record belongs to, newest change first.
Other tracked changes
- Thermo Fisher Scientific cut the 401(k) match for new participants, effective April 1, 2026
- Sherwin-Williams reinstated its 401(k) match, effective February 1, 2026
- Cigna changed the rules of its 401(k) match, effective January 1, 2026
- Humana cut its 401(k) match, effective January 1, 2026
- PepsiCo widened 401(k) match eligibility, effective January 1, 2026
401(k) Monitor, “UPS changed the rules of its 401(k) match, effective January 1, 2025”, from SEC Form 11-K accession 0001628280-26-044378 filed June 18, 2026. https://401kmonitor.com/stats/401k-match-changes/ups-2025-01-01/