401(k) Monitor

UPS changed the rules of its 401(k) match, effective January 1, 2025

UPS changed the rules of its 401(k) match, effective January 1, 2025. To receive the SavingsPlus match (50% of contributions up to 6% of pay), participants must now be employed on the last day of the calendar quarter. Company match paid fell from $141.8 million in 2024 to $129.3 million in 2025.

CompanyUPS
PlanUPS 401(k) Savings Plan
Effective dateJanuary 1, 2025
DirectionStructure change
Source filingForm 11-K, filed June 18, 2026, accession 0001628280-26-044378

Source: Form 11-K filed June 18, 2026, accession 0001628280-26-044378 · SEC

What the filing says, word for word

This filing states the change across several passages rather than in one sentence, so no quote is shown. The change is recorded from the filing itself, which is linked above, and nothing here is taken from press coverage.

Where this change comes from

401(k) Monitor reads the employer match, vesting, eligibility and automatic enrollment terms out of each plan’s SEC Form 11-K annual report. A change is recorded only when the filing states it, with the effective date the filing gives.

Other tracked changes

401(k) Monitor, “UPS changed the rules of its 401(k) match, effective January 1, 2025”, from SEC Form 11-K accession 0001628280-26-044378 filed June 18, 2026. https://401kmonitor.com/stats/401k-match-changes/ups-2025-01-01/