Humana cut its 401(k) match, effective January 1, 2026
Humana cut its 401(k) match, effective January 1, 2026. Match reduced from 125% to 100% of contributions up to 6% of pay. The maximum employer match falls from 7.5% to 6% of pay.
Plan covered: Puerto Rico plan.
| Company | Humana |
|---|---|
| Plan | Humana Retirement Savings Plan |
| Effective date | January 1, 2026 |
| Direction | Cut |
| Source filing | Form 11-K, filed June 24, 2026, accession 0000049071-26-000037 |
Source: Form 11-K filed June 24, 2026, accession 0000049071-26-000037 · SEC ↗
What the filing says, word for word
“The Company matched 125% of a Participant’s eligible pre-tax, Roth (discussed below) and catch-up contributions that combined do not exceed 6% of their eligible compensation after completion of one year of service. After-tax, Rollover, Roth Rollover and Roth Conversion contributions are not matched. The Company may increase, decrease, or cease matching contributions, with approval from the Board of Directors. Matching contributions are funded each pay period and follow the Participants' investment elections. Effective January 1, 2026, the Company reduced the matching contribution from 125% to 100% of a Participant's eligible pre-tax, Roth and catch-up contributions combined up to 6% of their eligible compensation, after completion of one year of service. Additionally, beginning January 1, 2026, qualified student loan payments are eligible for matching contributions, subject to the same 6% of eligible compensation after completion of one year of service.”
Quoted verbatim from the filing linked above. Spelling and punctuation are the filing’s own.
Where this change comes from
401(k) Monitor reads the employer match, vesting, eligibility and automatic enrollment terms out of each plan’s SEC Form 11-K annual report. A change is recorded only when the filing states it, with the effective date the filing gives.
- Humana 401(k) match, vesting and plan facts
The full record for this employer, including the formula in force now.
- Read the Form 11-K on SEC EDGAR ↗
The filing that discloses this change, accession 0000049071-26-000037.
- All 401(k) match changes we have found
The tracker this record belongs to, newest change first.
Other tracked changes
- Thermo Fisher Scientific cut the 401(k) match for new participants, effective April 1, 2026
- Sherwin-Williams reinstated its 401(k) match, effective February 1, 2026
- Cigna changed the rules of its 401(k) match, effective January 1, 2026
- PepsiCo widened 401(k) match eligibility, effective January 1, 2026
- UnitedHealth Group cut its 401(k) match, effective January 1, 2026
401(k) Monitor, “Humana cut its 401(k) match, effective January 1, 2026”, from SEC Form 11-K accession 0000049071-26-000037 filed June 24, 2026. https://401kmonitor.com/stats/401k-match-changes/humana-2026-01-01/