401(k) Monitor

UnitedHealth Group cut its 401(k) match, effective January 1, 2026

UnitedHealth Group cut its 401(k) match, effective January 1, 2026. Safe harbor match revised from 100% of the first 3% of pay plus 50% of the next 3% (4.5% of pay maximum) to 100% of the first 1% plus 50% of the next 5% (3.5% maximum).

CompanyUnitedHealth Group
PlanUnitedHealth Group 401(k) Savings Plan
Effective dateJanuary 1, 2026
DirectionCut
Source filingForm 11-K, filed June 11, 2026, accession 0000731766-26-000143

Source: Form 11-K filed June 11, 2026, accession 0000731766-26-000143 · SEC ↗

What the filing says, word for word

This filing states the change across several passages rather than in one sentence, so no quote is shown. The change is recorded from the filing itself, which is linked above, and nothing here is taken from press coverage.

Where this change comes from

401(k) Monitor reads the employer match, vesting, eligibility and automatic enrollment terms out of each plan’s SEC Form 11-K annual report. A change is recorded only when the filing states it, with the effective date the filing gives.

Other tracked changes

Download every tracked change (CSV) ↓Cite this page

401(k) Monitor, “UnitedHealth Group cut its 401(k) match, effective January 1, 2026”, from SEC Form 11-K accession 0000731766-26-000143 filed June 11, 2026. https://401kmonitor.com/stats/401k-match-changes/unitedhealth-group-2026-01-01/