JPMorgan Chase widened 401(k) match eligibility, effective January 1, 2025
JPMorgan Chase widened 401(k) match eligibility, effective January 1, 2025. Match eligibility widened at the top: employees with total annual cash compensation of $250,000 or more used to be ineligible. Now only those at $1,000,000 or more are excluded, and the match is capped at $10,000 for those earning $350,000 to $999,999.
| Company | JPMorgan Chase |
|---|---|
| Plan | JPMorgan Chase 401(k) Savings Plan |
| Effective date | January 1, 2025 |
| Direction | Increase |
| Source filing | Form 11-K, filed June 26, 2026, accession 0001628280-26-045709 |
Source: Form 11-K filed June 26, 2026, accession 0001628280-26-045709 · SEC ↗
What the filing says, word for word
This filing states the change across several passages rather than in one sentence, so no quote is shown. The change is recorded from the filing itself, which is linked above, and nothing here is taken from press coverage.
Where this change comes from
401(k) Monitor reads the employer match, vesting, eligibility and automatic enrollment terms out of each plan’s SEC Form 11-K annual report. A change is recorded only when the filing states it, with the effective date the filing gives.
- JPMorgan Chase 401(k) match, vesting and plan facts
The full record for this employer, including the formula in force now.
- Read the Form 11-K on SEC EDGAR ↗
The filing that discloses this change, accession 0001628280-26-045709.
- All 401(k) match changes we have found
The tracker this record belongs to, newest change first.
Other tracked changes
- Thermo Fisher Scientific cut the 401(k) match for new participants, effective April 1, 2026
- Sherwin-Williams reinstated its 401(k) match, effective February 1, 2026
- Cigna changed the rules of its 401(k) match, effective January 1, 2026
- Humana cut its 401(k) match, effective January 1, 2026
- PepsiCo widened 401(k) match eligibility, effective January 1, 2026
401(k) Monitor, “JPMorgan Chase widened 401(k) match eligibility, effective January 1, 2025”, from SEC Form 11-K accession 0001628280-26-045709 filed June 26, 2026. https://401kmonitor.com/stats/401k-match-changes/jpmorgan-chase-2025-01-01/