Charles Rizzo & Associates Of Ny, Inc. 401(k) Retirement Plan
Vp Compliance Holdings, LLC · New York, NY · EIN 843157738 · Plan 001 · Form 5500 for plan year 2025
This is the plan's final filing: the plan has been terminated, so the year it covers can be a partial one.
What Vp Compliance Holdings put into the plan, per active participant
Not on this filing
The plan ended the year with a fraction of the active participants it began with, so a full year of employer money would divide across the few people left and read as a figure no employee received. The total is shown instead of a per-person amount.
The plan received $14,202 of employer money in plan year 2025. The total is shown here because the filing does not support dividing it per person.
A plan whose active count collapsed during the year is kept out of every peer group, because ranking it would move everyone else. Nothing is filled in from an average, from another year or from another plan.
Source: Form 5500 filing for the plan year ended January 14, 2025, received by the DOL November 6, 2025 · DOL EFAST2 ↗
What the plan cost, per participant
Not ranked
This is the plan's final filing, so the plan no longer exists. Every plan it would be ranked against was still running at the end of the year, so this figure is printed as the filing states it and is given no standing among them.
Participants at the start of plan year 2025
145
The plan reported 145 participants for plan year 2025 and $0 of assets at the end of it. Neither of the two amounts the Monitor Score is built from is on the filing, so the headcount is the largest fact it carries.
401(k) Monitor Score
Not scored
This is the plan's final filing, so the plan no longer exists. The score is a standing among plans of the same size and industry, and all of those were still running at the end of the year, so a filing that closes a plan takes no score.
Nothing is filled in from an average, from another year or from another plan.
What the score would read, on a plan that was still running at the end of the year: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.
On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers
The match and vesting terms, from a Form 11-K
The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.
What Vp Compliance Holdings puts in
Not in public filings for this employer
We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.
Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is John Hancock ↗.
What you contribute to collect all of it
Not in public filings for this employer
The rate that collects the full match is part of the match formula, which a Form 5500 does not report.
Vesting score
Not scored
The vesting schedule is stated in a Form 11-K, and we have none for this employer.
A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.
What the plan costs, against plans of its size
Not reported
This is the plan's final filing, so the plan no longer exists. Every plan it would be ranked against was still running at the end of the year, so this figure is printed as the filing states it and is given no standing among them.
What to check next
Money in, without a headcount to divide it by
The plan ended the year with a fraction of the active participants it began with, so the employer money is shown as a total above and not per person. Your own statement, on John Hancock ↗, shows what reached your account.
If you had money in this plan
This is the plan’s final filing, so the plan has been wound up and the accounts in it went elsewhere. The Department of Labor runs a free search for retirement money left behind at a former employer: Retirement Savings Lost and Found ↗.
Your own numbers are not on this page
Every figure here is the whole plan for plan year 2025, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as John Hancock ↗. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.
Key figures
| Total plan assets, end of year | $0 |
|---|---|
| Net assets | $0 |
| Participants, beginning of year | 145 |
| Of which active | 0 |
| Plan type | Single employer |
| Size cohortThe peer group we rank fees against. | 100–499 participants |
| Employer share of the money that went in, plan year 2025The rest came from employees, who put in $29,314. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score. | 33% |
Plan-paid administrative expenses
Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.
The plans this one is ranked against
Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from New York, one of 3,878 plans on file there, at a median of $108.03 per participant. Its business code places the plan in other services, one of 1,999 on file, which run to a median of $105.46.
Plans of a similar size in New York
| Plan | Participants | Cost per participant |
|---|---|---|
| Servu Federal Credit Union Capital Accumulation PlanServu Federal Credit Union | 145 | $256.51 |
| Map Profit Sharing Plan (401(k))Morris Adjmi Architects Dpc | 145 | $628.28 |
| Amazing Logistics 401(k) PlanAmazing Logistics Inc. | 145 | $12.28 |
| Optima Care Brentwood, LLC 401(k) PlanOptima Care Brentwood, LLC | 145 | $0.88 |
Service providers (Schedule C)
Recordkeeper: John Hancock (as filed: “JOHN HANCOCK LIFE INSURANCE CO”)
2,404 plans on file name John Hancock as their recordkeeper, at a median of $197.11 per participant.
| Provider | Service codes | Direct comp. ($) | Indirect comp. ($) |
|---|---|---|---|
| John Hancock Life Insurance Co | 68, 62, 63, 28, 60, 59, 15 | 0 | 500 |
Useful links
- Find a 401(k) you left at an old job ↗
The DOL's Retirement Savings Lost & Found. Free and official.
- Look up this plan's full Form 5500 ↗
The DOL's own filing search. Search by plan or sponsor name.
- Download this plan's data (CSV) ↗
Every field on this page, one row, ready for a spreadsheet.
Source
| Dataset | DOL EFAST2 Form 5500 bulk data (FOIA) |
|---|---|
| Form year | 2024 |
| Filing ACK_ID | 20251106143725NAL0015575312001 |
| Dataset last refreshed | July 28, 2026 |
Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗
Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag
Cite this page
401(k) Monitor, "Charles Rizzo & Associates Of Ny, Inc. 401(k) Retirement Plan: Form 5500 facts", from DOL EFAST2 filing 20251106143725NAL0015575312001, plan year ended January 14, 2025.