401(k) Monitor

Valley Ear, Nose & Throat Specialists, P.A. 401(k) Plan

Valley Ear Nose & Throat Specialist P.A. · Mcallen, TX · EIN 742139209 · Plan 001 · Form 5500 for plan year 2024

What Valley Ear Nose & Throat Specialist P.A put into the plan, per active participant

Not on this filing

The plan ended the year with a fraction of the active participants it began with, so a full year of employer money would divide across the few people left and read as a figure no employee received. The total is shown instead of a per-person amount.

The plan received $87,002 of employer money in plan year 2024. The total is shown here because the filing does not support dividing it per person.

A plan whose active count collapsed during the year is kept out of every peer group, because ranking it would move everyone else. Nothing is filled in from an average, from another year or from another plan.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 16, 2025 · DOL EFAST2

What the plan cost, per participant

Not ranked

Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

Total plan assets at the end of plan year 2024

$3.9M

The plan held $3,930,880 at the end of plan year 2024 for 144 participants. It is the largest amount this filing states, and it is here because neither of the two amounts the Monitor Score is built from is on it.

401(k) Monitor Score

Not scored

This filing reports neither of the two amounts the score is built from, so it takes none.

Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Valley Ear Nose & Throat Specialist P.A puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

Not reported

The Form 5500 filing does not report the plan-paid administrative expenses this figure needs.

What to check next

  • Money in, without a headcount to divide it by

    The plan ended the year with a fraction of the active participants it began with, so the employer money is shown as a total above and not per person. Your own statement shows what reached your account.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251016161336NAL0006489489001, plan year 2024.
Total plan assets, end of year$3,930,880
Net assets$3,930,880
Participants, beginning of year144
Of which active34
Plan typeSingle employer
Size cohortThe peer group we rank fees against.100–499 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $49,623. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.64%

Plan-paid administrative expenses

Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.

The plans this one is ranked against

Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from Texas, one of 4,254 plans on file there, at a median of $107.93 per participant. Its business code places the plan in healthcare, one of 6,908 on file, which run to a median of $95.79.

Plans of a similar size in Texas

The plans nearest this one by participant count, out of 2,604 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
United Fashions Of Texas 401(k) PlanUnited Fashions Of Texas LLC490$108.28
Tax Deferred Annuity Plan Of Heart Of Texas Behavioral Health NetworkHeart Of Texas Behavioral Heal144$7.14
Hull Supply Company, Inc. 401(k) PlanHull Supply Company, Inc.144$22.94
Lewis & Ellis, LLC Profit Sharing PlanLewis & Ellis, LLC144not itemized
Southwestern Interiors 401(k) PlanSouthwestern Carpets, LLC144$187.53

Service providers (Schedule C)

Recordkeeper: National Benefit Services, LLC (as filed: “NATIONAL BENEFIT SERVICES, LLC”)

Providers from Schedule C, Part 1, Item 2 of filing 20251016161336NAL0006489489001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
National Benefit Services, LLC65, 99, 62, 54, 55, 63, 38, 50, 60, 66, 64, 37, 59, 23, 152,064not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251016161336NAL0006489489001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Valley Ear, Nose & Throat Specialists, P.A. 401(k) Plan: Form 5500 facts", from DOL EFAST2 filing 20251016161336NAL0006489489001, plan year ended December 31, 2024.