401(k) Monitor

The Deters Company Inc. Profit Sharing Plan

The Deters Company Inc. · Burlington, KY · EIN 611158359 · Plan 001 · Form 5500 for plan year 2024

What Deters Inc put into the plan, per active participant

$17.65

The Deters Company Inc. put $17.65 into this plan for each of its 1,247 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

Deters Inc put in less per active participant than 99% of plans with 1,000–4,999 participants in retail. The middle plan in that group of 316 reported $857. Retail comes from business code 445299, which The Deters Company Inc. entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much Deters Inc pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 15, 2025 · DOL EFAST2

What the plan cost, per participant

Not ranked

Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

401(k) Monitor Score

Not scored

This filing reports one of the two amounts the score is built from, so it takes none. Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Deters Inc puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

Not reported

The Form 5500 filing does not report the plan-paid administrative expenses this figure needs.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251015140226NAL0006343568001, plan year 2024.
Total plan assets, end of year$2,034,295
Net assets$2,034,295
Participants, beginning of year1,287
Of which active1,247
Plan typeSingle employer
Size cohortThe peer group we rank fees against.1,000–4,999 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $93,028. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.19%

Plan-paid administrative expenses

Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.

The plans this one is ranked against

Fees on this page are ranked against the 1,000–4,999 participant cohort, where the median plan pays $84.96 per participant. The sponsor files from Kentucky, one of 635 plans on file there, at a median of $106.54 per participant. Its business code places the plan in retail, one of 2,305 on file, which run to a median of $93.99.

Plans of a similar size in Kentucky

The plans nearest this one by participant count, out of 92 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Voestalpine Roll Forming Corporation 401(k) Savings PlanRfc LLC1,307$125.07
Montaplast Of North America Inc. 401(k) PlanMontaplast Of North America Inc.1,301$33.46
Mubea, Inc. 401(k) Retirement Savings PlanMubea, Inc.1,259$83.44
Graves-Gilbert Clinic Revised Profit Sharing PlanGraves Gilbert Clinic Pllc1,257$110.90

Service providers (Schedule C)

Recordkeeper: OneAmerica (as filed: “AMERICAN UNITED LIFE INSURANCE CO”)

588 plans on file name OneAmerica as their recordkeeper, at a median of $95.36 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251015140226NAL0006343568001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
American United Life Insurance Co67, 66, 64, 63, 52, 60, 59, 38, 15021,049

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251015140226NAL0006343568001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

This is an amended filing. It replaces the sponsor's earlier submission for the same year.

Cite this page

401(k) Monitor, "The Deters Company Inc. Profit Sharing Plan: Form 5500 facts", from DOL EFAST2 filing 20251015140226NAL0006343568001, plan year ended December 31, 2024.