401(k) Monitor

Dacotah Paper Company Employees Profit Sharing Plan

Dacotah Paper Company · Fargo, ND · EIN 450233031 · Plan 001 · Form 5500 for plan year 2024

What Dacotah Paper put into the plan, per active participant

$1,142

Dacotah Paper Company put $1,142 into this plan for each of its 169 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

Dacotah Paper put in less per active participant than 72% of plans with 100–499 participants in industrial and materials manufacturing. The middle plan in that group of 3,606 reported $1,825. Industrial and materials manufacturing comes from business code 321900, which Dacotah Paper Company entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much Dacotah Paper pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 14, 2025 · DOL EFAST2

What the plan cost, per participant

$238.26

The plan paid $238.26 per participant in plan-paid administrative expenses in plan year 2024, more expensive than 69% of plans with 100–499 participants. The middle plan of that size paid $156.87.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

29 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $1,142. Lower than 72% of plans with 100–499 participants in industrial and materials manufacturing.
  • What the plan cost, per participant: $238. Cheaper than 31% of plans with 100–499 participants.

How this score is built

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Dacotah Paper puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is Empower.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

69th percentile

$238.26 per participant in plan-paid administrative cost, more expensive than 69% of plans with 100–499 participants.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as Empower. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251014072753NAL0004947986001, plan year 2024.
Total plan assets, end of year$19,454,678
Net assets$19,454,678
Participants, beginning of year296
Of which active169
Plan typeSingle employer
Size cohortThe peer group we rank fees against.100–499 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $628,249. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.23%

Plan-paid administrative expenses

The plan paid $70,525 in administrative expenses in plan year 2024, across 296 participants: $238.26 per participant.

Contract administrator fees$70,525
Professional feesnot reported in filing
Investment management feesnot reported in filing
Other administrative feesnot reported in filing

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from North Dakota, one of 214 plans on file there, at a median of $166.89 per participant. Its business code places the plan in industrial and materials manufacturing, one of 6,008 on file, which run to a median of $142.19.

Plans of a similar size in North Dakota

The plans nearest this one by participant count, out of 152 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Creedence Energy Services 401(k) PlanCreedence Energy Services, LLC299$108.74
Go Wireline LLC 401(k) Profit Sharing PlanGo Wireline LLC298$7.93
Cdi Services, Inc. 401(k) Retirement Savings PlanCdi Services, Inc.296$266.64
Applied Engineering, Inc. Employee Stock Ownership Plan And TrustApplied Engineering, Inc.293$175.46

Service providers (Schedule C)

Recordkeeper: Empower (as filed: “EMPOWER ANNUITY INSURANCE COMPANY”)

7,876 plans on file name Empower as their recordkeeper, at a median of $165.69 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251014072753NAL0004947986001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Lpl Financial2727,947not reported
Ascensus Holdings Inc. Dba139,3808,966
Empower Advisory Group285,481not reported
Empower Annuity Insurance Company642,1410
Bancwest Investment Services270not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251014072753NAL0004947986001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Dacotah Paper Company Employees Profit Sharing Plan: Form 5500 facts", from DOL EFAST2 filing 20251014072753NAL0004947986001, plan year ended December 31, 2024. 401(k) Monitor Score 29 out of 100 (exact value 28.55).