401(k) Monitor

Schaeffer Manufacturing Company Employees 401(k) Profit Sharing Plan And Trust

Schaeffer Manufacturing Company · St. Louis, MO · EIN 430501920 · Plan 003 · Form 5500 for plan year 2025

This is the plan's final filing: the plan has been terminated, so the year it covers can be a partial one.

What Schaeffer Manufacturing put into the plan, per active participant

Not on this filing

The plan ended the year with a fraction of the active participants it began with, so a full year of employer money would divide across the few people left and read as a figure no employee received. The total is shown instead of a per-person amount.

A plan whose active count collapsed during the year is kept out of every peer group, because ranking it would move everyone else. Nothing is filled in from an average, from another year or from another plan.

Source: Form 5500 filing for the plan year ended January 1, 2025, received by the DOL November 17, 2025 · DOL EFAST2

What the plan cost, per participant

Not ranked

This is the plan's final filing, so the plan no longer exists. Every plan it would be ranked against was still running at the end of the year, so this figure is printed as the filing states it and is given no standing among them.

Participants at the start of plan year 2025

163

The plan reported 163 participants for plan year 2025 and $0 of assets at the end of it. Neither of the two amounts the Monitor Score is built from is on the filing, so the headcount is the largest fact it carries.

401(k) Monitor Score

Not scored

This is the plan's final filing, so the plan no longer exists. The score is a standing among plans of the same size and industry, and all of those were still running at the end of the year, so a filing that closes a plan takes no score.

Nothing is filled in from an average, from another year or from another plan.

What the score would read, on a plan that was still running at the end of the year: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Schaeffer Manufacturing puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

Not reported

This is the plan's final filing, so the plan no longer exists. Every plan it would be ranked against was still running at the end of the year, so this figure is printed as the filing states it and is given no standing among them.

What to check next

  • Money in, without a headcount to divide it by

    The plan ended the year with a fraction of the active participants it began with, so the employer money is shown as a total above and not per person. Your own statement shows what reached your account.

  • If you had money in this plan

    This is the plan’s final filing, so the plan has been wound up and the accounts in it went elsewhere. The Department of Labor runs a free search for retirement money left behind at a former employer: Retirement Savings Lost and Found ↗.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2025, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251117105752NAL0003351010001, plan year 2025.
Total plan assets, end of year$0
Net assets$0
Participants, beginning of year163
Of which active0
Plan typeSingle employer
Size cohortThe peer group we rank fees against.100–499 participants
Employer share of the money that went in, plan year 2025One of the two contribution lines is blank on this filing. A blank employee line against a filled employer line would read as every dollar coming from the employer, which is a gap in the filing rather than a fact about the plan, so no share is shown.not stated on this filing

Plan-paid administrative expenses

Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.

The plans this one is ranked against

Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from Missouri, one of 1,025 plans on file there, at a median of $132.02 per participant. Its business code places the plan in oil, gas and mining, one of 653 on file, which run to a median of $124.28.

Plans of a similar size in Missouri

The plans nearest this one by participant count, out of 632 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Business Training Library, LLC 401(k) Profit Sharing PlanBusiness Training Library, LLC165$27.88
Hnb National Bank 401(k) Retirement Savings PlanHnb National Bank164$223.50
D & D Distributors Non-Union 401(k) PlanD & D Distributors, Lllp162$312.36
Matthews Book Company Employee Stock Ownership And Savings PlanMmci Holdings, Inc.162$272.30

Service providers (Schedule C)

Recordkeeper: OneAmerica (as filed: “AMERICAN UNITED LIFE INSURANCE CO”)

588 plans on file name OneAmerica as their recordkeeper, at a median of $95.36 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251117105752NAL0003351010001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
American United Life Insurance Co67, 66, 64, 38, 1501,125

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251117105752NAL0003351010001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

This is an amended filing. It replaces the sponsor's earlier submission for the same year.

Cite this page

401(k) Monitor, "Schaeffer Manufacturing Company Employees 401(k) Profit Sharing Plan And Trust: Form 5500 facts", from DOL EFAST2 filing 20251117105752NAL0003351010001, plan year ended January 1, 2025.