401(k) Monitor

Seafarers International Union Agliw 401(k) Plan

Board Of Trustees Seafarers Internationa Union Agliw 401(k) Plan · Camp Springs, MD · EIN 261527179 · Plan 002 · Form 5500 for plan year 2024

What Board Of Trustees Seafarers Internationa Union Agliw 401(k) Plan put into the plan, per active participant

Not on this filing

Schedule H leaves the employer contribution line blank on this filing. A blank line is an unfilled line, not a zero, and one sponsor often files several plans, so the employer money can sit in another plan of the same sponsor.

Nothing is filled in from an average, from another year or from another plan.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 14, 2025 · DOL EFAST2

What the plan cost, per participant

$76.94

The plan paid $76.94 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 55% of plans with 1,000–4,999 participants. The middle plan of that size paid $84.96.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

Not scored

This filing reports one of the two amounts the score is built from, so it takes none. Schedule H leaves the employer contribution line blank on this filing. A blank line is an unfilled line, not a zero, and one sponsor often files several plans, so the employer money can sit in another plan of the same sponsor.

It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Board Of Trustees Seafarers Internationa Union Agliw 401(k) Plan puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is Empower.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

45th percentile

$76.94 per participant in plan-paid administrative cost, cheaper than 55% of plans with 1,000–4,999 participants.

What to check next

  • A blank line is not a zero

    Schedule H leaves the employer contribution line unfilled on this filing, which is not the same as reporting nothing was paid in. Your own statement, on Empower, shows what reached your account.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as Empower. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251014182555NAL0004708736003, plan year 2024.
Total plan assets, end of year$80,433,722
Net assets$80,357,147
Participants, beginning of year2,116
Of which active2,348
Plan typeMultiemployer
Size cohortThe peer group we rank fees against.1,000–4,999 participants
Employer share of the money that went in, plan year 2024One of the two contribution lines is blank on this filing. A blank employee line against a filled employer line would read as every dollar coming from the employer, which is a gap in the filing rather than a fact about the plan, so no share is shown.not stated on this filing

Plan-paid administrative expenses

The plan paid $162,815 in administrative expenses in plan year 2024, across 2,116 participants: $76.94 per participant.

Contract administrator feesnot reported in filing
Professional feesnot reported in filing
Investment management fees$81,053
Other administrative fees$44,879

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 1,000–4,999 participant cohort, where the median plan pays $84.96 per participant. The sponsor files from Maryland, one of 1,162 plans on file there, at a median of $144.47 per participant. Its business code places the plan in transportation and logistics, one of 1,926 on file, which run to a median of $95.71.

Plans of a similar size in Maryland

The plans nearest this one by participant count, out of 163 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Pmhg 401(k) PlanPm Hospitality Strategies, Inc.3,500$52.80
Dtlr, Inc. 401(k) Profit Sharing PlanDtlr, Inc.2,236$58.44
Apg-Rewards 401(k) PlanAdams Communications Company LLC, Dba Adams Publishing Group2,189$111.50
Nts Technical Systems, LLC 401(k) Profit Sharing PlanNts Technical Systems Dba National Technical Systems2,039$41.81
Ruppert 401(k) PlanRuppert Landscape LLC2,028$110.49

Service providers (Schedule C)

Recordkeeper: Empower (as filed: “EMPOWER ANNUITY INS CO OF AMERICA”)

7,876 plans on file name Empower as their recordkeeper, at a median of $165.69 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251014182555NAL0004708736003. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Morgan Stanley Wealth Mgmt2781,053not reported
Seafarers Vacation Plan9951,602not reported
Weaver And Tidwell, LLP1021,925not reported
Empower Annuity Ins Co Of America6418,9260
Buchbinder Tunick & Co LLP107,880not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251014182555NAL0004708736003
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Seafarers International Union Agliw 401(k) Plan: Form 5500 facts", from DOL EFAST2 filing 20251014182555NAL0004708736003, plan year ended December 31, 2024.