401(k) Monitor

Shentel Management Company 401(k) Retirement Plan

Shentel Management Company · Edinburg, VA · EIN 201825528 · Plan 002 · Form 5500 for plan year 2024

What Shentel Management put into the plan, per active participant

$4,445

Shentel Management Company put $4,445 into this plan for each of its 1,062 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

Shentel Management put in more per active participant than 78% of plans with 1,000–4,999 participants in media, telecom and information. The middle plan in that group of 168 reported $2,690. Media, telecom and information comes from business code 517000, which Shentel Management Company entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much Shentel Management pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL July 29, 2025 · DOL EFAST2

What the plan cost, per participant

$77.53

The plan paid $77.53 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 55% of plans with 1,000–4,999 participants. The middle plan of that size paid $84.96.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

71 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $4,445. Higher than 78% of plans with 1,000–4,999 participants in media, telecom and information.
  • What the plan cost, per participant: $77.53. Cheaper than 55% of plans with 1,000–4,999 participants.

How this score is built

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Shentel Management puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, which for this plan is T. Rowe Price Workplace.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

45th percentile

$77.53 per participant in plan-paid administrative cost, cheaper than 55% of plans with 1,000–4,999 participants.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as T. Rowe Price Workplace. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20250729214550NAL0003960065001, plan year 2024.
Total plan assets, end of year$158,663,706
Net assets$158,663,706
Participants, beginning of year1,294
Of which active1,062
Plan typeSingle employer
Size cohortThe peer group we rank fees against.1,000–4,999 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $5,400,837. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.47%

Plan-paid administrative expenses

The plan paid $100,318 in administrative expenses in plan year 2024, across 1,294 participants: $77.53 per participant.

Contract administrator feesnot reported in filing
Professional feesnot reported in filing
Investment management feesnot reported in filing
Other administrative feesnot reported in filing

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 1,000–4,999 participant cohort, where the median plan pays $84.96 per participant. The sponsor files from Virginia, one of 1,765 plans on file there, at a median of $142.39 per participant. Its business code places the plan in media, telecom and information, one of 1,108 on file, which run to a median of $121.00.

Plans of a similar size in Virginia

The plans nearest this one by participant count, out of 223 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Orange Group 401(k) PlanOrange Business Services1,299$535.86
United Service Organizations Retirement Savings PlanUnited Service Organizations, Inc.1,296$122.76
360 Patriot 401(k) Plan360 Patriot Enterprises, LLC1,293$47.97
Jk Moving Services & Caprelo Profit Sharing & 401(k) PlanJk Moving And Storage, Inc.1,287$111.57

Service providers (Schedule C)

Recordkeeper: T. Rowe Price (as filed: “T ROWE PRICE RPS INC”)

801 plans on file name T. Rowe Price as their recordkeeper, at a median of $86.70 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20250729214550NAL0003960065001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
T Rowe Price Rps Inc.38, 37, 50, 28, 25, 21, 49, 15113,5890

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20250729214550NAL0003960065001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Shentel Management Company 401(k) Retirement Plan: Form 5500 facts", from DOL EFAST2 filing 20250729214550NAL0003960065001, plan year ended December 31, 2024. 401(k) Monitor Score 71 out of 100 (exact value 70.9).