401(k) Monitor

Tegna 401(k) Savings Plan

Tegna Inc. · Tysons, VA · EIN 160442930 · Plan 002 · Form 5500 for plan year 2024

What TEGNA put into the plan, per active participant

$3,131

TEGNA INC put $3,131 into this plan for each of its 5,976 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

TEGNA put in less per active participant than 59% of plans with 5,000+ participants in media, telecom and information. The middle plan in that group of 62 reported $3,707. Media, telecom and information comes from business code 515100, which TEGNA INC entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much TEGNA pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 9, 2025 · DOL EFAST2

The $3,131 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. TEGNA INC also files a Form 11-K, which states the match formula on its own for plan year 2024: the section below reads $1,980 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures measure different things, so neither one is the other one corrected.

What the plan cost, per participant

$61.20

The plan paid $61.20 per participant in plan-paid administrative expenses in plan year 2024, more expensive than 56% of plans with 5,000+ participants. The middle plan of that size paid $54.84.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

42 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $3,131. Lower than 59% of plans with 5,000+ participants in media, telecom and information.
  • What the plan cost, per participant: $61.20. Cheaper than 44% of plans with 5,000+ participants.

How this score is built

On this page: the match and vesting terms · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What TEGNA puts in

$1,980

a year, at a $49,500 salary.

The match paragraph, word for word
The employer's Safe Harbor match is 100% of the first 4% of compensation that a participant contributes.

What you contribute to collect all of it

Contribute at least 4% of your pay to collect the full match.

That is $1,980 a year at a $49,500 salary, and it scales with your own.

Vesting score

100 out of 100

How fast the employer’s money becomes yours. Higher than 48% of the 253 schedules we have scored.

It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.

Vesting scheduleImmediate

Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 100%, 100%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.

Vesting, word for word
All company contributions made after this date also become immediately 100% vested.
True-up after year endThe filing states there is none

Contributing unevenly through the year, or hitting the annual limit early, can cost the worker part of the match.

The same match paragraph, word for word
The employer's Safe Harbor match is 100% of the first 4% of compensation that a participant contributes.

The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

56th percentile

$61.20 per participant in plan-paid administrative cost, more expensive than 56% of plans with 5,000+ participants.

The match, vesting and eligibility terms above are read from the Form 11-K filed by TEGNA INC, whose page states the full formula, the vesting schedule and the sentence behind each one.

What to check next

  • Collecting the whole match

    TEGNA’s Form 11-K pays the whole match at 4% of pay, which is $1,980 a year at a $49,500 salary and scales with your own. Your payslip and your Fidelity NetBenefits account both show the rate you set. A rate below 4% collects less than the whole match.

    That Form 11-K covers plan year 2024. The plan’s Summary Plan Description states the terms in force, and the plan administrator must provide it to participants on request.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site, which this filing names as Fidelity NetBenefits. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251009153302NAL0004044595001, plan year 2024.
Total plan assets, end of year$995,406,171
Net assets$995,280,867
Participants, beginning of year10,097
Of which active5,976
Plan typeSingle employer
Size cohortThe peer group we rank fees against.5,000+ participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $40,722,703. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.31%

Plan-paid administrative expenses

The plan paid $617,931 in administrative expenses in plan year 2024, across 10,097 participants: $61.20 per participant.

Contract administrator fees$3,600
Professional feesnot reported in filing
Investment management fees$0
Other administrative fees$74,782

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 5,000+ participant cohort, where the median plan pays $54.84 per participant. The sponsor files from Virginia, one of 1,765 plans on file there, at a median of $142.39 per participant. Its business code places the plan in media, telecom and information, one of 1,108 on file, which run to a median of $121.00.

Plans of a similar size in Virginia

The plans nearest this one by participant count, out of 71 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Akima, LLC 401(k) PlanAkima, LLC10,946$117.66
Volkswagen Group Of America, Inc. Defined Contribution And Savings PlanVolkswagen Group Of America, Inc.10,874$176.93
Icf Retirement Savings PlanIcf Consulting Group, Inc.9,949$91.08
Guidehouse Inc. Retirement PlanGuidehouse Inc.9,917$39.77

Service providers (Schedule C)

Recordkeeper: Fidelity Investments (as filed: “FIDELITY INVESTMENTS INSTITUTIONAL”)

10,593 plans on file name Fidelity Investments as their recordkeeper, at a median of $97.71 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251009153302NAL0004044595001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Fidelity Investments Institutional71, 64, 60, 37, 65, 25344,0120
Pricewaterhousecoopers LLP10200,000not reported
Rocaton Investment Advisors LLC1674,782not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251009153302NAL0004044595001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Tegna 401(k) Savings Plan: Form 5500 facts", from DOL EFAST2 filing 20251009153302NAL0004044595001, plan year ended December 31, 2024. 401(k) Monitor Score 42 out of 100 (exact value 41.87).