401(k) Monitor

Retail 401(k) plans with 5,000 or more participants

183 large 401(k) plans in retail reported 5,000 or more participants on their latest Form 5500 and have a page here. All of them are listed here, ranked by active participants.

Active participants means people still building up a balance, which is the count Form 5500 reports separately from total participants. Every row links to its own page, where the figures below come with the filing they were read from. The site reads every large filing in the DOL data and publishes a page for a part of it.

The plans

Ranked by active participants, the same order the site publishes plan pages in. Assets are Schedule H total assets at end of plan year, in USD. Cost per participant is plan-paid administrative expense, and a filing that itemized none says so instead of showing a zero.
#PlanStateActiveAssetsCost / participant
1Walmart 401(k) PlanWalmart Inc.AR1,670,732$50.8B$21.48
2Target Corporation 401(k) PlanTarget CorporationMN427,999$14.4Bnot itemized
3The Home Depot FutureBuilderThe Home Depot, Inc.GA391,522$14.1B$44.92
4The Kroger Co. 401(k) Retirement Savings Account PlanThe Kroger Co.OH380,891$11.8B$20.22
5CVS Health Future Fund 401(k) PlanCVS Health CorporationRI313,966$30.1B$142.85
6The TJX Companies, Inc. 401(k) Savings PlanThe TJX Companies, Inc.MA294,348$3.7B$12.40
7Lowes 401(k) PlanLowe's Companies, Inc.NC263,650$8.6B$3.57
8Starbucks Corporation 401(k) PlanStarbucks CorporationWA220,791$4.9B$11.75
9Albertsons Companies 401(k) PlanAlbertsons Companies, Inc.CA215,654$8.0B$23.74
10Walgreens Retirement Savings PlanWalgreen Co.IL215,583$14.5B$14.47
11Costco 401(k) Retirement PlanCostco Wholesale CorporationWA212,976$41.0B$23.38
12Publix Super Markets, Inc. 401(k) Smart PlanPublix Super Markets, Inc.FL209,120$8.1B$10.97
13Dollar General Corp 401(k) Savings And Retirement PlanDollar General CorporationTN194,837$824.5M$8.65
14H-E-B Savings & Retirement PlanH.E.Butt Grocery CompanyTX113,055$4.3B$33.71
15Macys Inc. 401(k) Retirement Investment PlanMacys, Inc.OH103,247$4.6B$20.37
16Dollar Tree Retirement Savings PlanDollar Tree, Inc.VA99,632$979.1M$17.32
17Whole Foods Market Growing Your Future 401(k) PlanWhole Foods Market, Inc.TX95,856$2.4B$33.90
18Best Buy Retirement Savings PlanBest Buy Enterprise Services, Inc.MN83,696$3.1B$44.06
19Food Lion 401(k) PlanFood Lion, LLCNC81,798$1.3B$16.12
20Ahold USA, Inc. 401(k) Savings Plan For Union AssociatesAhold USA, Inc.MA76,517$910.2M$12.31
21Circle K Retirement PlanThe Circle K Retirement PlanAZ73,210$505.9M$16.18
22GapShare 401(k) PlanGap Inc.CA68,283$2.6B$16.55
23Ulta Salon Cosmetics & Fragrance 401(k) Retirement PlanUlta Salon Cosmetics & Fragrance, Inc.IL67,118$542.0M$12.85
247-Eleven, Inc. 401(k) Plan7-Eleven, Inc.TX66,965$1.0B$26.63
25Trader Joe's Company Retirement PlanTrader Joe's CompanyCA64,951$3.2B$8.18
26Nordstrom 401(k) PlanNordstrom, Inc.WA58,257$4.3B$101.96
27Ross Stores, Inc. 401(k) Savings PlanRoss Stores, Inc.CA56,638$1.0B$8.90
28The Hy-Vee And Affiliates 401(k) PlanHy-Vee, Inc.IA55,933$3.1B$45.43
29Tractor Supply Company 401(k) Retirement Savings PlanTractor Supply CompanyTN55,849$559.7M$23.15
30The Wegmans Retirement PlansWegmans Food Markets Inc.NY55,056$3.4B$6.92
31Menard, Inc. 401(k) PlanMenard, Inc.WI53,467$283.1M$12.44
32Dick's Sporting Goods, Inc. Smart Savings 401(k) PlanDick's Sporting Goods, Inc.PA53,323$883.7M$11.54
33Aldi Inc. Retirement Savings PlanAldi Inc.IL52,764$2.1B$34.15
34Kohl's Inc. Savings PlanKohl's Inc.WI51,956$2.3Bnot itemized
35PetSmart, Inc. SaveSmart 401(k) PlanPetSmart, LLCAZ46,794$667.2M$18.79
36J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings PlanPenney Opco, LLCTX43,488$2.2B$19.81
37Abercrombie & Fitch Co. Savings And Retirement PlanAbercrombie & Fitch Co.OH43,145$487.8M$9.29
38Meijer 401(k) Retirement Plan IIMeijer, Inc.MI40,728$660.1Mnot itemized
39The Giant Company 401(k) PlanThe Giant Company LLCPA37,097$991.5M$16.31
40Casey's General Stores 401(k) PlanCasey's General Stores Inc.IA36,804$514.4M$17.88
41Sprouts Farmers Markets Holdings, LLC Employee 401(k) Savings PlanSprouts Farmers Markets Holdings, LLCAZ35,946$264.6M$15.62
42Harris Teeter Supermarkets, Inc. Retirement And Savings PlanHarris Teeter Supermarkets, Inc.NC35,407$1.4B$30.77
43BJ's Wholesale Club, Inc. 401(k) Savings PlanBJ's Wholesale Club Inc.MA34,191$661.1M$23.95
44Savings Incentive And Profit Sharing Plan For Employees Of The Hobby Lobby GroupHobby Lobby Stores, Inc.OK31,651$563.8M$11.91
45Meijer 401(k) Retirement Plan IMeijer, Inc.MI31,231$1.6Bnot itemized
46Pilot Travel Centers LLC 401(k) PlanPilot Travel Centers LLCTN29,888$506.9M$30.21
47Hannaford Bros. Co. 401(k) PlanHannaford Bros. Co., LLCME28,962$1.1B$15.10
48Michaels Stores, Inc. Employees 401(k) PlanMichaels Stores, Inc.TX27,613$337.2M$133.17
49Kwik Trip Profit Sharing 401(k) PlanKwik Trip, Inc.WI27,129$1.1B$50.71
50Dillard's, Inc. Investment & Employee Stock Ownership PlanDillard's, Inc.AR26,070$3.0B$49.54
51Sephora Retirement PlanSephora USA Inc.CA25,709$600.1M$47.97
52Hibbett, Inc. 401(k) Profit Sharing PlanHibbett, Inc.AL24,562$59.0M$15.70
53Winco Foods 401(k) PlanWinco Holdings, Inc.ID24,430$289.6M$7.07
54Urban Outfitters, Inc. 401(k) Savings PlanUrban Outfitters, Inc.PA24,239$419.8M$22.75
55Signet Jewelers Retirement Savings PlanSterling Jewelers Inc.OH24,148$742.1M$37.53
56Academy, Ltd. 401(k) Profit Sharing PlanAcademy Sports & OutdoorsTX23,635$364.8M$22.38
57Petco Animal Supplies Stores, Inc. 401(k) PlanPetco Animal Supplies Stores, Inc.CA22,324$370.1M$6.78
58Southeastern Grocers 401(k) Savings PlanSoutheastern Grocers LLCFL21,770$941.2M$28.02
59Harbor Freight Tools Retirement Savings PlanHft Holdings, Inc.CA21,476$368.5M$25.83
60Weis Markets, Inc. Retirement Savings PlanWeis Markets, Inc.PA21,014$304.0M$84.54
61Big Lots Savings PlanBig Lots, Inc.OH19,448$313.1M$23.63
62The Finish Line, Inc. Profit Sharing And 401(k) PlanThe Finish Line, Inc.IN19,264$100.9M$20.62
63Jo-Ann Stores, LLC 401(k) Savings PlanJo-Ann Stores, LLCOH19,186$182.5M$11.66
64Wawa, Inc. 401(k) PlanWawa, Inc.PA18,984$1.1B$80.92
65Belk 401(k) Savings PlanBelk Stores Services, LLCNC18,856$400.6M$19.02
66Bath & Body Works, Inc. 401(k) Savings And Retirement PlanL Brands Service Company LLCOH18,826$1.2B$43.05
67UFCW Local 152 Savings PlanBoard Of Trustees, UFCW Local 152 SavingNJ18,762$32.8M$21.32
68Sally Beauty 401(k) And Profit Sharing PlanSally Beauty Holdings, Inc.TX18,644$294.1M$13.07
69Sheetz, Inc. 401(k) Retirement PlanSheetz, Inc.PA18,452$778.4M$46.85
70Williams-Sonoma, Inc. 401(k) PlanWilliams-Sonoma, Inc.CA18,337$797.6M$25.81
71American Eagle Outfitters, Inc. Profit Sharing And 401(k) PlanAmerican Eagle Outfitters, Inc.PA18,133$538.1M$69.74
72Ingles Markets, Incorporated Investment/Profit Sharing PlanIngles Markets, IncorporatedNC18,006$196.8M$13.45
73Fastenal Company & Subsidiaries 401(k) And Employee Stock Ownership PlanFastenal Company & SubsidiariesMN17,820$1.1B$26.59
74Northeast Grocery 401(k) PlanNortheast Grocery, Inc.NY17,703$552.7M$24.79
75Raley's 401(k) Retirement Savings PlanRaley'sCA17,670$639.7M$33.64
76The Rite Aid 401(k) PlanRite Aid CorporationPA16,944$3.2B$54.89
77The Odp Corporation Retirement Savings PlanOdp International, LLCFL16,819$1.3B$48.57
78Eg America Employee Savings PlanEg Retail (America) LLCMA16,690$337.9M$32.33
79SAP America, Inc. 401(k) PlanSAP America, Inc.PA16,587$8.1B$159.91
80Ikea Retirement And Savings PlanIkea North America Services, LLCPA16,565$1.1B$55.02
81Lululemon Savings PlanLululemon Athletica Inc.DE16,468$219.2M$30.77
82Murphy USA Inc. Savings PlanMurphy USA Inc.AR16,166$358.3M$61.12
83Victoria's Secret & Co. 401(k) Savings And Retirement PlanVs Service Company, LLCOH15,828$894.9M$68.03
84Giant Eagle, Inc. Employee Savings PlanGiant Eagle, Inc.PA15,282$845.1M$51.95
85Ta Operating LLC 401(k) Savings PlanTa Operating LLCOH15,096$183.5M$37.99
86K-Va-T 401(k) PlanK-Va-T-Food Stores, Inc.VA14,576$191.3M$21.97
87Guitar Center, Inc. 401(k) PlanGuitar Center, Inc.CA14,078$182.4M$5.05
88Recreational Equipment, Inc. Retirement And Profit Sharing PlanRecreational Equipment, Inc.WA13,880$1.0B$39.66
89Quiktrip Corporation Retirement PlanQuiktrip CorporationOK13,644$4.8Bnot itemized
90Foot Locker 401(k) PlanFoot Locker, Inc.NY13,384$449.5M$36.34
91J.Crew Group, LLC. 401(k) Savings PlanJ.Crew Group, LLCNY13,372$339.1Mnot itemized
92Franchise Group, Inc. 401(k) PlanFranchise Group, Inc.OH13,300$149.3M$26.39
93FedEx Office And Print Services, Inc. 401(k) Retirement Savings PlanFedEx Office And Print Services, Inc.TX13,295$1.4B$25.68
94Gpm Investments 401(k) PlanGpm Investments, LLCVA13,134$39.2M$15.71
95Barnes & Noble 401(k) PlanBarnes & Noble, Inc.NY13,045$789.9M$28.17
96Nutrien 401(k) Retirement PlanNutrien US LLCCO13,017$2.0B$108.46
97Boot Barn 401(k) PlanBoot Barn, Inc.CA13,011$46.2M$18.92
98Schnucks Pay Deferral Plan-30Schnuck Markets, Inc.MO12,661$150.1M$16.56
99Red Robin International, Inc. 401(k) Savings PlanRed Robin International, Inc.CO12,597$68.8M$19.76
100National Vision, Inc. 401(k) Retirement Savings PlanNational Vision, Inc.GA12,384$234.8M$72.22
101Savers 401(k) PlanTvi, Inc.WA12,141$127.7M$41.55
102Tapestry, Inc. 401(k) Savings PlanTapestry, Inc.NY11,856$659.1M$40.21
103Save Mart Companies Retirement Savings PlanThe Save Mart CompaniesCA11,855$993.0M$70.33
104The Sparc Group LLC 401(k) Investment And Savings PlanSparc Group LLCNJ11,662$341.8M$40.37
105Cdw Coworkers' Profit Sharing PlanCdw LLCIL11,353$2.3B$48.64
106Applegreen US Retirement PlanApplegreen CompaniesSC11,315$20.3M$27.06
107Visionworks Of America, Inc. 401(k) Savings PlanVisionworks Of America, Inc.TX11,301$159.9M$28.96
108Staples, Inc. Employees' 401(k) Savings PlanStaples, Inc.MA11,200$1.5B$46.88
109Walmart Puerto Rico 401(k) PlanWalmart Inc.AR11,133$180.2M$27.74
110Staples US Retail 401(k) Retirement PlanUsr Parent Inc.MA10,925$404.6M$38.98
111Genesco Salary Deferral PlanGenesco Inc.TN10,894$190.2M$2.71
112Five Below 401(k) Retirement Savings PlanFive Below, Inc.PA10,753$87.8M$17.52
113Brookshire's Employee Stock Ownership And 401(k) PlanBrookshire Holdings, Inc.TX10,628$381.2M$53.23
114Chico's Fas, Inc. 401(k) Elective Deferral PlanChico's Fas, Inc.FL10,481$195.0M$33.39
115Adapthealth 401(k) Profit Sharing Plan And TrustAdapthealth, LLCPA10,416$159.0M$36.83
116Designer Brands Inc. 401(k) PlanDesigner Brands Inc.OH10,332$241.8M$35.97
117Big Y Foods, Inc. 401(k) Retirement Savings PlanBig Y Foods, Inc.MA10,329$573.8M$64.93
118Variety Wholesalers, Inc. Retirement Savings 401(k) PlanVariety Wholesalers, Inc.NC10,269$31.2M$9.62
119Beall's Employees' Savings TrustBeall's Inc.FL10,138$118.2M$41.92
120Total Wine & More 401(k) PlanRetail Services & Systems, Inc.MD10,110$162.0M$26.52
121Installed Building Products, LLC 401(k) Savings Plan And TrustInstalled Building Products, LLCOH10,000$137.7M$25.00
122Floor And Decor Outlets Of America, Inc. 401(k) Retirement PlanFloor And Decor Outlets Of America, Inc.GA9,962$157.2M$49.52
123Smart & Final 401(k) Savings PlanSmart & Final LLCCA9,837$386.5M$53.18
124R.T.G. Furniture Corp. & Affiliates 401(k) PlanR.T.G. Furniture Corp. & AffiliatesFL9,789$319.8M$25.64
125Claire's Stores Inc. 401(k) Savings And Retirement PlanClaire's Stores, Inc.IL9,741$52.6M$1.89
126UFCW Local One 401(k) Savings PlanBrd Of Ttees UFCW Local One 401(k) Savings PlanNY9,699$154.2M$81.89
127The Neiman Marcus Group LLC Retirement Savings PlanThe Neiman Marcus Group LLCTX9,666$1.4B$50.42
128Racetrac, Inc. 401(k) PlanRacetrac, Inc.GA9,590$156.8M$26.91
129Adusa Supply Chain Services 401(k) PlanAdusa Supply Chain Services LLCNC9,366$357.0M$24.27
130Amended And Restated Savings Fund Plan For Employees Of 84 Lumber Company84 Lumber Company, L.P.PA9,227$779.5M$47.39
131Bodega Latina 401(k) Retirement And Savings PlanBodega Latina CorporationCA9,200$8.3M$2.87
132Krispy Kreme Doughnut Corporation Retirement Savings PlanKrispy Kreme Doughnut CorporationNC9,101$68.1M$25.43
133Hellofresh 401(k) Retirement Savings PlanGrocery Delivery E-Services, Inc.NY8,838$105.6M$57.24
134Tailored Brands 401(k) Savings PlanTailored Shared Services, LLCCA8,462$265.3M$51.79
135Clark Associates Multiple Employer 401(k) PlanClark Core Services, LLCPA8,318$258.2M$115.61
136Scheels All Sports, Inc. 401(k) PlanScheels All Sports, Inc.ND8,298$33.5M$14.83
137Victra 401(k) PlanABC Phones Of North Carolina, Inc.NC8,133$49.8M$27.47
138Aaron's 401(k) Retirement PlanAaron's, LLCGA7,969$186.0M$34.18
139Papa John's International, Inc. 401(k) PlanPapa John's International, Inc.GA7,954$115.3M$42.23
140Mattress Firm, Inc. 401(k) PlanMattress Firm, Inc.TX7,916$279.1M$77.91
141Northgate Gonzalez Markets, Inc. 401(k) Retirement Savings PlanNorthgate Gonzalez Markets, Inc.CA7,889$125.8M$62.14
142Cell Phone Company Employee 401(k) Savings PlanPrime Communications, L.P.TX7,860$46.0M$40.41
143Firstcash 401(k) Profit Sharing PlanFirstcash Holdings, Inc.TX7,817$212.2M$75.09
144Eyecare Partners 401(k) PlanClarkson Eyecare, Inc.MO7,775$511.8M$71.30
145David's Bridal 401(k) Retirement PlanDavids Bridal, Inc.PA7,765$66.1M$30.00
146Tawa Supermarket, Inc. 401(k) PlanTawa Supermarket, Inc.CA7,581$193.4M$48.05
147Paradies Lagardere 401(k) PlanThe Paradies Shops, LLCGA7,459$66.7M$9.52
148The Fresh Market, Inc. Employees 401(k) Savings PlanThe Fresh Market, Inc.NC7,390$78.8M$44.75
149Ollie's Bargain Outlet, Inc. 401(k) Retirement PlanOllie's Bargain Outlet, Inc.PA7,389$36.9M$11.81
150Crate & Barrel Holdings, Inc. Retirement Savings PlanEuromarket Designs, Inc. D.B.A. Crate & Barrel, Cb2, And Hudson GraceIL7,357$343.4M$101.05
151The Children's Place 401(k) Savings PlanThe Children's Place, Inc.NJ7,321$129.9M$29.49
152UFCW Local Union 1189 And St. Paul Food Employers Defined Contribution PlanTrustees Of UFCW Local Union 1189 And St. Paul Food Employers Def ContMN7,276$226.4M$82.02
153Coborn's Incorporated Employees Profit Sharing 401(k) PlanCoborn's IncorporatedMN7,095$162.1M$60.17
154L.L. Bean 401(k) Retirement Savings PlanLl Bean Inc.ME7,076$803.5M$52.92
155Ebay Inc. 401(k) Savings PlanEbay Inc.CA7,067$2.0B$20.65
156Boscov's 401(k) Defined Contribution PlanBoscov's, Inc.PA6,826$147.2M$29.57
157Bob's Discount Furniture 401(k) Profit Sharing PlanBob's Discount Furniture LLCCT6,781$227.8M$42.87
158Gamestop, Corp. Employees' Savings PlanGamestop, Corp.TX6,663$153.8M$49.60
159Fiesta Mart, L.L.C. 401(k) Retirement And Savings PlanFiesta Mart, L.L.C.TX6,641$100.2M$17.00
160Insight Enterprises, Inc. 401(k) PlanInsight Enterprises, Inc.AZ6,347$941.5M$69.59
161Company Savings PlanBuc-Ee's, Ltd.TX6,149$70.8M$51.45
162Giant Eagle, Inc. And Affiliates 401(k) Plan For Union Represented EmployeesGiant Eagle, Inc.PA6,083$212.5M$11.83
163Rainbow Apparel 401(k) Savings PlanAijj Enterprises, Inc.NY6,004$81.8M$47.83
164Party City Holdings Inc. 401(k) PlanParty City Holdings Inc.NJ5,991$221.0M$60.15
165Kodiak BP 401(k) PlanKodiak Gypsum Mountain States LLCCO5,941$193.5M$73.32
166Fareway Stores, Inc. 401(k) Profit Sharing PlanFareway Stores, Inc.IA5,926$401.4M$69.90
167Hot Topic 401(k) PlanHot Topic, Inc.CA5,926$41.9M$35.27
168Qurate Retail Group 401(k) Retirement Savings Plan For Qvc And HsnQvc, Inc.PA5,820$1.1B$74.15
169Hbc 401(k) Retirement Savings PlanSaks Global Enterprises LLCNY5,627$534.7M$72.65
170The Rh 401(k) PlanRestoration Hardware, Inc.CA5,469$190.7M$40.31
171At Home 401(k) Savings PlanAt Home Stores LLCTX5,371$54.5M$9.56
172Crocs, Inc. 401(k) PlanCrocs, Inc.CO5,330$105.3M$30.99
173Raymours Furniture Company, Inc. 401(k) And Profit Sharing PlanRaymours Furniture Company, Inc.NY5,288$266.5Mnot itemized
174Tiffany & Company Employee P/S & Retirement Savings PlanTiffany And CompanyNY5,277$966.1M$58.59
175Fujifilm Long Term Savings PlanFujifilm North America CorporationNY5,191$1.5B$84.28
176Rite Aid Corporation 401(k) For Collectively Bargained AssociatesRite Aid CorporationPA5,165$68.8M$26.67
177Foundation Building Materials 401(k) Profit Sharing Plan And TrustFoundation Building Materials, LLCCA4,938$241.9M$68.03
178Fleet Farm 401(k) PlanFleet Farm Wholesale Supply Company, LLCWI4,937$144.4M$47.01
179Cardenas Markets LLC 401(k) PlanCardenas Markets LLCCA4,881$12.6M$15.90
180The Talbots Retirement Savings 401(k) PlanThe Talbots LLCMA4,829$236.6M$96.02
181Lidl US, LLC 401(k) PlanLidl US, LLCVA4,762$120.1M$63.14
182The Nebraska Furniture Mart, Inc. Profit Sharing PlanNebraska Furniture Mart, Inc.NE4,640$400.2M$85.03
183The Kroger Co. Savings PlanThe Kroger Co.OH0$0$8.36

Other plan sizes in Retail

Fees per participant fall as plans get bigger, so the useful comparison is inside a size band rather than across them.

100 to 499 participants (10)500 to 999 participants (3)1,000 to 4,999 participants (14)

Back to Retail

Retail 401(k) plans has the median plan-paid fee, the largest plans, and the other size bands. The whole directory starts at industries.