401(k) Monitor

Holding companies 401(k) plans with 5,000 or more participants

69 large 401(k) plans sit in holding companies and reported 5,000 or more participants on their latest Form 5500. All of them are listed here, ranked by active participants.

Active participants means people still building up a balance, which is the count Form 5500 reports separately from total participants. Every plan links to its own page, where the figures below come with the filing they were read from.

The plans

Ranked by active participants, the same order the site publishes plan pages in. Assets are Schedule H total assets at end of plan year, in USD. Cost per participant is plan-paid administrative expense, and a filing that itemized none says so instead of showing a zero.
#PlanStateActiveAssetsCost / participant
1The Bank Of America 401(k) PlanBank Of America CorporationNC168,229$62.9Bnot itemized
2Wells Fargo & Company 401(k) PlanWells Fargo & CompanyMN167,176$57.9B$34.04
3Oak View Group 401(k) PlanOak View Group, LLCPA49,999$176.1M$24.95
4Capital One Financial Corporation Associate Savings PlanCapital One Financial CorporationVA45,199$12.0B$214.17
5Allstate 401(k) Savings PlanThe Allstate CorporationTX39,454$7.6B$130.45
6Concentrix Retirement And Savings PlanConcentrix Cvg CorporationOH35,537$879.7M$21.77
7Prime Healthcare Services, Inc. 401(k) PlanPrime Healthcare Services, Inc.CA32,874$1.8B$23.54
8TD 401(k) Retirement PlanTD Bank US Holding CompanyME32,012$6.0B$28.86
9Siemens Savings PlanSiemens CorporationNJ29,785$9.8Bnot itemized
10Geico 401(k) Savings PlanGeico CorporationDC28,209$6.2B$52.59
11Clayton Homes, Inc. 401(k) Retirement PlanClayton Homes, Inc.TN22,418$1.6B$72.74
12Rentokil Initial USA 401(k) PlanRentokil North America, Inc.PA20,428$1.3B$139.94
13IQVIA 401(k) PlanIQVIA Inc.NC19,072$3.6B$51.31
14Warner Bros. Discovery 401(k) Savings PlanWarner Bros. Discovery, Inc.NY17,534$8.1B$53.16
15Toyota Industries North America Group Associates' 401(k) Retirement PlanToyota Industries North America, Inc.IN16,222$1.4B$89.29
16Pacific Dental Services, LLC 401(k) PlanPacific Dental Services, LLCCA14,564$565.3M$86.54
17Smithfield Foods, Inc. Hourly 401(k) PlanSmithfield Foods IncorporatedVA13,599$418.7M$41.83
18Life Care Companies LLC Retirement And 401(k) Savings PlanLife Care Companies LLCIA13,406$295.4M$27.69
19Sony USA 401(k) PlanSony Corporation Of AmericaNY13,338$6.2B$349.65
20Smithfield Foods, Inc. Bargaining 401(k) PlanSmithfield Foods IncorporatedVA13,237$340.0M$40.95
21Lvmh Affiliates' 401(k) PlanLvmh Inc.NY12,956$1.1Bnot itemized
22Ufp Industries, Inc. Employees' Profit Sharing And 401(k) PlanUfp Industries, Inc.MI12,624$784.7M$25.36
23Siemens Medical Solutions USA, Inc. Savings PlanSiemens Medical Solutions USA, Inc.PA12,534$7.9Bnot itemized
24Thoroughbred Retirement Investment Plan Of Norfolk Southern Corporation And Participating Subsidiary CompaniesNorfolk Southern CorporationGA12,062$1.0B$74.57
25State Street Salary Savings ProgramState Street CorporationMA11,992$6.5B$122.70
26Roper Technologies, Inc. Employees' Retirement Savings 004 PlanRoper Technologies, Inc.FL10,938$1.6B$73.59
27Surgery Partners 401(k) PlanSp Management Services, Inc.TN10,664$413.6M$123.69
28Akima, LLC 401(k) PlanAkima, LLCVA10,186$554.7M$117.66
29Assurant 401(k) PlanAssurant, Inc.GA10,096$2.2B$54.70
30Lnc Employees' 401(k) Savings PlanLincoln National CorporationPA9,981$3.5B$10.57
31The Pearson Retirement Plan 401(k)Pearson Education Inc.NJ9,848$2.4B$89.94
32Chenega Corporation 401(k) Profit Sharing Plan And TrustThe Chenega CorporationAK7,864$451.4M$97.87
33Spirit Aerosystems Holdings, Inc. Retirement & Savings PlanSpirit Aerosystems Holdings, Inc.KS7,819$1.2B$106.27
34Deutsche Bank Matched Savings PlanDeutsche Bank Americas Holding CorpNY7,791$4.5B$119.12
35American Financial Group 401(k) Retirement And Savings PlanAmerican Financial Group, Inc.OH7,790$2.3B$62.51
36Kemper Corporation 401(k) Retirement PlanKemper CorporationIL7,115$887.5M$37.60
37Vistra Thrift PlanVistra Operations Company LLCTX6,759$2.4B$63.07
38Central Employees Savings PlanCentral Transport, LLCMI6,655$94.4M$4.95
39Hsbc - North America (U. S.) Tax Reduction Investment PlanHsbc North America Holdings Inc.IL6,598$4.9B$100.66
40Public Service Enterprise Group Inc. Employee Savings PlanPublic Service Enterprise Group IncorporatedNJ6,569$2.2Bnot itemized
41W.R. Berkley Corporation Profit Sharing PlanW.R. Berkley CorporationCT6,382$2.3B$39.44
42Pinnacle West Capital Corporation Savings PlanPinnacle West Capital CorporationAZ6,358$1.6B$310.32
43Saltchuk Companies 401(k) PlanSaltchuk Resources, Inc.WA6,166$669.8M$67.97
44Patterson Companies, Inc. 401(k) PlanPatterson Companies, Inc.MN5,994$999.1M$31.19
45The Williams Investment Plus PlanThe Williams Companies, Inc.OK5,692$2.0B$379.47
46Cna 401(k) PlanContinental Casualty CompanyIL5,585$2.5B$326.03
47Bristol Bay Native Corporation 401(k) Savings PlanBristol Bay Native CorporationAK5,397$479.8M$65.05
48Schwarz Partners Lp 401(k) Profit Sharing PlanSchwarz Partners LpIN5,208$282.0M$106.12
49Fortune Brands Innovations Retirement Savings PlanFortune Brands Innovations, Inc.IL5,181$824.6M$108.24
50Oncor Thrift PlanOncor Electric Delivery Company LLCTX5,168$1.1B$107.99
51Arcbest 401(k) And Dc Retirement PlanArcbest CorporationAR4,941$778.4M$73.29
52Synovus 401(k) Savings PlanSynovus Financial Corp.GA4,787$855.8M$53.37
53Pentair Inc. Retirement Savings And StockPentair Inc.MN4,636$909.7M$65.79
54Thrift And Investment Plan Of Norfolk Southern Corporation And Participating Subsidiary CompaniesNorfolk Southern CorporationGA4,579$1.6B$114.09
55Smithfield Foods, Inc. Salaried 401(k) PlanSmithfield Foods IncorporatedVA4,541$767.3M$44.98
56Woodforest Financial Group, Inc. Employee Stock Ownership PlanWoodforest Financial Group, Inc.TX4,374$498.6M$69.82
57Vision Management Services, LLC 401(k) PlanVision Management Services, LLCIL4,374$31.0M$36.40
58Teco Energy Group Retirement Savings PlanTeco Energy, Inc.FL4,205$1.1B$43.29
59Associated Banc-Corp 401(k) And Employee Stock Ownership PlanAssociated Banc-CorpWI4,037$866.1M$47.00
60The Old National Bancorp Employee Stock Ownership And Savings PlanOld National BancorpIN4,006$733.1M$41.92
61The Nielsen Company 401(k) Savings PlanTnc US Holdings, Inc.NY3,873$1.5B$31.86
62Colas Inc. And Subsidiaries 401(k) Savings PlanColas Inc. And SubsidiariesNJ3,828$555.2M$129.66
63Clyde Companies, Inc. 401(k) Retirement PlanClyde Companies, Inc.UT3,752$326.3M$106.21
64Hilltop Holdings Inc. 401(k) PlanHilltop Holdings Inc.TX3,609$809.7M$74.02
65Meruelo Group 401(k) Plan And TrustMeruelo Group LLCCA3,458$124.5M$23.74
66Team, Inc. Salary Deferral Plan And TrustTeam, Inc.TX3,219$357.2M$16.81
67Thryv Savings PlanThryv Holdings Inc.TX1,985$840.6M$109.00
68Ashland Employee Savings PlanAshland Inc.DE1,537$1.3B$127.03
69The Gores Group, LLC - 401(k) PlanThe Gores Group, LLCCA1,388$361.3M$63.37

Other plan sizes in Holding companies

Fees per participant fall as plans get bigger, so the useful comparison is inside a size band rather than across them.

100 to 499 participants (287)500 to 999 participants (119)1,000 to 4,999 participants (168)

Back to Holding companies

Holding companies 401(k) plans has the median plan-paid fee, the largest plans, and the other size bands. The whole directory starts at industries.