ROLLINS INC 401(k): Empower, match 4.5% max
Rollins 401(k) Savings Plan · ROL · CIK 84839
Empower is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Maximum employer match, as a share of pay
4.5%
ROLLINS INC matches 100% (dollar-for-dollar) of the first 3% of pay, then 50% of the next 3% of pay, for a maximum employer match of 4.5% of pay.
From the Form 11-K filed June 26, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What ROLLINS puts in, and what the plan costs
What ROLLINS put into the plan, per active participant
$2,008
ROLLINS INC put $2,008 into this plan for each of its 16,088 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
ROLLINS put in more per active participant than 78% of plans with 5,000+ participants in administrative and support services. The middle plan in that group of 93 reported $521. Administrative and support services comes from business code 561710, which ROLLINS entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much ROLLINS pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 510068479, plan 002 · DOL EFAST2 ↗
The $2,008 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. ROLLINS INC also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $2,228 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What ROLLINS puts in
$2,228
a year, at a $49,500 salary.
The match paragraph, word for word
“Generally, the Company matches contributions dollar for dollar on the first 3% and 50 cents for every dollar on the next 3% a participant contributes of eligible compensation.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 5% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 20%, 40%, 60%, 80%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Generally, active participants currently vest in Company matching contributions plus actual earnings thereon based on the following schedule:”
The plan tops the match up after year end, so contributing unevenly through the year does not cost the worker part of it.
The same match paragraph, word for word
“Generally, the Company matches contributions dollar for dollar on the first 3% and 50 cents for every dollar on the next 3% a participant contributes of eligible compensation.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
69th percentile
$77.04 per participant in plan-paid administrative cost, more expensive than 69% of plans with 5,000+ participants.
What is ROLLINS' 401(k) match formula?
ROLLINS' 401(k) employer match tops out at 4.5% of pay. The match is deposited each payroll and the plan pays an annual true-up. What an annual true-up repays is the arithmetic behind that line: it matters most in a year when contributions land unevenly.
| Match formula | 100% (dollar-for-dollar) of the first 3% of pay |
|---|---|
| then | 50% of the next 3% of pay |
| Maximum employer match | 4.5% of compensation |
| True-upA year-end recalculation that repays match lost to uneven contributions. | Yes, annual true-up |
| Deposited | Each payroll |
| Conditions | To be eligible for a true-up matching contribution, a participant must be employed on the last day of the year or be receiving severance and not designated on the payroll system as having been terminated as of the last day of the Plan year. |
| Other employer contribution | discretionary contributions made by the Company |
At a $90,000 salary, contributing 6% ($5,400) earns the full employer match of $4,050 for the year.
What the filing says, word for word
“Generally, the Company matches contributions dollar for dollar on the first 3% and 50 cents for every dollar on the next 3% a participant contributes of eligible compensation.”
Source: Form 11-K filed June 26, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is ROLLINS' 401(k) vesting schedule?
ROLLINS vests the employer match on a graded schedule: 0% after zero years, rising to 100% after five. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 0% at 0 yr, 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | In the event of Plan termination, participants would become 100% vested in their accounts. |
Vesting, word for word
“Generally, active participants currently vest in Company matching contributions plus actual earnings thereon based on the following schedule:”
Source: Form 11-K filed June 26, 2026, SEC EDGAR · SEC ↗
Who can join ROLLINS' 401(k), and is enrollment automatic?
ROLLINS enrolls new hires automatically at 4% of pay.
| Plan entry | Most employees are eligible to make employee contributions to the Plan on the first day of the calendar quarter that coincides with or next follows the date on which they complete three months of service. |
|---|---|
| Match eligibility | Generally, participants are eligible to receive matching contributions at the same time they are eligible to make employee contributions to the Plan. |
| Excluded groups | The exceptions are for those who are members of a collective bargaining unit, who are not eligible to participate in the Plan under the terms of the applicable collective bargaining agreement, and employees of PCO Services, Inc. (the Company’s Canadian subsidiary). |
| Automatic enrollment | Yes: default deferral 4% of pay; default investment: GoalMaker |
Eligibility, word for word
“Most employees are eligible to make employee contributions to the Plan on the first day of the calendar quarter that coincides with or next follows the date on which they complete three months of service.”
Automatic enrollment, word for word
“Eligible employees are automatically enrolled in the Plan, and pre-tax contributions are withheld at 4% of eligible compensation unless the employee elects differently.”
Source: Form 11-K filed June 26, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Empower, filed as “EMPOWER ANNUITY INSURANCE COMPANY O”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
7,876 plans on file name Empower as their recordkeeper. Of those, the 7,813 with a computable fee have a median plan-paid cost of $165.72 per participant.
Participants log in at Empower ↗. 401(k) Monitor is not affiliated with Empower or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Empower |
|---|---|
| Recordkeeper address | 8515 East Orchard Road, Greenwood Village, CO 80111 |
What does the ROLLINS plan report on Form 5500?
The ROLLINS plan reported $1.1B in assets and 18,304 participants for plan year 2024.
| Total plan assets | $1,146,191,337 |
|---|---|
| Participants | 18,304 |
| Plan-paid admin cost per participant | $77.04 |
How that cost compares
This plan pays $77.04 per participant. The median across plans in administrative and support services is $97.33, from the 1,619 of 1,704 whose Form 5500 yields a per-participant cost.
Rollins 401(k) Savings Plan on its Form 5500 filing: fees, providers and financials
How does ROLLINS' 401(k) match compare?
ROLLINS INC's maximum 401(k) match of 4.5% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in administrative and support services, two report the same recordkeeper and one vests on the same schedule.
Maximum match 4% of pay. Also in administrative and support services.
Maximum match 4.5% of pay. Also in administrative and support services.
Maximum match 3% of pay. Also in administrative and support services.
Maximum match 4% of pay. Same recordkeeper, Empower.
Maximum match 5% of pay. Same recordkeeper, Empower.
Maximum match 3.6% of pay. Also fully vested after 5 years, like ROLLINS.
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 26, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is ROLLINS INC's 401(k) match?
Rollins Inc. matches 100% (dollar-for-dollar) of the first 3% of pay, then 50% of the next 3% of pay, for a maximum employer match of 4.5% of compensation (plan year ended December 31, 2025).
When does the ROLLINS INC 401(k) match vest?
Graded: 0% at 0 yr, 20% at 1 yr, 40% at 2 yr, 60% at 3 yr, 80% at 4 yr, 100% at 5 yr.
Does ROLLINS INC's 401(k) plan have automatic enrollment?
Yes: default deferral 4% of pay; default investment: GoalMaker.
Who is the recordkeeper for ROLLINS INC's 401(k)?
Empower is named as the recordkeeper on the Form 5500 filed for Rollins 401(k) Savings Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that ROLLINS INC filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | ROLLINS INC |
| SEC CIK | 84839 |
| Accession number | 0000084839-26-000035 |
| Plan | Rollins 401(k) Savings Plan |
| Period of report | December 31, 2025 |
| Filed | June 26, 2026 |
401(k) Monitor is not affiliated with ROLLINS INC, with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “ROLLINS INC 401(k) plan facts”, from SEC Form 11-K accession 0000084839-26-000035, plan year ended December 31, 2025.
