Expedia Group, Inc. 401(k): Fidelity, match 3% max
Expedia Retirement Savings Plan · EXPE · CIK 1324424
Fidelity Investments is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Maximum employer match, as a share of pay
3%
Expedia Group, Inc. matches 50% of the first 6% of pay.
From the Form 11-K filed June 18, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What Expedia puts in, and what the plan costs
What Expedia put into the plan, per active participant
$4,167
Expedia Group, Inc. put $4,167 into this plan for each of its 7,584 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
Expedia put in more per active participant than 94% of plans with 5,000+ participants in administrative and support services. The middle plan in that group of 93 reported $521. Administrative and support services comes from business code 561500, which Expedia entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much Expedia pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 911996083, plan 002 · DOL EFAST2 ↗
The $4,167 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. Expedia Group, Inc. also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,485 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What Expedia puts in
$1,485
a year, at a $49,500 salary.
The match paragraph, word for word
“There are two types of Company contributions available under the Plan. (1) The Company made matching contributions in an amount equal to 50% of the first 6% of pre-tax compensation deferred by participants in each payroll period, subject to regulatory limitations. In addition, the Company made matching contributions after the end of each plan year (“true-up matching contributions”) in an amount sufficient to ensure a participant receives matching contributions for the plan year equal to 50% of the first 6% of the pre-tax compensation deferred by the participant for the plan year, provided that the participant is employed on the last day of the plan year unless an exception applies.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
71.43 out of 100
How fast the employer’s money becomes yours. Higher than 32% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participant contributions are fully vested at the time of contribution. Generally, participants are 100% vested in the Company contributions in their accounts, plus actual earnings thereon, after two years of credited service.”
The plan tops the match up after year end, so contributing unevenly through the year does not cost the worker part of it.
The same match paragraph, word for word
“There are two types of Company contributions available under the Plan. (1) The Company made matching contributions in an amount equal to 50% of the first 6% of pre-tax compensation deferred by participants in each payroll period, subject to regulatory limitations. In addition, the Company made matching contributions after the end of each plan year (“true-up matching contributions”) in an amount sufficient to ensure a participant receives matching contributions for the plan year equal to 50% of the first 6% of the pre-tax compensation deferred by the participant for the plan year, provided that the participant is employed on the last day of the plan year unless an exception applies.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
65th percentile
$71.98 per participant in plan-paid administrative cost, more expensive than 65% of plans with 5,000+ participants.
What is Expedia's 401(k) match formula?
Expedia's 401(k) employer match tops out at 3% of pay. The match is deposited each payroll and the plan pays an annual true-up. What an annual true-up repays is the arithmetic behind that line: it matters most in a year when contributions land unevenly.
| Match formula | 50% of the first 6% of pay |
|---|---|
| Maximum employer match | 3% of compensation |
| True-upA year-end recalculation that repays match lost to uneven contributions. | Yes, annual true-up |
| Deposited | Each payroll |
| Conditions | The match applies to pre-tax compensation deferred each payroll period. The year-end true-up matching contribution requires the participant to be employed on the last day of the plan year unless an exception applies. Beginning with the 2025 plan year, the Company also makes student loan matching contributions at the same rate. The Company may also make discretionary matching and/or profit sharing contributions; none were made for 2025. |
| Other employer contribution | Student loan matching contributions at the same rate as the deferral match, beginning with the 2025 plan year |
| Other employer contribution | Possible discretionary matching and/or profit sharing contributions (none made for the year ended December 31, 2025) |
At a $45,000 salary, contributing 6% ($2,700) earns the full employer match of $1,350 for the year.
What the filing says, word for word
“There are two types of Company contributions available under the Plan. (1) The Company made matching contributions in an amount equal to 50% of the first 6% of pre-tax compensation deferred by participants in each payroll period, subject to regulatory limitations. In addition, the Company made matching contributions after the end of each plan year (“true-up matching contributions”) in an amount sufficient to ensure a participant receives matching contributions for the plan year equal to 50% of the first 6% of the pre-tax compensation deferred by the participant for the plan year, provided that the participant is employed on the last day of the plan year unless an exception applies.”
Source: Form 11-K filed June 18, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Expedia's 401(k) vesting schedule?
Expedia vests the employer match on a cliff schedule: nothing is yours until two years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a two-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 2 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Year of service | Two years of credited service |
| Accelerated vesting | Participants become 100% vested in their accounts in the event of Plan termination |
| Other employer contributions | All Company contributions plus actual earnings thereon are 100% vested after two years of credited service |
Vesting, word for word
“Participant contributions are fully vested at the time of contribution. Generally, participants are 100% vested in the Company contributions in their accounts, plus actual earnings thereon, after two years of credited service.”
Source: Form 11-K filed June 18, 2026, SEC EDGAR · SEC ↗
Who can join Expedia's 401(k), and is enrollment automatic?
Expedia enrolls new hires automatically at 3% of pay.
| Plan entry | Substantially all U.S. employees of Expedia Group, Inc. and its subsidiaries who have reached the age of 18 |
|---|---|
| Automatic enrollment | Yes: default deferral 3% of pay; default investment: Qualified default investment funds are various Vanguard Target Retirement Trusts |
Eligibility, word for word
“The Plan was established on August 9, 2005 and is a defined contribution plan covering substantially all U.S. employees of Expedia Group, Inc. and its subsidiaries (the “Company” or “Expedia”) who have reached the age of 18.”
Automatic enrollment, word for word
“New employees are automatically enrolled in the Plan upon satisfying its eligibility requirements. When enrolled, such employees are deemed to enter into a pre-tax salary reduction agreement with the Company to contribute 3% of compensation (as defined in the Plan document) and to make an election to invest in a qualified default investment fund determined by the Plan’s administrative committee unless an employee affirmatively changes his or her automatic pre-tax salary deferral election and/or default investment fund. The Plan's qualified default investment funds are various Vanguard Target Retirement Trusts.”
Source: Form 11-K filed June 18, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Fidelity Investments, filed as “FIDELITY INVESTMENTS INSTITUTIONAL”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
10,593 plans on file name Fidelity Investments as their recordkeeper. Of those, the 10,022 with a computable fee have a median plan-paid cost of $97.71 per participant.
Participants log in at Fidelity NetBenefits ↗. 401(k) Monitor is not affiliated with Fidelity Investments or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Fidelity Investments |
|---|---|
| Recordkeeper EIN | 042647786 |
What does the Expedia plan report on Form 5500?
The Expedia plan reported $1.8B in assets and 13,929 participants for plan year 2024.
| Total plan assets | $1,759,947,922 |
|---|---|
| Participants | 13,929 |
| Plan-paid admin cost per participant | $71.98 |
How that cost compares
This plan pays $71.98 per participant. The median across plans in administrative and support services is $97.33, from the 1,619 of 1,704 whose Form 5500 yields a per-participant cost.
Expedia Retirement Savings Plan on its Form 5500 filing: fees, providers and financials
How does Expedia's 401(k) match compare?
Expedia Group, Inc.'s maximum 401(k) match of 3% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in administrative and support services, two report the same recordkeeper and one vests on the same schedule.
Maximum match 4% of pay. Also in administrative and support services.
Maximum match 4.5% of pay. Also in administrative and support services.
Maximum match 4.5% of pay. Also in administrative and support services.
Maximum match 3% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 3% of pay. Same recordkeeper, Fidelity Investments.
Maximum match 5% of pay. Same 2-year cliff as Expedia.
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 18, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is Expedia Group, Inc.'s 401(k) match?
Expedia Group, Inc. matches 50% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the Expedia Group, Inc. 401(k) match vest?
Cliff: 100% vested after 2 years of service.
Does Expedia Group, Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; default investment: Qualified default investment funds are various Vanguard Target Retirement Trusts.
Who is the recordkeeper for Expedia Group, Inc.'s 401(k)?
Fidelity Investments is named as the recordkeeper on the Form 5500 filed for Expedia Retirement Savings Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that Expedia Group, Inc. filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | Expedia Group, Inc. |
| SEC CIK | 1324424 |
| Accession number | 0001324424-26-000039 |
| Plan | Expedia Retirement Savings Plan |
| Period of report | December 31, 2025 |
| Filed | June 18, 2026 |
401(k) Monitor is not affiliated with Expedia Group, Inc., with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “Expedia Group, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0001324424-26-000039, plan year ended December 31, 2025.
