KULICKE & SOFFA INDUSTRIES INC 401(k): Vanguard, match 4% max
Kulicke and Soffa Industries, Inc. Incentive Savings Plan · KLIC · CIK 56978
Vanguard is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Maximum employer match, as a share of pay
4%
KULICKE & SOFFA INDUSTRIES INC matches 100% (dollar-for-dollar) of the first 4% of pay.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
What KULICKE & SOFFA INDUSTRIES puts in, and what the plan costs
What KULICKE & SOFFA INDUSTRIES put into the plan, per active participant
$5,780
KULICKE & SOFFA INDUSTRIES INC put $5,780 into this plan for each of its 343 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
KULICKE & SOFFA INDUSTRIES put in more per active participant than 85% of plans with 500–999 participants in computers and electronics manufacturing. The middle plan in that group of 97 reported $2,790. Computers and electronics manufacturing comes from business code 334410, which KULICKE & SOFFA INDUSTRIES entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
What this figure cannot separate: how much KULICKE & SOFFA INDUSTRIES pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 231498399, plan 002 · DOL EFAST2 ↗
The $5,780 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. KULICKE & SOFFA INDUSTRIES INC also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,980 a year at a $49,500 salary. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What KULICKE & SOFFA INDUSTRIES puts in
$1,980
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company matches contributions of 100% of the employee contribution up to 4% of eligible compensation each payroll period. If the employee has 15 years or more of vesting service prior to January 1, 2011, the Company matches contributions of 100% of the employee contribution up to 6% of eligible compensation each payroll period. Eligible “catch-up” contributions made by participants who have attained the age of 50 before the end of the Plan year are not matched. Contributions are subject to certain IRS limitations.”
What you contribute to collect all of it
Contribute at least 4% of your pay to collect the full match.
That is $1,980 a year at a $49,500 salary, and it scales with your own.
Vesting score
78.57 out of 100
How fast the employer’s money becomes yours. Higher than 47% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 50%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are vested immediately in their deferral contributions plus actual earnings. Vesting in the Company's matching contributions to a participant's account is based upon years of service. A participant is 50% vested after one year of service and 100% vested after two years of service. If a participant satisfies retirement requirements, dies, or becomes disabled while actively working for the Company, the participant's account becomes 100% vested.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
89th percentile
$243.73 per participant in plan-paid administrative cost, more expensive than 89% of plans with 500–999 participants.
What is KULICKE & SOFFA INDUSTRIES' 401(k) match formula?
KULICKE & SOFFA INDUSTRIES' 401(k) employer match tops out at 4% of pay. The match is deposited each payroll. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 4% of pay |
|---|---|
| Maximum employer match | 4% of compensation |
| Deposited | Each payroll |
| Conditions | If the employee has 15 years or more of vesting service prior to January 1, 2011, the Company matches 100% of the employee contribution up to 6% of eligible compensation each payroll period. Catch-up contributions are not matched. |
At a $75,000 salary, contributing 4% ($3,000) earns the full employer match of $3,000 for the year.
What the filing says, word for word
“The Company matches contributions of 100% of the employee contribution up to 4% of eligible compensation each payroll period. If the employee has 15 years or more of vesting service prior to January 1, 2011, the Company matches contributions of 100% of the employee contribution up to 6% of eligible compensation each payroll period. Eligible “catch-up” contributions made by participants who have attained the age of 50 before the end of the Plan year are not matched. Contributions are subject to certain IRS limitations.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is KULICKE & SOFFA INDUSTRIES' 401(k) vesting schedule?
KULICKE & SOFFA INDUSTRIES vests the employer match on a graded schedule: 50% after one year, rising to 100% after two. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 50% at 1 yr, 100% at 2 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | 100% vested if the participant satisfies retirement requirements, dies, or becomes disabled while actively working for the Company |
Vesting, word for word
“Participants are vested immediately in their deferral contributions plus actual earnings. Vesting in the Company's matching contributions to a participant's account is based upon years of service. A participant is 50% vested after one year of service and 100% vested after two years of service. If a participant satisfies retirement requirements, dies, or becomes disabled while actively working for the Company, the participant's account becomes 100% vested.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join KULICKE & SOFFA INDUSTRIES' 401(k), and is enrollment automatic?
KULICKE & SOFFA INDUSTRIES enrolls new hires automatically at 4% of pay.
| Plan entry | Full-time employees who are at least 18 years old are eligible to participate; part-time or temporary employees who are at least 18 years old are eligible after 12 months of service with the Company |
|---|---|
| Automatic enrollment | Yes: default deferral 4% of pay; default investment: Contributions are automatically invested in a designated default fund until changed by the participant |
Eligibility, word for word
“The Plan is a defined contribution plan established on January 1, 1987 and has been periodically amended and restated with the latest restatement on January 3, 2022. Full-time employees who are at least 18 years old are eligible to participate in the Plan. Part-time or temporary employees who are at least 18 years old are eligible to participate after 12 months of service with the Company. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (“ERISA”). The Kulicke and Soffa Industries, Inc. Incentive Savings Plan Committee (the "Committee") is responsible for oversight of the Plan. The Committee determines the appropriateness of the Plan’s investment offerings and monitors investment performance.”
Automatic enrollment, word for word
“The Plan allows for employee contributions and matching Company contributions in varying percentages. The Plan allows participants to make pre-tax and after-tax Roth defined contributions of up to 85% of their compensation, as defined by the Plan, subject to Internal Revenue Service (“IRS”) limitations. The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan, unless they affirmatively elect not to participate, with a default deferral rate set at 4% of eligible compensation. Contributions are automatically invested in a designated default fund until changed by the participant. In addition, participants who have attained the age of 50 before the end of the Plan year are eligible to make “catch-up” contributions. Participants may also contribute amounts representing distributions from other qualified plans (known as rollover contributions). Participants direct the investment of their contributions into various investment options offered by the Plan.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Vanguard, filed as “THE VANGUARD GROUP, INC.”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
2,337 plans on file name Vanguard as their recordkeeper. Of those, the 2,333 with a computable fee have a median plan-paid cost of $97.87 per participant.
Participants log in at Vanguard ↗. 401(k) Monitor is not affiliated with Vanguard or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Vanguard |
|---|---|
| Recordkeeper EIN | 231945930 |
What does the KULICKE & SOFFA INDUSTRIES plan report on Form 5500?
The KULICKE & SOFFA INDUSTRIES plan reported $183.2M in assets and 675 participants for plan year 2024.
| Total plan assets | $183,244,557 |
|---|---|
| Participants | 675 |
| Plan-paid admin cost per participant | $243.73 |
How that cost compares
This plan pays $243.73 per participant. The median across plans in computers and electronics manufacturing is $136.67, from the 597 of 644 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Kulicke And Soffa Industries, Inc. Incentive Savings Plan, which has no page of its own here.
How does KULICKE & SOFFA INDUSTRIES' 401(k) match compare?
KULICKE & SOFFA INDUSTRIES INC's maximum 401(k) match of 4% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in computers and electronics manufacturing, two report the same recordkeeper and one lands near KULICKE & SOFFA INDUSTRIES' maximum match.
Maximum match 4% of pay. Also in computers and electronics manufacturing.
Maximum match 5% of pay. Also in computers and electronics manufacturing.
Maximum match 3% of pay. Also in computers and electronics manufacturing.
Maximum match 4% of pay. Same recordkeeper, Vanguard.
Maximum match 4% of pay. Same recordkeeper, Vanguard.
Maximum match 4% of pay, level with KULICKE & SOFFA INDUSTRIES.
Compare KULICKE & SOFFA INDUSTRIES INC with any company, side by side
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is KULICKE & SOFFA INDUSTRIES INC's 401(k) match?
Kulicke and Soffa Industries, Inc. matches 100% of employee contributions up to 4% of eligible pay (plan year ended December 31, 2025).
When does the KULICKE & SOFFA INDUSTRIES INC 401(k) match vest?
Graded: 50% at 1 yr, 100% at 2 yr.
Does KULICKE & SOFFA INDUSTRIES INC's 401(k) plan have automatic enrollment?
Yes: default deferral 4% of pay; default investment: Contributions are automatically invested in a designated default fund until changed by the participant.
Who is the recordkeeper for KULICKE & SOFFA INDUSTRIES INC's 401(k)?
Vanguard is named as the recordkeeper on the Form 5500 filed for Kulicke And Soffa Industries, Inc. Incentive Savings Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that KULICKE & SOFFA INDUSTRIES INC filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | KULICKE & SOFFA INDUSTRIES INC |
| SEC CIK | 56978 |
| Accession number | 0000056978-26-000027 |
| Plan | Kulicke and Soffa Industries, Inc. Incentive Savings Plan |
| Period of report | December 31, 2025 |
| Filed | June 25, 2026 |
401(k) Monitor is not affiliated with KULICKE & SOFFA INDUSTRIES INC, with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “KULICKE & SOFFA INDUSTRIES INC 401(k) plan facts”, from SEC Form 11-K accession 0000056978-26-000027, plan year ended December 31, 2025.
