ITT INC. 401(k) match: 3% max
ITT Retirement Savings Plan · ITT · CIK 216228
Maximum employer match, as a share of pay
3%
ITT INC. matches 50% of the first 6% of pay.
From the Form 11-K filed June 24, 2026 ↗, covering the plan year ended December 31, 2025. Why filings lag
On this page: the formula, word for word · when the money becomes yours · who can join · what else the 11-K reports · how it compares · what to do next
What ITT puts in, and what the plan costs
What ITT puts in
$1,485
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company generally makes a "matching" contribution equal to 50% of each participant’s elected contribution, up to 6% of eligible pay, except for unionized employees at the Flow Technologies Seneca Falls facility (formerly the Industrial Process Seneca Falls facility), who are eligible for a "matching" company contribution equal to 100% of each participant's elective contributions, up to 3% of eligible pay.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
100 out of 100
How fast the employer’s money becomes yours. Higher than 48% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 100%, 100%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are immediately vested in their contributions and Company contributions, plus actual earnings thereon.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
Not reported
No Form 5500 record is joined to this employer, so there is no plan-paid cost to show.
What is ITT's 401(k) match formula?
ITT's 401(k) employer match tops out at 3% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 6% of pay |
|---|---|
| Maximum employer match | 3% of compensation |
| Conditions | Except for unionized employees at the Flow Technologies Seneca Falls facility, who are eligible for a matching company contribution equal to 100% of each participant's elective contributions, up to 3% of eligible pay. |
| Other employer contribution | The Company also generally provides a "core" contribution of 3% of eligible pay to participants whose age plus years of service as of January 1st of each year is less than 50 and a "core" contribution equal to 4% of eligible pay to participants whose age plus years of service is 50 or greater. Certain unionized employees at the Flow Technologies Seneca Falls facility are eligible for a "core" contribution of 6% of eligible pay. |
At a $45,000 salary, contributing 6% ($2,700) earns the full employer match of $1,350 for the year.
What the filing says, word for word
“The Company generally makes a "matching" contribution equal to 50% of each participant’s elected contribution, up to 6% of eligible pay, except for unionized employees at the Flow Technologies Seneca Falls facility (formerly the Industrial Process Seneca Falls facility), who are eligible for a "matching" company contribution equal to 100% of each participant's elective contributions, up to 3% of eligible pay.”
Source: Form 11-K filed June 24, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is ITT's 401(k) vesting schedule?
ITT vests the employer match immediately: 100% is yours as soon as it is paid in. Nothing is forfeited when you leave, which is not true of the two schedules that vest over time.
| Employer match vesting | Immediate: employer match is 100% vested when contributed |
|---|---|
| Your own contributions | Immediate: always 100% yours |
Vesting, word for word
“Participants are immediately vested in their contributions and Company contributions, plus actual earnings thereon.”
Source: Form 11-K filed June 24, 2026, SEC EDGAR · SEC ↗
Who can join ITT's 401(k), and is enrollment automatic?
ITT enrolls new hires automatically at 6% of pay, rising 1% a year to 15% of pay.
| Plan entry | Certain full-time salaried and hourly U.S. and non-U.S. citizen employees of the Company are eligible to participate upon hire in the continental U.S. Certain part-time and temporary U.S. citizen employees are eligible to participate upon completion of one year of service in the continental U.S. |
|---|---|
| Automatic enrollment | Yes: default deferral 6% of pay; auto-escalation +1%/yr to 15% |
Eligibility, word for word
“Certain full-time salaried and hourly U.S. and non-U.S. citizen employees of the Company are eligible to participate upon hire in the continental U.S. Certain part-time and temporary U.S. citizen employees are eligible to participate upon completion of one year of service in the continental U.S.”
Automatic enrollment, word for word
“Eligible employees are automatically enrolled in the Plan with a pre-tax contribution rate of 6% of eligible pay. As part of the automatic enrollment, employee contribution rates are automatically increased by 1% each year until they reach 15% of eligible pay.”
Source: Form 11-K filed June 24, 2026, SEC EDGAR · SEC ↗
What else does ITT's 11-K report?
The ITT plan held $671.8M in net assets at the end of the plan year ended December 31, 2025.
| Net plan assets (end of plan year) | $671,787,598 |
|---|---|
| Trustee / recordkeeper | Empower Trust Company / Empower Retirement |
| Plan auditor | Crowe LLP |
| Notable events | In July 2024, the Company completed the sale of its Wolverine Advanced Materials business; residual assets totaling $69,845 were transferred out of the Plan on March 13, 2025. |
Source: Form 11-K filed June 24, 2026, SEC EDGAR · SEC ↗
How does ITT's 401(k) match compare?
ITT INC.'s maximum 401(k) match of 3% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, five land near ITT's maximum match and one vests on the same schedule.
Maximum match 3% of pay, level with ITT.
Maximum match 3% of pay, level with ITT.
Maximum match 3% of pay, level with ITT.
Maximum match 3% of pay, level with ITT.
Maximum match 3% of pay, level with ITT.
Maximum match 5% of pay. Vests immediately too, like ITT.
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 24, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is ITT INC.'s 401(k) match?
Itt Inc. matches 50% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the ITT INC. 401(k) match vest?
Immediate: employer match is 100% vested when contributed.
Does ITT INC.'s 401(k) plan have automatic enrollment?
Yes: default deferral 6% of pay; auto-escalation +1%/yr to 15%.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that ITT INC. filed with the US Securities and Exchange Commission for the plan year ended December 31, 2025. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | ITT INC. |
| SEC CIK | 216228 |
| Accession number | 0000216228-26-000051 |
| Plan | ITT Retirement Savings Plan |
| Period of report | December 31, 2025 |
| Filed | June 24, 2026 |
401(k) Monitor is not affiliated with ITT INC., with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “ITT INC. 401(k) plan facts”, from SEC Form 11-K accession 0000216228-26-000051, plan year ended December 31, 2025.
