GE Vernova Inc. 401(k) match: 4% max
GE Vernova Retirement Savings Plan · GEV · CIK 1996810
Maximum employer match, as a share of pay
4%
GE Vernova Inc. matches 50% of the first 8% of pay.
From the Form 11-K filed June 25, 2026 ↗, covering the plan year ended December 31, 2025. Why filings lag
On this page: the formula, word for word · when the money becomes yours · who can join · what else the 11-K reports · how it compares · what to do next
What GE Vernova puts in, and what the plan costs
What GE Vernova puts in
$1,980
a year, at a $49,500 salary.
The match paragraph, word for word
“The Plan generally provides for employer matching contributions of 50% of employees’ contributions of up to 8% of their earnings, that is, a 4% maximum matching contribution. Certain salaried employees receive a company retirement contribution annually and certain employees on production benefits received company retirement contribution credits each pay period. Those employees on production benefits may also be eligible for an additional company retirement contribution (“ACRC”) per year credited in the following January. For the 2025 and 2024 plan years, participants' accounts were credited in January 2026 and 2025 with company retirement contributions of $60.6 million and $57.9 million, and ACRCs of $1.7 million and $1.1 million, respectively.”
What you contribute to collect all of it
Contribute at least 8% of your pay to collect the full match.
That is $3,960 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are fully vested in their employee contributions and related investment results. Participants receiving CRCs and related earnings generally become vested in those amounts once the participant completes three years of service. Participants may be fully vested in employer matching contributions or vested after three years of service in accordance with Plan provisions.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
Not reported
No Form 5500 record is joined to this employer, so there is no plan-paid cost to show.
What is GE Vernova's 401(k) match formula?
GE Vernova's 401(k) employer match tops out at 4% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 8% of pay |
|---|---|
| Maximum employer match | 4% of compensation |
| Conditions | Newly hired non-union employees automatically enrolled at 8% of eligible pay are entitled to the maximum 4% matching contribution; newly hired union employees automatically enrolled at 2% of eligible pay are entitled to a 1% matching contribution |
| Other employer contribution | Company retirement contribution credited annually for certain salaried employees and each pay period for certain employees on production benefits |
| Other employer contribution | Additional company retirement contribution (ACRC) per year for employees on production benefits, credited in the following January; for the 2025 plan year participants' accounts were credited in January 2026 with company retirement contributions of $60.6 million and ACRCs of $1.7 million |
At a $75,000 salary, contributing 8% ($6,000) earns the full employer match of $3,000 for the year.
What the filing says, word for word
“The Plan generally provides for employer matching contributions of 50% of employees’ contributions of up to 8% of their earnings, that is, a 4% maximum matching contribution. Certain salaried employees receive a company retirement contribution annually and certain employees on production benefits received company retirement contribution credits each pay period. Those employees on production benefits may also be eligible for an additional company retirement contribution (“ACRC”) per year credited in the following January. For the 2025 and 2024 plan years, participants' accounts were credited in January 2026 and 2025 with company retirement contributions of $60.6 million and $57.9 million, and ACRCs of $1.7 million and $1.1 million, respectively.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is GE Vernova's 401(k) vesting schedule?
GE Vernova vests the employer match on a cliff schedule: nothing is yours until three years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a three-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 3 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | Participants may alternatively be fully vested in employer matching contributions immediately, in accordance with Plan provisions |
| Other employer contributions | Participants receiving Company Retirement Contributions (CRCs) and related earnings generally become vested in those amounts once the participant completes three years of service |
Vesting, word for word
“Participants are fully vested in their employee contributions and related investment results. Participants receiving CRCs and related earnings generally become vested in those amounts once the participant completes three years of service. Participants may be fully vested in employer matching contributions or vested after three years of service in accordance with Plan provisions.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
Who can join GE Vernova's 401(k), and is enrollment automatic?
GE Vernova enrolls new hires automatically at 8% of pay.
| Plan entry | Eligible employees of the Company and participating affiliates may participate in the Plan by investing up to 30% of their eligible earnings |
|---|---|
| Automatic enrollment | Yes: default deferral 8% of pay; default investment: SSTR Fund (State Street Growth Target Retirement Fund) consistent with the participant's age, absent a regular investment election; newly hired union employees are automatically enrolled at 2% of eligible pay instead of 8% |
Eligibility, word for word
“Eligible employees of the Company and participating affiliates may participate in the Plan by investing up to 30% of their eligible earnings in one or more of the following investment options.”
Automatic enrollment, word for word
“Newly hired non-union employees who are eligible for CRCs and who have not made an affirmative election regarding the amount (if any) of their own savings are automatically enrolled as electing to contribute 8% of eligible pay as pre-tax contributions. This election entitles these employees to the maximum 4% employer matching contribution. A participant who does not have a regular investment election on file will be electing to invest these contributions in the SSTR Fund consistent with the participant’s age. These elections can be changed at any time before or after the employee is automatically enrolled. Newly hired union employees who are eligible for CRCs and who have not made an affirmative election regarding the amount (if any) of their own savings are automatically enrolled as electing to contribute 2% of eligible pay as pre-tax contributions. This election entitles these employees to a 1% employer matching contribution.”
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
What else does GE Vernova's 11-K report?
The GE Vernova plan held $9.4B in net assets at the end of the plan year ended December 31, 2025.
| Net plan assets (end of plan year) | $9,449,351,000 |
|---|---|
| Trustee / recordkeeper | Fidelity Workplace Services, LLC (recordkeeper); Fidelity Management Trust Company (directed trustee of the GE Vernova Retirement Savings Trust) |
| Plan auditor | Deloitte & Touche LLP |
| Notable events | Plan established April 2, 2024 in connection with the spin-off of GE Vernova from General Electric, with assets transferred from the GE Retirement Savings Plan; sponsored by Ropcor, Inc., an affiliate of the Company; on April 1, 2025 most investment options moved to State Street Global Advisors collective funds; the GE Stock Fund was liquidated in April 2025 with proceeds reinvested in SSTR Funds |
Source: Form 11-K filed June 25, 2026, SEC EDGAR · SEC ↗
How does GE Vernova's 401(k) match compare?
GE Vernova Inc.'s maximum 401(k) match of 4% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, five land near GE Vernova's maximum match and one vests on the same schedule.
Maximum match 4% of pay, level with GE Vernova.
Maximum match 4% of pay, level with GE Vernova.
Maximum match 4% of pay, level with GE Vernova.
Maximum match 4% of pay, level with GE Vernova.
Maximum match 4% of pay, level with GE Vernova.
Maximum match 3.5% of pay. Same 3-year cliff as GE Vernova.
What can you do next?
Check your own balance and contribution rate at Fidelity NetBenefits ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 25, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is GE Vernova Inc.'s 401(k) match?
GE Vernova Inc. matches 50% of employee contributions up to 8% of eligible pay (plan year ended December 31, 2025).
When does the GE Vernova Inc. 401(k) match vest?
Cliff: 100% vested after 3 years of service.
Does GE Vernova Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 8% of pay; default investment: SSTR Fund (State Street Growth Target Retirement Fund) consistent with the participant's age, absent a regular investment election; newly hired union employees are automatically enrolled at 2% of eligible pay instead of 8%.
Cite: 401(k) Monitor, “GE Vernova Inc. 401(k) plan facts”, from SEC Form 11-K accession 0001996810-26-000138, plan year ended 2025-12-31.