CACI International Inc 401(k) match: 4% max
CACI $MART Plan · CACI · CIK 16058
Maximum employer match, as a share of pay
4%
CACI International Inc matches 50% of the first 8% of pay.
From the Form 11-K filed June 4, 2026 ↗, covering the plan year ended December 31, 2025. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · what the plan reports to the DOL · how it compares · what to do next
What CACI International puts in, and what the plan costs
What CACI International put into the plan, per active participant
$3,024
CACI International Inc put $3,024 into this plan for each of its 23,471 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
CACI International put in less per active participant than 72% of plans with 5,000+ participants in software and IT services. The middle plan in that group of 62 reported $4,620. Software and IT services comes from business code 541519, which CACI International entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much CACI International pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 541345888, plan 002 · DOL EFAST2 ↗
The $3,024 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. CACI International Inc also files a Form 11-K, which states the match formula for plan year 2025: the card below reads $1,980 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures cover different plan years and measure different things, so neither one is the other one corrected.
What CACI International puts in
$1,980
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company may make matching contributions to eligible employees in an amount equal to 50% of the first 8% of pre‑tax compensation deferred by eligible participants, subject to federal limits. Certain employees are not eligible for matching contributions.”
What you contribute to collect all of it
Contribute at least 8% of your pay to collect the full match.
That is $3,960 a year at a $49,500 salary, and it scales with your own.
Vesting score
57.14 out of 100
How fast the employer’s money becomes yours. Higher than 4% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 0%, 0%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“All participants vest immediately in their salary deferral contributions and the investment earnings thereon, and vest in the Company matching and discretionary non-elective contributions, and the investment earnings thereon, based on years of continuous service. Participants become 100% vested in Company matching and non-elective contributions after three years of continuous service.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
29th percentile
$35.63 per participant in plan-paid administrative cost, cheaper than 71% of plans with 5,000+ participants.
What is CACI International's 401(k) match formula?
CACI International's 401(k) employer match tops out at 4% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 8% of pay |
|---|---|
| Maximum employer match | 4% of compensation |
| Conditions | Certain employees are not eligible for matching contributions. |
| Other employer contribution | The Company, at its discretion, may also make additional non-elective contributions to the Plan; none were made for the years ended December 31, 2025 and 2024 |
At a $75,000 salary, contributing 8% ($6,000) earns the full employer match of $3,000 for the year.
What the filing says, word for word
“The Company may make matching contributions to eligible employees in an amount equal to 50% of the first 8% of pre‑tax compensation deferred by eligible participants, subject to federal limits. Certain employees are not eligible for matching contributions.”
Source: Form 11-K filed June 4, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is CACI International's 401(k) vesting schedule?
CACI International vests the employer match on a cliff schedule: nothing is yours until three years of service, then 100% at once. Leave a day early and the employer money goes back to the plan, the edge a three-year cliff creates.
| Employer match vesting | Cliff: 100% vested after 3 years of service |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | Upon Plan termination, participants would become 100% vested in all Plan Sponsor contributions made or due upon the date of termination. |
Vesting, word for word
“All participants vest immediately in their salary deferral contributions and the investment earnings thereon, and vest in the Company matching and discretionary non-elective contributions, and the investment earnings thereon, based on years of continuous service. Participants become 100% vested in Company matching and non-elective contributions after three years of continuous service.”
Source: Form 11-K filed June 4, 2026, SEC EDGAR · SEC ↗
Who can join CACI International's 401(k), and is enrollment automatic?
CACI International's filing does not mention automatic enrollment, which is not the same as the plan having none.
| Plan entry | In general, employees of the Plan Sponsor and its participating subsidiaries who are U.S. citizens or residents, regardless of age, are eligible to participate. |
|---|---|
| Match eligibility | Certain employees are not eligible for matching contributions. |
| Automatic enrollment | Not mentioned in the filing (not proof of absence) |
Eligibility, word for word
“In general, employees of the Plan Sponsor and its participating subsidiaries who are U.S. citizens or residents, regardless of age, are eligible to participate.”
Source: Form 11-K filed June 4, 2026, SEC EDGAR · SEC ↗
What does the CACI International plan report on Form 5500?
The CACI International plan reported $3.9B in assets and 31,487 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | The CACI Smart Plan |
|---|---|
| Total plan assets | $3,884,360,000 |
| Participants | 31,487 |
| Recordkeeper | T. Rowe Price |
| Plan-paid admin cost per participant | $35.63 |
How that cost compares
This plan pays $35.63 per participant. The median across plans in software and IT services is $125.69, from the 2,819 of 2,956 whose Form 5500 yields a per-participant cost.
The plan reports T. Rowe Price as its recordkeeper, one of 801 plans it runs in the data we publish. Of those, the 800 with a computable fee have a median plan-paid cost of $86.70 per participant.
The CACI Smart Plan on its Form 5500 filing: fees, providers and financials
How does CACI International's 401(k) match compare?
CACI International Inc's maximum 401(k) match of 4% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in software and IT services, two report the same recordkeeper and one vests on the same schedule.
Maximum match 3% of pay. Also in software and IT services.
Maximum match 4% of pay. Also in software and IT services.
No employer match in the filing. Also in software and IT services.
Maximum match 5% of pay. Same recordkeeper, T. Rowe Price.
Maximum match 5% of pay. Same recordkeeper, T. Rowe Price.
Maximum match 3% of pay. Same 3-year cliff as CACI International.
Compare CACI International Inc with any company, side by side
What can you do next?
Check your own balance and contribution rate at T. Rowe Price Workplace ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 4, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is CACI International Inc's 401(k) match?
CACI International Inc matches 50% of employee contributions up to 8% of eligible pay (plan year ended December 31, 2025).
When does the CACI International Inc 401(k) match vest?
Cliff: 100% vested after 3 years of service.
Does CACI International Inc's 401(k) plan have automatic enrollment?
Not mentioned in the filing (not proof of absence).
Cite: 401(k) Monitor, “CACI International Inc 401(k) plan facts”, from SEC Form 11-K accession 0001628280-26-040861, plan year ended 2025-12-31.