Vermont 401(k) plans
142
Large 401(k) plans headquartered in Vermont are in 401(k) Monitor’s published set, holding $6.5B in total, led on headcount by The University Of Vermont Medical Center 403(b) Plan with 13,241 active participants. Computed from DOL Form 5500 filings, plan years 2024–2025.
State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of Vermont, not a census of it.
10 of the biggest 401(k) plans headquartered in Vermont
| # | Plan | City | Active participants | Assets |
|---|---|---|---|---|
| 1 | The University Of Vermont Medical Center 403(b) Plan | Burlington | 13,241 | $2.2B |
| 2 | Casella Waste Systems 401(k) Plan | Rutland | 3,616 | $160.9M |
| 3 | Mack Molding Company Employee Savings And Profit Sharing Plan | Arlington | 1,743 | $97.2M |
| 4 | The Orvis Company 401(k) Plan | Sunderland | 1,728 | $104.7M |
| 5 | National Life Group 401(k) Plan | Montpelier | 1,512 | $335.3M |
| 6 | Bowl New England, Inc. 401(k) Profit Sharing Plan | Colchester | 985 | $8.9M |
| 7 | Retirement Plan For Employees Of Saint Michael's College | Colchester | 881 | $97.2M |
| 8 | Nvrh 401(k) Retirement Plan | St. Johnsbury | 746 | $84.0M |
| 9 | National Life Insurance Company Agents Retirement Plan | Montpelier | 733 | $65.7M |
| 10 | Beta Technologies 401(k) Plan | South Burlington | 733 | $20.2M |
Every Vermont plan, by size
The table above is the top of the list. These 4 pages hold all 142 plans on file from Vermont, split by how many people are in them, each ranked by active participants.
- 100 to 499 participants · 111 plans
- 500 to 999 participants · 23 plans
- 1,000 to 4,999 participants · 7 plans
- 5,000 or more participants · 1 plans
401(k) fees in Vermont vs the national median
| Vermont medianAcross the 139 Vermont plans in our set with usable fee data. | $163.25 per participant |
|---|---|
| National medianAcross 54,783 published plans with usable fee data. | $122.17 per participant |
| Difference | $41.08 above the national median |
Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?
Useful links
- All states
Plan counts, fees and largest plans, state by state.
- The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
- Average 401(k) fees by plan size
Fees depend on plan size more than on state.
Cite: 401(k) Monitor, “Vermont 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2024–2025, published set of 57,824 plans, data as of July 28, 2026.