Tennessee 401(k) plans

Name: Tennessee 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

1,083

Large 401(k) plans headquartered in Tennessee are in 401(k) Monitor’s published set, holding $155.0B in total, led on headcount by HCA 401(k) Plan with 310,762 active participants. Computed from DOL Form 5500 filings, plan years 2021–2025.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of Tennessee, not a census of it.

63 of the biggest 401(k) plans headquartered in Tennessee

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2021–2025, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#	Plan	City	Active participants	Assets
1	HCA 401(k) Plan	Nashville	310,762	$23.8B
2	FedEx Corporation Retirement Savings Plan II	Memphis	217,166	$3.5B
3	Dollar General Corp 401(k) Savings And Retirement Plan	Goodlettsville	194,837	$824.5M
4	Source 4 Solutions LLC 401(k) Profit Sharing Plan & Trust	Knoxville	111,388	$10.2M
5	FedEx Corporation Retirement Savings Plan	Memphis	102,265	$25.4B
6	AutoZone, Inc. 401(k) Plan	Memphis	99,222	$1.1B
7	CHS/Community Health Systems, Inc. Retirement Savings Plan	Franklin	59,277	$4.8B
8	Cracker Barrel Old Country Store, Inc. And Affiliates Employee Savings Plan	Lebanon	55,974	$225.3M
9	Tractor Supply Company 401(k) Retirement Savings Plan	Brentwood	55,849	$559.7M
10	Lifepoint Health, Inc. Retirement Plan	Brentwood	53,062	$2.6B
11	Southern District UBC Defined Contribution Fund	Goodlettsville	51,643	$1.2B
12	Brookdale Senior Living Inc. 401(k) Retirement Savings Plan	Brentwood	34,384	$466.1M
13	Life Care Centers Of America, Inc. 401(k) Savings Plan	Cleveland	29,997	$298.1M
14	Pilot Travel Centers LLC 401(k) Plan	Knoxville	29,888	$506.9M
15	Sedgwick 401(k) Savings Plan	Memphis	25,456	$1.9B
16	Ardent Health Services Retirement Savings Plan	Brentwood	23,054	$1.6B
17	Acadia Healthcare Company, Inc. 401(k) Plan	Franklin	22,735	$296.7M
18	Clayton Homes, Inc. 401(k) Retirement Plan	Maryville	22,418	$1.6B
19	International Paper Company Hourly Savings Plan	Memphis	19,680	$1.8B
20	National Healthcare Corporation 401(k) Plan	Murfreesboro	19,017	$325.3M
21	TeamHealth 401(k) Plan	Knoxville	18,577	$1.8B
22	Bridgestone Americas, Inc. Incentive Savings Plan	Nashville	16,863	$657.3M
23	Nissan Employee 401(k) Plan	Franklin	16,200	$4.4B
24	Geodis USA Retirement Plan	Brentwood	14,100	$341.3M
25	International Paper Company Salaried Savings Plan	Memphis	12,229	$5.0B
26	Bridgestone Americas, Inc. Tax-Efficient Savings Plan	Nashville	11,171	$2.5B
27	Genesco Salary Deferral Plan	Nashville	10,894	$190.2M
28	Surgery Partners 401(k) Plan	Brentwood	10,664	$413.6M
29	Trugreen Profit Sharing And Retirement Plan	Memphis	10,531	$465.6M
30	Eastman Investment & Employee Stock Ownership Plan	Kingsport	10,253	$3.5B
31	Covenant Health 401(k) Plan	Knoxville	9,723	$894.1M
32	Foundever Operating Corporation 401(k) Plan	Nashville	9,673	$105.6M
33	Western Express, Inc. 401(k) Plan	Nashville	9,204	$10.8M
34	Usw Industry 401(k) Plan	Nashville	8,869	$398.2M
35	Regal Entertainment Group 401(k) Plan	Knoxville	8,408	$182.7M
36	Jacobs Technology Inc. Employees' Savings Plan	Tullahoma	8,335	$2.2B
37	Asurion, LLC 401(k) Plan	Nashville	8,305	$733.3M
38	Averitt Express, Inc. Profit Sharing And 401(k) Plan	Cookeville	8,187	$775.2M
39	Oneoncology, LLC Onerewards Retirement Plan	Nashville	7,980	$584.7M
40	Erisa Partners, Inc. Pooled Employer Plan	Nashville	7,816	$80.7M
41	First Horizon Corporation Savings Plan	Memphis	7,406	$1.1B
42	Savings Plan For Employees At Ornl	Oak Ridge	7,080	$1.8B
43	Compassus 401(k) Plan	Brentwood	6,966	$169.8M
44	Bluecross Blueshield Of Tennessee Employee Retirement Savings Program	Chattanooga	6,823	$1.3B
45	Savings Program For Employees Of Consolidated Nuclear Security, LLC At The U.S. Department Of Energy Facilities At Oak Ridge, Tennessee	Oak Ridge	6,816	$1.5B
46	Mckee Foods Retirement Plan	Collegedale	6,741	$1.1B
47	Kenco Management Services, LLC 401(k) Employee Savings Plan	Chattanooga	6,622	$161.4M
48	Premise Health 401(k) Plan	Brentwood	6,506	$405.9M
49	Smith & Nephew U.S. Savings Plan	Memphis	6,284	$1.5B
50	Helena Agri-Enterprises, LLC Savings Plan	Collierville	6,252	$678.2M
51	Diversicare Healthcare Services, LLC Savings Plan	Brentwood	6,151	$34.9M
52	Orgill, Inc. 401(k) Plan	Collierville	6,070	$275.3M
53	Vaco 401(k) Plan	Brentwood	6,031	$220.3M
54	Ingram 401(k) Retirement Plan	Nashville	5,888	$634.1M
55	Restaurant Growth Services, LLC 401(k) Plan	Nashville	5,690	$78.0M
56	Walden Security Federal Services Retirement Plan	Chattanooga	5,608	$202.5M
57	Federal Express Corporation Pilots Retirement Savings Plan	Collierville	5,411	$5.3B
58	Amsurg, LLC 401(k) Plan	Nashville	5,372	$225.8M
59	Nextsource, Inc. 401(k) Profit Sharing Plan & Trust	Nashville	5,334	$27.3M
60	Choice Pooled Employer Plan I	Nashville	4,941	$47.2M
61	The H.T. Hackney Co. Employees Profit Sharing Retirement Plan And Trust	Knoxville	4,846	$125.3M
62	Kirkland's, Inc. Retirement Plan	Brentwood	4,791	$35.2M
63	American Bath Group 401(k) Plan	Savannah	4,778	$124.1M

Every Tennessee plan, by size

The table above is the top of the list. These 6 pages hold all 1,083 plans on file from Tennessee, split by how many people are in them, each ranked by active participants.

100 to 499 participants · 631 plans
Pages1 2 3
500 to 999 participants · 198 plans
1,000 to 4,999 participants · 184 plans
5,000 or more participants · 70 plans

401(k) fees in Tennessee vs the national median

Plan-paid administrative cost per participant, plan years 2021–2025 Form 5500 filings. Medians over our published set, not the full universe.
Tennessee medianAcross the 1,029 Tennessee plans in our set with usable fee data.	$119.79 per participant
National medianAcross 54,783 published plans with usable fee data.	$122.17 per participant
Difference	$2.38 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Tennessee employers with a match dossier

These Tennessee-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

FIRST HORIZON CORP 401(k) match
First Horizon Corporation Savings Plan
International Paper Company 401(k) match
International Paper Company Salaried Savings Plan
LOUISIANA-PACIFIC CORP 401(k) match
Louisiana-Pacific 401(k) And Profit Sharing Plan

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “Tennessee 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2021–2025, published set of 57,824 plans, data as of July 28, 2026.