401(k) Monitor

Rhode Island 401(k) plans

191

Large 401(k) plans headquartered in Rhode Island are in 401(k) Monitor’s published set, holding $57.5B in total, led on headcount by CVS Health Future Fund 401(k) Plan with 313,966 active participants. Computed from DOL Form 5500 filings, plan years 2021–2024.

State means the sponsor’s address on the filing, not where employees work. Our published set covers 57,824 of the 57,824 large plans in the form-year-2024 DOL EFAST2 bulk data, so this is the largest-plan end of Rhode Island, not a census of it.

10 of the biggest 401(k) plans headquartered in Rhode Island

The plans this site submits to search engines come first, then the rest; each group is ranked by active participants, the people still building up a balance. plan years 2021–2024, DOL EFAST2 bulk data. Assets in USD. Every plan links to its full fact page.
#PlanCityActive participantsAssets
1CVS Health Future Fund 401(k) PlanWoonsocket313,966$30.1B
2Textron Savings PlanProvidence26,117$6.1B
3UNFI 401(k) PlanProvidence24,741$2.8B
4Brown Health 401(k) Retirement Savings PlanProvidence19,966$1.2B
5CFG Retirement Savings PlanJohnston17,701$3.2B
6Bally's 401(k) PlanLincoln6,731$175.4M
7Igt 401(k) Retirement Savings PlanProvidence6,357$1.4B
8Factory Mutual Insurance Company 401(k) Savings PlanJohnston4,208$1.9B
9Ocean State Jobbers, Inc. & Affiliates 401(k) PlanNorth Kingstown4,147$40.1M
10Aaa Northeast Retirement PlanProvidence3,718$358.2M

Every Rhode Island plan, by size

The table above is the top of the list. These 4 pages hold all 191 plans on file from Rhode Island, split by how many people are in them, each ranked by active participants.

401(k) fees in Rhode Island vs the national median

Plan-paid administrative cost per participant, plan years 2021–2024 Form 5500 filings. Medians over our published set, not the full universe.
Rhode Island medianAcross the 181 Rhode Island plans in our set with usable fee data.$120.98 per participant
National medianAcross 54,783 published plans with usable fee data.$122.17 per participant
Difference$1.19 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Rhode Island employers with a match dossier

These Rhode Island-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

Cite: 401(k) Monitor, “Rhode Island 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2021–2024, published set of 57,824 plans, data as of July 28, 2026.