Massachusetts 401(k) plans with 5,000 or more participants
77 large 401(k) plans are sponsored from Massachusetts and reported 5,000 or more participants on their latest Form 5500. All of them are listed here, ranked by active participants.
Active participants means people still building up a balance, which is the count Form 5500 reports separately from total participants. Every plan links to its own page, where the figures below come with the filing they were read from.
The plans
| # | Plan | City | Active | Assets | Cost / participant |
|---|---|---|---|---|---|
| 1 | The TJX Companies, Inc. 401(k) Savings PlanThe TJX Companies, Inc. | Framingham | 294,348 | $3.7B | $12.40 |
| 2 | Ahold USA, Inc. 401(k) Savings Plan For Union AssociatesAhold USA, Inc. | Quincy | 76,517 | $910.2M | $12.31 |
| 3 | Fidelity Retirement Savings PlanFmr LLC | Boston | 68,838 | $34.2B | not itemized |
| 4 | Fresenius Medical Care North America 401(k) Savings PlanNational Medical Care, Inc. | Waltham | 61,883 | $4.4B | $35.91 |
| 5 | BJ's Wholesale Club, Inc. 401(k) Savings PlanBJ's Wholesale Club Inc. | Marlborough | 34,191 | $661.1M | $23.95 |
| 6 | Liberty Mutual 401(k) PlanLiberty Mutual Group Inc. | Boston | 31,562 | $11.4B | $235.24 |
| 7 | Builders Firstsource 401(k) Savings PlanBuilders Firstsource, Inc. | Andover | 31,456 | $1.7B | $40.72 |
| 8 | Cushman & Wakefield 401(k) PlanCushman & Wakefield | Needham | 23,448 | $1.7B | $62.11 |
| 9 | Takeda Pharmaceutical U.S.A., Inc. Savings And Retirement PlanTakeda Pharmaceutical U.S.A., Inc. | Cambridge | 23,331 | $6.2B | $79.70 |
| 10 | Boston Scientific Corporation 401(k) Retirement Savings PlanBoston Scientific Corporation | Marlborough | 21,923 | $6.8B | $77.65 |
| 11 | Pyramid Advisors 401(k) PlanPyramid Advisors Limited Partnership | Boston | 21,328 | $246.8M | $28.44 |
| 12 | Bright Horizons 401(k) PlanBright Horizons Children's Centers LLC | Newton | 18,958 | $465.7M | $28.35 |
| 13 | Clean Harbors Savings And Retirement PlanClean Harbors Enviromental Services, Inc. | Norwell | 18,877 | $1.2B | $56.23 |
| 14 | Philips North America 401(k) PlanPhilips North America LLC | Cambridge | 17,066 | $6.4B | $11.95 |
| 15 | Eg America Employee Savings PlanEg Retail (America) LLC | Westborough | 16,690 | $337.9M | $32.33 |
| 16 | Beth Israel Lahey Health 401(k) Retirement Savings PlanBeth Israel Lahey Health | Boston | 15,698 | $1.6B | $78.87 |
| 17 | Vetcor 401(k) PlanErin Rojas | Norwell | 15,659 | $288.3M | $30.17 |
| 18 | Massachusetts Institute Of Technology Supplemental 401(k) PlanMassachusetts Institute Of Technology | Cambridge | 15,125 | $7.7B | $29.84 |
| 19 | The Stepping Stones Group Retirement PlanStepping Stones Healthcare Services, LLC | Boston | 14,977 | $104.0M | $50.21 |
| 20 | Umass Memorial Health Care 401(k) PlanUmass Memorial Health Care, Inc. | Worcester | 14,248 | $1.4B | $49.44 |
| 21 | Baystate Health, Inc. Retirement PlanBaystate Health, Inc. | Springfield | 13,905 | $1.4B | $53.28 |
| 22 | Fidelity Advantage 401(k)Fidelity Workplace Services LLC | Boston | 13,825 | $184.6M | $133.66 |
| 23 | Massmutual Thrift PlanMassachusetts Mutual Life Insurance Company | Springfield | 13,678 | $4.3B | $33.91 |
| 24 | Unifirst Retirement Savings PlanUnifirst Corporation | Wilmington | 12,174 | $554.2M | $65.18 |
| 25 | State Street Salary Savings ProgramState Street Corporation | Boston | 11,992 | $6.5B | $122.70 |
| 26 | Wayfair LLC 401(k) Plan & TrustWayfair LLC | Boston | 11,897 | $786.1M | $34.80 |
| 27 | House Works LLC 401(k) PlanHouse Works LLC | Woburn | 11,844 | $7.2M | $3.80 |
| 28 | Staples, Inc. Employees' 401(k) Savings PlanStaples, Inc. | Framingham | 11,200 | $1.5B | $46.88 |
| 29 | Tufts Medicine, Inc. 403(b) Retirement PlanTufts Medicine, Inc. | Burlington | 11,129 | $991.9M | $39.69 |
| 30 | Staples US Retail 401(k) Retirement PlanUsr Parent Inc. | Framingham | 10,925 | $404.6M | $38.98 |
| 31 | Big Y Foods, Inc. 401(k) Retirement Savings PlanBig Y Foods, Inc. | Springfield | 10,329 | $573.8M | $64.93 |
| 32 | Mercer Wise Pooled Employer PlanMercer Investments, LLC | Boston | 10,017 | $319.9M | $127.69 |
| 33 | The Boston Consulting Group, Inc. Employees' Savings Plan And Profit Sharing Retirement FundThe Boston Consulting Group, Inc. | Boston | 9,676 | $2.9B | $29.67 |
| 34 | Charles River Laboratories, Inc. Savings/Plus PlanCharles River Laboratories, Inc. | Wilmington | 9,584 | $1.1B | $82.46 |
| 35 | The Alerislife Retirement PlanAlerislife, Inc. | Newton | 8,551 | $128.3M | $47.21 |
| 36 | Veolia North America 401(k) Savings PlanVeolia North America, LLC | Boston | 7,090 | $1.0B | $81.31 |
| 37 | Benchmark Senior Living 401(k) PlanBenchmark Senior Living LLC | Waltham | 6,949 | $95.0M | $53.42 |
| 38 | Analog Devices, Inc. The Investment Partnership PlanAnalog Devices, Inc. | Wilmington | 6,764 | $4.3B | $39.65 |
| 39 | Sonesta International Hotels Corporation And Subsidiaries 401(k) PlanSonesta International Hotels Corporation | Newton | 6,570 | $157.1M | $69.91 |
| 40 | Dassault Systemes Employee Savings Plan PlusDassault Systemes Americas Corp. | Waltham | 6,193 | $2.1B | $109.88 |
| 41 | International Union Of Operating Engineers Local 4 AnnuityBoard Of Trustees I.U.O.E. Local 4 Annuity Fund | Medway | 6,058 | $724.6M | $137.09 |
| 42 | Bain And Company, Inc. 401(k) Savings PlanBain And Company, Inc. | Boston | 6,046 | $2.4B | $60.05 |
| 43 | Sun Advantage Savings And Investment PlanSun Life Financial U.S. Services Company, Inc. | Wellesley Hills | 5,991 | $1.8B | $154.76 |
| 44 | Veralto Corporation & Subsidiaries Savings PlanVeralto Corporation | Waltham | 5,508 | $1.2B | $125.30 |
| 45 | Zoll Medical Corporation Employee Savings PlanZoll Medical Corporation | Chelmsford | 5,380 | $782.0M | not itemized |
| 46 | Consolidated 401(A) And 401(k) Program Of Mass General Brigham And Member OrganizationsMass General Brigham Incorporated | Somerville | 5,255 | $645.2M | $11.11 |
| 47 | Keolis America, Inc. 401(k) Savings PlanKeolis | Boston | 5,252 | $280.9M | $87.77 |
| 48 | Global Partners Lp 401(k) Savings And Profit Sharing PlanGlobal Partners Lp | Waltham | 5,111 | $232.7M | $4.89 |
| 49 | Vertex Pharmaceuticals Incorporated 401(k) PlanVertex Pharmaceuticals Incorporated | Boston | 5,091 | $1.3B | $9.57 |
| 50 | Parexel International Corporation 401(k) Retirement Savings PlanParexel International Corporation | Newton | 5,084 | $899.9M | $6.09 |
| 51 | Accession Risk Management Group 401(k) PlanAccession Risk Management Group, Inc. | Boston | 4,990 | $441.8M | $70.27 |
| 52 | The Hanover Insurance Group Retirement Savings PlanThe Hanover Insurance Company | Worcester | 4,930 | $1.3B | $14.90 |
| 53 | The Investment-Incentive Plan For John Hancock EmployeesJohn Hancock Life Insurance Company U.S.A | Boston | 4,860 | $2.4B | not itemized |
| 54 | The Talbots Retirement Savings 401(k) PlanThe Talbots LLC | Hingham | 4,829 | $236.6M | $96.02 |
| 55 | Modernatx, Inc. 401(k) PlanModernatx, Inc. | Cambridge | 4,822 | $501.7M | $28.44 |
| 56 | Toast, Inc. 401(k) PlanToast, Inc. | Boston | 4,799 | $323.2M | $67.62 |
| 57 | Hubspot, Inc. 401(k) Profit Sharing Plan & TrustHubspot, Inc. | Cambridge | 4,766 | $568.3M | not itemized |
| 58 | New Balance Athletics Employee Savings And Security PlanNew Balance Athletics, Inc. | Boston | 4,704 | $492.8M | $157.27 |
| 59 | Athenahealth, Inc. 401(k) PlanAthenahealth, Inc. | Boston | 4,628 | $826.6M | $63.84 |
| 60 | American Renal Management LLC 401(k) PlanAmerican Renal Management LLC | Beverly | 4,516 | $133.9M | $18.15 |
| 61 | Entegris, Inc. 401(k) Retirement Savings PlanEntegris, Inc. | Billerica | 4,490 | $880.8M | $55.91 |
| 62 | Computershare 401(k) Retirement PlanComputershare US Services Inc. | Canton | 4,479 | $634.8M | $40.62 |
| 63 | Blue Cross And Blue Shield Of Massachusetts, Inc. Employee Savings PlanBlue Cross Blue Shield Of Massachusetts, Inc. | Boston | 4,420 | $1.2B | $37.81 |
| 64 | Ccl Industries 401(k) Profit-Sharing PlanCcl Label, Inc. | Framingham | 4,352 | $645.3M | $86.27 |
| 65 | Biogen 401(k) Savings PlanBiogen Inc. | Cambridge | 4,289 | $2.2B | not itemized |
| 66 | Point32health 401(k) PlanPoint32health | Watertown | 4,237 | $1.3B | $79.26 |
| 67 | Hologic, Inc. Savings And Investment PlanHologic, Inc. | Marlborough | 4,179 | $1.2B | $2.83 |
| 68 | Cdm Smith Inc. Capital Accumulation PlanCdm Smith Inc. | Boston | 4,119 | $1.5B | $137.46 |
| 69 | Aquent LLC 401(k) PlanAquent LLC | Boston | 3,822 | $333.1M | $59.00 |
| 70 | The Mathworks 401(k) Retirement PlanThe Mathworks, Inc. | Natick | 3,799 | $1.8B | $123.41 |
| 71 | Akamai Technologies, Inc. 401(k) PlanAkamai Technologies, Inc. | Cambridge | 3,799 | $1.4B | $60.24 |
| 72 | Stop & Shop Supermarket Company 401(k) PlanThe Stop & Shop Supermarket Company LLC | Quincy | 3,695 | $931.9M | $18.67 |
| 73 | Motion Recruitment Partners, LLC 401(k) PlanMotion Recruitment Partners, LLC | Boston | 2,876 | $126.7M | $41.29 |
| 74 | Cbera Plan ACooperative Banks Employees Retirement Association | Norwood | 2,856 | $813.5M | $319.55 |
| 75 | Houghton Mifflin 401(k) Savings PlanHoughton Mifflin Harcourt Publishing Company | Boston | 2,768 | $644.2M | $88.33 |
| 76 | Ug2, LLC 401(k) Retirement PlanUg2, LLC | Boston | 2,534 | $29.8M | $14.40 |
| 77 | Bhi Energy 401(k) And Profit Sharing PlanBhi Energy Services LLC | Norwell | 770 | $129.4M | $2.47 |
Other plan sizes in Massachusetts
Fees per participant fall as plans get bigger, so the useful comparison is inside a size band rather than across them.
100 to 499 participants (1,320)500 to 999 participants (287)1,000 to 4,999 participants (274)
Back to Massachusetts
Massachusetts 401(k) plans has the median plan-paid fee against the national one, the largest plans, and the other size bands. The whole directory starts at states.