401(k) Monitor

Massachusetts 401(k) plans with 5,000 or more participants

57 large 401(k) plans sponsored from Massachusetts reported 5,000 or more participants on their latest Form 5500 and have a page here. All of them are listed here, ranked by active participants.

Active participants means people still building up a balance, which is the count Form 5500 reports separately from total participants. Every row links to its own page, where the figures below come with the filing they were read from. The site reads every large filing in the DOL data and publishes a page for a part of it.

The plans

Ranked by active participants, the same order the site publishes plan pages in. Assets are Schedule H total assets at end of plan year, in USD. Cost per participant is plan-paid administrative expense, and a filing that itemized none says so instead of showing a zero.
#PlanCityActiveAssetsCost / participant
1The TJX Companies, Inc. 401(k) Savings PlanThe TJX Companies, Inc.Framingham294,348$3.7B$12.40
2Ahold USA, Inc. 401(k) Savings Plan For Union AssociatesAhold USA, Inc.Quincy76,517$910.2M$12.31
3Fidelity Retirement Savings PlanFmr LLCBoston68,838$34.2Bnot itemized
4Fresenius Medical Care North America 401(k) Savings PlanNational Medical Care, Inc.Waltham61,883$4.4B$35.91
5BJ's Wholesale Club, Inc. 401(k) Savings PlanBJ's Wholesale Club Inc.Marlborough34,191$661.1M$23.95
6Liberty Mutual 401(k) PlanLiberty Mutual Group Inc.Boston31,562$11.4B$235.24
7Builders Firstsource 401(k) Savings PlanBuilders Firstsource, Inc.Andover31,456$1.7B$40.72
8Cushman & Wakefield 401(k) PlanCushman & WakefieldNeedham23,448$1.7B$62.11
9Takeda Pharmaceutical U.S.A., Inc. Savings And Retirement PlanTakeda Pharmaceutical U.S.A., Inc.Cambridge23,331$6.2B$79.70
10Boston Scientific Corporation 401(k) Retirement Savings PlanBoston Scientific CorporationMarlborough21,923$6.8B$77.65
11Pyramid Advisors 401(k) PlanPyramid Advisors Limited PartnershipBoston21,328$246.8M$28.44
12Bright Horizons 401(k) PlanBright Horizons Children's Centers LLCNewton18,958$465.7M$28.35
13Clean Harbors Savings And Retirement PlanClean Harbors Enviromental Services, Inc.Norwell18,877$1.2B$56.23
14Philips North America 401(k) PlanPhilips North America LLCCambridge17,066$6.4B$11.95
15Eg America Employee Savings PlanEg Retail (America) LLCWestborough16,690$337.9M$32.33
16Beth Israel Lahey Health 401(k) Retirement Savings PlanBeth Israel Lahey HealthBoston15,698$1.6B$78.87
17Vetcor 401(k) PlanErin RojasNorwell15,659$288.3M$30.17
18Massachusetts Institute Of Technology Supplemental 401(k) PlanMassachusetts Institute Of TechnologyCambridge15,125$7.7B$29.84
19The Stepping Stones Group Retirement PlanStepping Stones Healthcare Services, LLCBoston14,977$104.0M$50.21
20Umass Memorial Health Care 401(k) PlanUmass Memorial Health Care, Inc.Worcester14,248$1.4B$49.44
21Baystate Health, Inc. Retirement PlanBaystate Health, Inc.Springfield13,905$1.4B$53.28
22Fidelity Advantage 401(k)Fidelity Workplace Services LLCBoston13,825$184.6M$133.66
23Massmutual Thrift PlanMassachusetts Mutual Life Insurance CompanySpringfield13,678$4.3B$33.91
24Unifirst Retirement Savings PlanUnifirst CorporationWilmington12,174$554.2M$65.18
25State Street Salary Savings ProgramState Street CorporationBoston11,992$6.5B$122.70
26Wayfair LLC 401(k) Plan & TrustWayfair LLCBoston11,897$786.1M$34.80
27House Works LLC 401(k) PlanHouse Works LLCWoburn11,844$7.2M$3.80
28Staples, Inc. Employees' 401(k) Savings PlanStaples, Inc.Framingham11,200$1.5B$46.88
29Tufts Medicine, Inc. 403(b) Retirement PlanTufts Medicine, Inc.Burlington11,129$991.9M$39.69
30Staples US Retail 401(k) Retirement PlanUsr Parent Inc.Framingham10,925$404.6M$38.98
31Big Y Foods, Inc. 401(k) Retirement Savings PlanBig Y Foods, Inc.Springfield10,329$573.8M$64.93
32The Boston Consulting Group, Inc. Employees' Savings Plan And Profit Sharing Retirement FundThe Boston Consulting Group, Inc.Boston9,676$2.9B$29.67
33Charles River Laboratories, Inc. Savings/Plus PlanCharles River Laboratories, Inc.Wilmington9,584$1.1B$82.46
34The Alerislife Retirement PlanAlerislife, Inc.Newton8,551$128.3M$47.21
35Veolia North America 401(k) Savings PlanVeolia North America, LLCBoston7,090$1.0B$81.31
36Benchmark Senior Living 401(k) PlanBenchmark Senior Living LLCWaltham6,949$95.0M$53.42
37Analog Devices, Inc. The Investment Partnership PlanAnalog Devices, Inc.Wilmington6,764$4.3B$39.65
38Sonesta International Hotels Corporation And Subsidiaries 401(k) PlanSonesta International Hotels CorporationNewton6,570$157.1M$69.91
39Dassault Systemes Employee Savings Plan PlusDassault Systemes Americas Corp.Waltham6,193$2.1B$109.88
40International Union Of Operating Engineers Local 4 AnnuityBoard Of Trustees I.U.O.E. Local 4 Annuity FundMedway6,058$724.6M$137.09
41Bain And Company, Inc. 401(k) Savings PlanBain And Company, Inc.Boston6,046$2.4B$60.05
42Sun Advantage Savings And Investment PlanSun Life Financial U.S. Services Company, Inc.Wellesley Hills5,991$1.8B$154.76
43Veralto Corporation & Subsidiaries Savings PlanVeralto CorporationWaltham5,508$1.2B$125.30
44Zoll Medical Corporation Employee Savings PlanZoll Medical CorporationChelmsford5,380$782.0Mnot itemized
45Consolidated 401(A) And 401(k) Program Of Mass General Brigham And Member OrganizationsMass General Brigham IncorporatedSomerville5,255$645.2M$11.11
46Keolis America, Inc. 401(k) Savings PlanKeolisBoston5,252$280.9M$87.77
47Global Partners Lp 401(k) Savings And Profit Sharing PlanGlobal Partners LpWaltham5,111$232.7M$4.89
48Vertex Pharmaceuticals Incorporated 401(k) PlanVertex Pharmaceuticals IncorporatedBoston5,091$1.3B$9.57
49Parexel International Corporation 401(k) Retirement Savings PlanParexel International CorporationNewton5,084$899.9M$6.09
50Accession Risk Management Group 401(k) PlanAccession Risk Management Group, Inc.Boston4,990$441.8M$70.27
51The Hanover Insurance Group Retirement Savings PlanThe Hanover Insurance CompanyWorcester4,930$1.3B$14.90
52The Investment-Incentive Plan For John Hancock EmployeesJohn Hancock Life Insurance Company U.S.ABoston4,860$2.4Bnot itemized
53The Talbots Retirement Savings 401(k) PlanThe Talbots LLCHingham4,829$236.6M$96.02
54Modernatx, Inc. 401(k) PlanModernatx, Inc.Cambridge4,822$501.7M$28.44
55Toast, Inc. 401(k) PlanToast, Inc.Boston4,799$323.2M$67.62
56Hubspot, Inc. 401(k) Profit Sharing Plan & TrustHubspot, Inc.Cambridge4,766$568.3Mnot itemized
57New Balance Athletics Employee Savings And Security PlanNew Balance Athletics, Inc.Boston4,704$492.8M$157.27

Other plan sizes in Massachusetts

Fees per participant fall as plans get bigger, so the useful comparison is inside a size band rather than across them.

100 to 499 participants (4)500 to 999 participants (1)1,000 to 4,999 participants (1)

Back to Massachusetts

Massachusetts 401(k) plans has the median plan-paid fee against the national one, the largest plans, and the other size bands. The whole directory starts at states.