Arizona 401(k) plans

Name: Arizona 401(k) plans: assets, participants and plan-paid fees
Creator: 401(k) Monitor
License: https://401kmonitor.com/licence/

906

Large 401(k) plans headquartered in Arizona are in 401(k) Monitor’s published set, holding $71.9B in total, led on headcount by Circle K Retirement Plan with 73,210 active participants. Computed from DOL Form 5500 filings, plan years 2018–2025.

State means the sponsor’s address on the filing, not where employees work. The figures above read all 906 of the form-year-2024 DOL EFAST2 filings from Arizona, so they are every plan of that size filed from the state; 42 of them have a page of their own here. A plan with fewer than 100 participants files a shorter form and is not in this data at all.

37 of the biggest 401(k) plans headquartered in Arizona

The plans this site submits to search engines come first, then the rest of the ones with a page; each group is ranked by active participants, the people still building up a balance. plan years 2018–2025, DOL EFAST2 bulk data. Assets in USD. Every row links to its full fact page.
#	Plan	City	Active participants	Assets
1	Circle K Retirement Plan	Tempe	73,210	$505.9M
2	Banner Health Employees 401(k) Plan	Phoenix	56,849	$4.9B
3	PetSmart, Inc. SaveSmart 401(k) Plan	Phoenix	46,794	$667.2M
4	Sprouts Farmers Markets Holdings, LLC Employee 401(k) Savings Plan	Phoenix	35,946	$264.6M
5	U-Haul Holding Company 401(k) Savings Plan	Phoenix	33,949	$551.5M
6	Republic Services, Inc. 401(k) Plan	Phoenix	33,316	$2.7B
7	Knight-Swift Transportation Holdings, Inc. Retirement Plan	Phoenix	31,022	$1.0B
8	Troon Golf, L.L.C. 401(k) Plan	Scottsdale	26,625	$333.7M
9	Carvana, LLC 401(k) Plan	Tempe	17,481	$267.1M
10	Discount Tire/America's Tire Retirement Plan	Scottsdale	15,665	$1.4B
11	Freeport-Mcmoran Inc. Employee Capital Accumulation Program	Phoenix	14,200	$2.7B
12	P.F. Chang's China Bistro, Inc. 401(k) Plan	Scottsdale	13,424	$50.1M
13	Reliance, Inc. Master 401(k) Plan	Scottsdale	12,293	$1.7B
14	Stantec 401(k) Plan	Chandler	12,098	$2.3B
15	Team Select Holding, LLC 401(k) Retirement Plan	Phoenix	11,293	$18.9M
16	Lifestance Health 401(k) Plan	Scottsdale	10,486	$295.4M
17	Arizona Pipe Trades Defined Contribution Pension Plan	Phoenix	9,484	$461.2M
18	Bechtel Trust & Thrift Plan	Glendale	8,546	$6.1B
19	Ciox Health 401(k) Plan	Phoenix	8,445	$119.5M
20	Cadence Education LLC 401(k) Savings Plan	Scottsdale	8,416	$20.9M
21	Asml US Employees' Savings And Retirement Plan	Chandler	8,321	$1.8B
22	Grand Canyon University Employees 401(k) Plan	Phoenix	8,221	$158.3M
23	Southwest Foodservice Excellence 401(k) Plan	Scottsdale	8,163	$12.5M
24	Phoenix Children's Hospital Section 401(k) Investment Plan	Phoenix	8,058	$691.1M
25	Microchip Technology Incorporated Savings Plan	Chandler	6,662	$1.6B
26	Pinnacle West Capital Corporation Savings Plan	Phoenix	6,358	$1.6B
27	Insight Enterprises, Inc. 401(k) Plan	Chandler	6,347	$941.5M
28	Salt River Project Employees' 401(k) Plan	Phoenix	6,108	$1.3B
29	The University Of Phoenix, Inc. Savings And Investment Plan	Phoenix	6,104	$586.0M
30	Shamrock Foods Company 401(k) Plan And Trust	Phoenix	5,985	$454.8M
31	Cavco Industries, Inc. 401(k) Plan	Phoenix	5,701	$181.8M
32	Tmc Healthcare 401(k) Plan	Tucson	5,659	$379.4M
33	Drivetime 401(k) Plan	Tempe	5,541	$161.5M
34	Desert De Oro Foods, Inc. 401(k) Plan	Kingman	5,212	$21.6M
35	Goodwill Industries Of Central Arizona Retirement Plan	Phoenix	4,968	$16.8M
36	Mister Car Wash 401(k) Retirement Plan	Tucson	4,777	$29.3M
37	Grand Canyon Education Employees 401(k) Plan	Phoenix	4,745	$191.7M

Every Arizona plan page, by size

The table above is the top of the list. These 4 pages hold the 42 published plan pages from Arizona, out of 906 filings of that kind in the data, split by how many people are in them, each ranked by active participants.

401(k) fees in Arizona vs the national median

Plan-paid administrative cost per participant, plan years 2018–2025 Form 5500 filings. Computed over every large plan filed from Arizona, whether or not it has a page here. The medians read only the ones whose filing reports a plan-paid cost.
Arizona medianAcross the 871 Arizona plans in our set with usable fee data.	$106.96 per participant
National medianAcross 54,782 published plans with usable fee data.	$122.17 per participant
Difference	$15.21 below the national median

Plan-paid means fees the plan itself reports on Schedule H; many employers pay providers directly, which a filing reports as $0. How to judge your own plan: are your 401(k) fees high?

Arizona employers with a match dossier

These Arizona-headquartered plans also file an SEC Form 11-K, so the employer’s match formula, vesting and eligibility are extracted on a company page.

TUCSON ELECTRIC POWER CO 401(k) match
Tucson Electric Power Company 401(k)

Useful links

All states
Plan counts, fees and largest plans, state by state.
The largest 401(k) plans in the US
The national ranking these state tables are drawn from.
Average 401(k) fees by plan size
Fees depend on plan size more than on state.

Cite: 401(k) Monitor, “Arizona 401(k) plans: largest plans and fees”, computed from DOL EFAST2 Form 5500 bulk data, plan years 2018–2025, published set of 57,824 plans, data as of July 28, 2026.