Culinary And Bartenders 401(k) Plan: Milliman
Trustees Of The Culinary And Bartenders 401(k) Trust · Las Vegas, NV · EIN 880478833 · Plan 001 · Form 5500 for plan year 2024
Milliman is the recordkeeper named on this filing, the company that keeps the account records for this plan. What the filing says, and who to call.
What Trustees Of The Culinary And Bartenders 401(k) Trust put into the plan, per active participant
Not on this filing
Schedule H reports no positive employer contribution for this plan year.
The plan received $27 of employer money in plan year 2024. The total is shown here because the filing does not support dividing it per person.
Nothing is filled in from an average, from another year or from another plan.
Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL September 30, 2025 · Read the filing (PDF) ↗
What the plan cost, per participant
$5.37
The plan paid $5.37 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 97% of plans with 5,000+ participants. The middle plan of that size paid $54.84.
Why a plan this big pays less per person before anything else
Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.
Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.
401(k) Monitor Score
Not scored
This filing reports one of the two amounts the score is built from, so it takes none. Schedule H reports no positive employer contribution for this plan year.
It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.
What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.
On this page: who holds your account · where the match terms are stated · what to check next · every figure on the filing · late deposits · fees itemised · the plans this one is ranked against · service providers
Who holds your account
Schedule C of this filing reports Milliman, filed as “MILLIMAN, INC.”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
217 plans on file name Milliman as their recordkeeper, at a median of $152.44 per participant.
| Recordkeeper | Milliman |
|---|---|
| Recordkeeper EINThe provider's own employer identification number, as the filing states it. | 910675641 |
| Plan sponsor telephoneThe number Trustees Of The Culinary And Bartenders 401(k) Trust filed on the Form 5500. It reaches the employer, not the recordkeeper. | (702) 385-2131 |
The match and vesting terms, from a Form 11-K
The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.
What Trustees Of The Culinary And Bartenders 401(k) Trust puts in
Not in public filings for this employer
We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.
Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.
What you contribute to collect all of it
Not in public filings for this employer
The rate that collects the full match is part of the match formula, which a Form 5500 does not report.
Vesting score
Not scored
The vesting schedule is stated in a Form 11-K, and we have none for this employer.
A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.
What the plan costs, against plans of its size
3rd percentile
$5.37 per participant in plan-paid administrative cost, cheaper than 97% of plans with 5,000+ participants.
What to check next
A blank line is not a zero
Schedule H leaves the employer contribution line unfilled on this filing, which is not the same as reporting nothing was paid in. Your own statement shows what reached your account.
Your own numbers are not on this page
Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.
Key figures
| Total plan assets, end of year | $246,054,680 |
|---|---|
| Net assets | $246,054,680 |
| Participants, beginning of year | 120,895 |
| Of which active | 126,444 |
| Plan type | Multiemployer |
| Size cohortThe peer group we rank fees against. | 5,000+ participants |
| Automatic enrollmentForm 5500 line 8a carries a code for automatic enrollment, 2S, and this filing does not tick it. Across this dataset 25,364 plans do. | Not ticked on this filing |
| How the filing meets the 401(k) nondiscrimination rules, plan year 2024Schedule R part VII, as ticked. The rule compares what the higher-paid put in with what everyone else puts in, and the boxes say which method the plan used for this year. A plan can tick a different box next year, so this is an answer for one year, not a label. | Current year ADP test |
| Employer share of the money that went in, plan year 2024The rest came from employees, who put in $22,689,737. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score. | 0% |
Late deposits of employee contributions
Schedule H line 4a of this filing is answered yes, and reports $770,750 of money withheld from participants’ pay that reached the plan later than the law allows, for plan year 2024.
Schedule H line 4a asks whether any money withheld from pay reached the plan later than the law allows. A yes here most often means the employer found the delay itself, put the money in along with the earnings it would have made, and reported the correction to the Department of Labor under its Voluntary Fiduciary Correction Program. The filing instructions also require the same amount to be reported again every year until the year after the correction is finished, so this figure is not necessarily money that was late during this plan year. It does not mean participants lost money.
It is a common answer: 13,904 of the 55,904 plans that answered this line answered yes, and half of them reported less than $33,100.
Plan-paid administrative expenses
The plan paid $649,755 in administrative expenses in plan year 2024, across 120,895 participants: $5.37 per participant.
| Contract administrator fees | not reported in filing |
|---|---|
| Professional fees | not reported in filing |
| Investment management fees | $112,500 |
| Other administrative fees | $67,479 |
These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.
The plans this one is ranked against
Fees on this page are ranked against the 5,000+ participant cohort, where the median plan pays $54.84 per participant. The sponsor files from Nevada, one of 325 plans on file there, at a median of $110.51 per participant. Its business code places the plan at hotels and restaurants, one of 1,305 on file, which run to a median of $54.65.
Plans of a similar size in Nevada
| Plan | Participants | Cost per participant |
|---|---|---|
| Caesars Entertainment, Inc. 401(k) PlanCaesars Entertainment Inc. | 56,148 | $20.99 |
| The MGM Resorts 401(k) Savings PlanMGM Resorts International | 43,773 | $56.42 |
| Eighth District Electrical Pension Fund Annuity PlanBoard Of Trustees, Eighth District Electrical Pension | 22,317 | $70.09 |
| Boyd Gaming Corporation 401(k) Plan And TrustBoyd Gaming Corporation | 19,248 | $31.76 |
Service providers (Schedule C)
| Provider | Service codes | Direct comp. ($) | Indirect comp. ($) |
|---|---|---|---|
| Milliman, Inc. | 64, 70, 59, 50, 36, 38, 17, 15 | 1,025,357 | 35,515 |
| Investment Management Consultants | 50, 28 | 112,500 | not reported |
| Marsh & McLennan Agency, LLC | 50, 23 | 56,129 | not reported |
| Pdq Gills Printing | 50, 38 | 8,599 | not reported |
| Charles Schwab & Co., Inc. | 62, 59, 25, 19 | 0 | 0 |
Useful links
- Find a 401(k) you left at an old job ↗
The DOL's Retirement Savings Lost & Found. Free and official.
- Read this plan's Form 5500 as filed (PDF) ↗
The document every figure above was read from, served by the DOL. Acknowledgement ID 20250930184414NAL0019859362001.
Source
Everything this page reports about the plan itself was read from one document: the Form 5500 annual return that Trustees Of The Culinary And Bartenders 401(k) Trust filed with the US Department of Labor for the plan year ended December 31, 2024. Nothing here is estimated, modelled or supplied by the employer to this site.
Where the page compares this plan with others, the comparison is computed from the same Form 5500 release across the peer group each figure names. The filing is below, and the identifiers under it find it again without this page.
Read the filing as submitted (PDF, dol.gov) ↗
| Document | Form 5500 annual return for plan year 2024 |
|---|---|
| Filed with | US Department of Labor, EBSA (through EFAST2) |
| Filed byAs spelled on the filing | TRUSTEES OF THE CULINARY AND BARTENDERS 401(K) TRUST |
| Employer EIN | 880478833 |
| Plan number | 001 |
| Filing ACK_ID | 20250930184414NAL0019859362001 |
| Received by the DOL | September 30, 2025 |
| Bulk dataset | DOL EFAST2 Form 5500 bulk data (FOIA) |
| Dataset last refreshed | July 28, 2026 |
Bulk dataset at askebsa.dol.gov ↗ · Search EFAST2 by EIN and plan number ↗
401(k) Monitor is not affiliated with Trustees Of The Culinary And Bartenders 401(k) Trust, with the Department of Labor or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag
Cite this page
401(k) Monitor, "Culinary And Bartenders 401(k) Plan: Form 5500 facts", from DOL EFAST2 filing 20250930184414NAL0019859362001, plan year ended December 31, 2024.
