403(b) Thrift Plan For Employees Of Cadence International
Cadence International · Englewood, CO · EIN 846027655 · Plan 001 · Form 5500 for plan year 2024
What Cadence International put into the plan, per active participant
Not on this filing
Schedule H reports no positive employer contribution for this plan year.
Nothing is filled in from an average, from another year or from another plan.
Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 13, 2025 · DOL EFAST2 ↗
What the plan cost, per participant
$2.88
The plan paid $2.88 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 99% of plans with 100–499 participants. The middle plan of that size paid $156.87.
A plan-paid cost this close to zero usually means the employer pays the administrative bills directly, rather than that the plan is free. Schedule H reports only what came out of plan assets, so fees the sponsor pays and fees taken inside fund expense ratios are invisible here either way.
Why a plan this big pays less per person before anything else
Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.
Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.
401(k) Monitor Score
Not scored
This filing reports one of the two amounts the score is built from, so it takes none. Schedule H reports no positive employer contribution for this plan year.
It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.
What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.
On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers
The match and vesting terms, from a Form 11-K
The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.
What Cadence International puts in
Not in public filings for this employer
We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.
Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.
What you contribute to collect all of it
Not in public filings for this employer
The rate that collects the full match is part of the match formula, which a Form 5500 does not report.
Vesting score
Not scored
The vesting schedule is stated in a Form 11-K, and we have none for this employer.
A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.
What the plan costs, against plans of its size
1st percentile
$2.88 per participant in plan-paid administrative cost, cheaper than 99% of plans with 100–499 participants.
What to check next
A blank line is not a zero
Schedule H leaves the employer contribution line unfilled on this filing, which is not the same as reporting nothing was paid in. Your own statement shows what reached your account.
Your own numbers are not on this page
Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.
Key figures
| Total plan assets, end of year | $4,354,813 |
|---|---|
| Net assets | $4,354,813 |
| Participants, beginning of year | 223 |
| Of which active | 160 |
| Plan type | Single employer |
| Size cohortThe peer group we rank fees against. | 100–499 participants |
| Employer share of the money that went in, plan year 2024The rest came from employees, who put in $262,420. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score. | 0% |
Plan-paid administrative expenses
The plan paid $642 in administrative expenses in plan year 2024, across 223 participants: $2.88 per participant.
| Contract administrator fees | not reported in filing |
|---|---|
| Professional fees | not reported in filing |
| Investment management fees | $0 |
| Other administrative fees | $642 |
These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.
The plans this one is ranked against
Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from Colorado, one of 1,036 plans on file there, at a median of $123.54 per participant. Its business code places the plan in other services, one of 1,999 on file, which run to a median of $105.46.
Plans of a similar size in Colorado
| Plan | Participants | Cost per participant |
|---|---|---|
| Sage V Foods Employee Profit Sharing PlanSage V Foods, LLC | 224 | $229.02 |
| Aorn 401(k) Savings PlanAssociation Of Perioperative Registered Nurses | 223 | $306.68 |
| Challenger Group Support LLC 401(k) PlanChallenger Group Support LLC | 223 | $251.92 |
| Phm Brands, LLC 401(k) Retirement PlanPhm Brands, LLC | 222 | $322.77 |
Service providers (Schedule C)
Recordkeeper: Mutual of America (as filed: “MUTUAL OF AMERICA INVESTMENT CORP”)
651 plans on file name Mutual of America as their recordkeeper, at a median of $8.69 per participant.
| Provider | Service codes | Direct comp. ($) | Indirect comp. ($) |
|---|---|---|---|
| Mutual Of America Investment Corp | 65, 37, 15, 12 | 971 | 0 |
Useful links
- Find a 401(k) you left at an old job ↗
The DOL's Retirement Savings Lost & Found. Free and official.
- Look up this plan's full Form 5500 ↗
The DOL's own filing search. Search by plan or sponsor name.
- Download this plan's data (CSV) ↗
Every field on this page, one row, ready for a spreadsheet.
Source
| Dataset | DOL EFAST2 Form 5500 bulk data (FOIA) |
|---|---|
| Form year | 2024 |
| Filing ACK_ID | 20251013172304NAL0002472736001 |
| Dataset last refreshed | July 28, 2026 |
Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗
Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag
Cite this page
401(k) Monitor, "403(b) Thrift Plan For Employees Of Cadence International: Form 5500 facts", from DOL EFAST2 filing 20251013172304NAL0002472736001, plan year ended December 31, 2024.