401(k) Monitor

E4 Services, LLC 401(k) Plan

E4 Services, LLC · Wyomissing, PA · EIN 753171575 · Plan 001 · Form 5500 for plan year 2024

What E4 Services put into the plan, per active participant

$1,418

E4 Services, LLC put $1,418 into this plan for each of its 491 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

E4 Services put in less per active participant than 83% of plans with 500–999 participants in software and IT services. The middle plan in that group of 354 reported $3,188. Software and IT services comes from business code 541519, which E4 Services, LLC entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much E4 Services pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL September 22, 2025 · DOL EFAST2

What the plan cost, per participant

$76.69

The plan paid $76.69 per participant in plan-paid administrative expenses in plan year 2024, cheaper than 66% of plans with 500–999 participants. The middle plan of that size paid $114.97.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

32 out of 100

Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

  • What the employer put in, per active participant: $1,418. Lower than 83% of plans with 500–999 participants in software and IT services.
  • What the plan cost, per participant: $76.69. Cheaper than 66% of plans with 500–999 participants.

How this score is built

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What E4 Services puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

34th percentile

$76.69 per participant in plan-paid administrative cost, cheaper than 66% of plans with 500–999 participants.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20250922071303NAL0005312544001, plan year 2024.
Total plan assets, end of year$19,633,564
Net assets$19,633,564
Participants, beginning of year682
Of which active491
Plan typeSingle employer
Size cohortThe peer group we rank fees against.500–999 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $1,236,830. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.36%

Plan-paid administrative expenses

The plan paid $52,305 in administrative expenses in plan year 2024, across 682 participants: $76.69 per participant.

Contract administrator fees$52,305
Professional feesnot reported in filing
Investment management feesnot reported in filing
Other administrative feesnot reported in filing

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 500–999 participant cohort, where the median plan pays $114.97 per participant. The sponsor files from Pennsylvania, one of 2,692 plans on file there, at a median of $127.89 per participant. Its business code places the plan in software and IT services, one of 2,956 on file, which run to a median of $125.69.

Plans of a similar size in Pennsylvania

The plans nearest this one by participant count, out of 403 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
The Union League Of Philadelphia Employee Savings And RetirementThe Union League Of Philadelphia687$17.21
The Renfrew Centers, Inc. 401(k) PlanThe Renfrew Centers, Inc.686$109.12
Turn 5, Inc. 401(k) PlanTurn 5, Inc.680$124.62
Pfm 401(k) PlanPfm Financial Advisors LLC680$19.13

Service providers (Schedule C)

Recordkeeper: Capital Group (as filed: “CAPITAL GROUP RETIREMENT PLAN SVCS”)

745 plans on file name Capital Group as their recordkeeper, at a median of $111.62 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20250922071303NAL0005312544001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Wells Fargo Advisors LLC2742,678not reported
Futureplan By Ascensus1311,343not reported
Capital Group Retirement Plan Svcs646,7620

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20250922071303NAL0005312544001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "E4 Services, LLC 401(k) Plan: Form 5500 facts", from DOL EFAST2 filing 20250922071303NAL0005312544001, plan year ended December 31, 2024. 401(k) Monitor Score 32 out of 100 (exact value 31.61).